New: Earn 90K Miles on the Capital One Venture X via Personal Referrals

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New: Earn 90K Miles on the Capital One Venture X via Personal Referrals

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Over the past several months, we've seen a few chances to earn an even bigger bonus on the Capital One Venture X Rewards Credit Card. Now, there's an easy way to earn 90,000 Venture Miles after spending $4,000 in the first three months on Capital One's flagship travel card – and for current cardholders to get something back when sharing it with friends or family, too.

As first flagged by Danny the Deal Guru, Capital One has rolled out this 90,000-mile offer via personal referral links. Current cardholders can log into their Capital One account, pick their Venture X Card, and select the option to “Refer a Friend” to the card. Unfortunately, it seems not everyone has been targeted to share this bigger, 90,000-mile bonus – at least not yet.

But if you can get 90,000 miles on the Venture X Card, it's huge. That's up from the standard 75,000-mile bonus for the same spending requirement and just shy of the introductory 100,000 Venture Mile bonus when the card first launched in late 2021. This is Capital One's premium travel card, packed with perks like lounge access (including the incredible Capital One Lounges in Dallas and Washington, D.C.-Dulles) and an easy-to-use $300 annual travel credit – all at an incredibly reasonable $395 annual fee.

Get a link from a friend or family member – or click here to apply for this targeted offer.

capital one venture x 

It's not just your friends and family who benefit. Venture X members who refer the card get 25,000 bonus Venture miles for each successful approval. Those referral bonuses are capped at 100,000 bonus miles a year.

It's not the first time we've seen a 90,000-mile bonus on Capital One's top travel card. There was an identical, targeted welcome bonus floating around last month, but that only lasted for a few weeks. It's unclear how long these bigger bonuses via referral links will be available, so apply ASAP if you're interested! 

Just remember: Credit cards are serious business. You should never apply for a credit card if you're already in debt, and never charge more to a credit card than you can afford to pay off immediately. However many points and miles you can earn, they're not worth it.

Here's everything you need to know about the Capital One Venture X Card.

Not sure if the Venture Card is right for you? See our full comparison of the Capital One Venture and Venture X Card


An Overview of the Capital One Venture X Card

The Capital One Venture X Rewards Credit Card earns an unlimited 2x miles per dollar spent on every purchase, everywhere. This makes racking up miles easy, as you can swipe away knowing that you're getting a decent return on your spending – no matter where you are spending.

On top of a respectable earning rate, you'll get an annual $300 travel credit to use for a flight, hotel, or car rental booking through Capital One Travel. As long as you plan to spend $300 each year in one of those travel categories, it makes the card's $395 annual fee more like $95. Not to mention, starting in your second year with the card, you'll get 10,000 Venture Miles as an anniversary bonus once you pay your annual fee. Those miles are worth a minimum of $100 towards travel and between these two benefits, you're getting $400 in value for a card with a $395 annual fee.

Once you add in the lounge access and all the other premium travel benefits it provides, we think the card is a no-brainer.

You can add up to four authorized users at no additional cost, and each of your authorized users will get their own lounge memberships with the ability to bring two of their own guests with them on each visit. For this reason alone, we think the Venture X is the best credit card for traveling families.

Read our full review of the Capital One Venture X Rewards Credit Card!

capital one lounge dallas
Capital One Lounge in Dallas (DFW)


A Full Breakdown of the Capital One Venture X Card

  • 75,000 Capital One Venture Miles after spending $4,000 on the card in your first three months of card membership, but you can earn 90,000 Capital One Venture Miles by applying via personal referral links.
  • $300 annual travel credit to use for Capital One Travel bookings
  • Complimentary access to the Capital One Lounges
  • Priority Pass Select Lounge Membership
  • Plaza Premium Lounge Membership
  • Up to a $100 credit for either TSA PreCheck or Global Entry
  • 10,000 bonus Venture miles after paying your card annual fee every year (starting in year two)
  • 2x miles on every dollar spent
  • 10x miles on hotels and rental cars booked through Capital One Travel
  • 5x miles on flights booked through Capital One Travel
  • Complimentary Hertz President's Circle status
  • Primary rental car insurance coverage
  • Lost luggage reimbursement
  • No fee to add authorized users.
  • No foreign transaction fees
  • $395 annual fee


Capital One Venture X Rewards credit card


How to Use Venture Miles

If you don’t want to deal with the hassle of transferring points and jumping through hoops to book a free flight or hotel, this is the right option for you. You won’t find an easier way to use points on travel. Just book your flight, hotel, rental car, or other travel expense with your Capital One card, then go back and remove the purchase using miles.

Thrifty Tip: Use Capital One Venture Miles to make a cheap flight – like the ones we send out as part of our Thrifty Traveler Premium flight deal alert service – free by removing the travel charge from your statement.

Every Venture Mile is worth one cent apiece, which means this 90,000-mile bonus gets you at least $900 toward travel. You can also book flights, hotels, and rental cars through the new Capital One Travel portal (but you shouldn't) or send your points to an impressive array of Capital One transfer partners to get even more value out of these miles.

Some of our favorite Capital One travel partners include Air France/KLM, Air Canada Aeroplan, British Airways, and Turkish Airlines.

Here's the full list of transfer partners:

ProgramTypeRatioTransfer Time
Air Canada Aeroplan Airline1:1Instant
Air France/KLMAirline1:1Instant
Avianca LifeMilesAirline1:1Instant
British AirwaysAirline1:1Instant
Cathay Pacific AsiaMilesAirline1:1Up to five business days
Emirates Airline1:1Instant
EtihadAirline1:1Up to 1 day
EVA AirAirline2:1.5Up to five business days
TAP Air PortugalAirline1:1Same day
Turkish AirlinesAirline1:1Same day
Virgin RedOther1:1Same day
AccorHotel2:1Up to two business days
WyndhamHotel1:1Same day
Choice HotelsHotel1:1Same day

Having the option to go the easy route or take things to the next level through transfer partners is what makes Capital One miles – and the Venture X Card – such a great place to get started.

Read more: The Best Ways to Use Capital One Venture Miles


Bottom Line

Capital One is out with an awesome, targeted offer on the Capital One Venture X Rewards card, giving travelers a 90,000-mile bonus after spending $4,000 on the card in the first three months when applying via personal referral links. Current cardholders can benefit by sharing their links with friends and family, too.

This is one of the biggest bonuses we've seen on Capital One's premium travel credit card, and it's relatively easy to find. But there's. no telling how long this will stick around, so be sure to apply soon if you've been eyeing the Venture X Card.


Apply Here for the 90,000-Mile Offer!


Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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