The 10 Best Credit Card Offers for Travelers in November 2022

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The 10 Best Credit Card Offers for Travelers in November 2022

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Getting ahead with travel credit cards is all about timing: Getting a card when the welcome bonus is at its highest is what it's all about. And if you're in the market for a new travel credit card right now, you're in luck.

Several banks are out with some eye-popping bonuses of points and miles on their best travel cards – in some cases, among the biggest we've ever seen. Some of these offers are for a limited time and won't last much longer, so it could pay to act fast.

We've assembled a list of the absolute best credit card offers for November 2022 that are currently available, plus everything you need to know if you are thinking about taking advantage.

Just remember: Credit cards are serious business. You should never apply for a credit card if you're already in debt, and never charge more to a credit card than you can afford to pay off immediately.

For more information on the best current offers, make sure to head to our Top Credit Cards Page.

 

 

 

1. The Chase Sapphire Preferred® Card

Current Offer

The Chase Sapphire Preferred® Card is currently offering 60,000 Ultimate Rewards points after spending $4,000 in the first three months of card membership. These points are worth a minimum of $750 for future travel.

Annual Fee: $95

 

chase sapphire preferred card

 

Click Here to Learn More About the Chase Sapphire Preferred Card. 

 

Why This Offer Makes the List

The record-setting 100,000-point offer on the Chase Sapphire Preferred from last fall is gone, which is a shame. But it's unlikely we will ever see that offer again.

Still, getting 60,000 Chase Ultimate Rewards points is a very solid offer – especially if you don't want to pay the big $550 annual fee on the Reserve card.

The Chase Sapphire Preferred is one of the best places to get started with points and miles.

Those 60,000 points can be used to book at least $750 in travel through the Chase Travel Portal – or $750 towards an Airbnb stay via the Pay Yourself Back feature – as every point is worth 1.25 cents apiece. But you can easily get double that (or more) by using Chase transfer partners like United, Singapore Airlines, Southwest Airlines, or Hyatt. Not bad for a card with an annual fee of only $95, right?

There are some restrictions you'll need to be aware of. First and foremost, there's the Chase 5/24 rule. If you have been approved for five or more cards from any bank (not just Chase) in a 24-month period, you will automatically be declined for any new Chase card. Additionally, if you have earned a bonus on either the Chase Sapphire Preferred or Chase Sapphire Reserve in the past 48 months (four years), you will not be eligible.

Read more: Are You Eligible for the Chase Sapphire Preferred?

 

2. The Capital One Venture X Rewards Credit Card

Current Offer

The Capital One Venture X Rewards Credit Card is currently offering 75,000 Venture Miles after spending $4,000 in the first three months. Considering you earn 2x for every dollar you spend on the Venture X Card, you'll earn a total of at least 83,000 Venture Miles right off the bat.

Annual Fee: $395

 

capital one venture x card

 

Click Here to learn more about the Capital One Venture X Rewards Credit Card

 

Why This Offer Makes the List

Because it's one of the most exciting travel credit cards to hit the market in years – if ever.

Capital One first unveiled the card in early November 2021. It's a souped-up version of the ever-popular Capital One Venture Rewards Credit Card that's chock full of extra benefits: Access to Capital One Lounges, Priority Pass lounges, Plaza Premium lounges,  a $300 annual travel credit, a credit for Global Entry or TSA PreCheck, great travel and rental car insurance protection, and more.

And all that comes with a price tag of just $395 a year. While that may seem steep, that automatically makes this card a compelling alternative to premium competitors like the Chase Sapphire Reserve® or the Platinum Card® from American Express, which cost as much as $695 per year (see rates & fees).

While a $395 annual fee may still immediately turn off many travelers, it's a mirage – in practice, it's actually far cheaper. Consider the fact that you get an automatic $300 credit a year towards travel booked through the Capital One Travel portal. Then, starting in year two, you get a 10,000-point bonus every year: and these points are worth a minimum of $100.

Are you the kind of person who plans to spend $300 a year or more on travel? If so, do the math and you’ll see that in reality, you’re paying $95 a year for this card – or much less when you add in the other perks and welcome bonus.

It's hard to think of any other travel credit card with a better value proposition right now than this one.

 

3. Citi Premier® Card

Current Offer

The Citi Premier® Card is currently offering 80,000 Citi ThankYou points after spending $4,000 in the first three months of card membership. These points are worth a minimum of $800 for future travel. This is a limited-time offer!

Annual Fee: $95

 

Citi Premier card

 

Click Here to learn more about the Citi Premier® Card.

 

Why This Offer Makes the List

This limited-time offer matches the biggest offer we have ever seen on the Citi Premier Card. It's up from the standard offer of 60,000 points for the same spending requirement, but it's only available for a limited time. It's been around since this summer, so we aren't sure how much longer it will last.

In the world of credit card points, we generally consider Citi points behind the likes of Chase Ultimate Rewards, Capital One Venture Miles, and Amex Membership Rewards points. Above all, it's important to start with Chase credit cards.

But if you've already opened a few travel credit cards and know the ins and outs of credit card transfer partnerships, this record-tying bonus could easily vault the Citi Premier to the #1 position.

Combined with some of the lucrative and unique ways to use Citi ThankYou points, this big bonus should officially put the Premier card on your radar if you’re in the market for a new travel card. Beyond the big welcome bonus, it’s one of the only travel rewards credit cards that offers a category spending bonus at gas stations, which might help take some of the sting out of the soaring prices at the pump.

Read more: Earn 80K Bonus Points on the Citi Premier Card

 

4. The Capital One Venture Rewards Credit Card

Current Offer

The Capital One Venture Rewards Credit Card is currently offering 75,000 Venture Miles after spending $4,000 in the first three months. Considering you earn 2x for every dollar you spend on the Venture X Card, you'll earn a total of at least 83,000 Venture Miles right off the bat.

Annual Fee: $95

 

Capital one venture

 

Click Here to learn more about the Capital One Venture Rewards Credit Card

 

Why This Offer Makes the List

In June, Capital One increased the welcome offer bonus on the standard Venture Card from 60,000 miles after spending $3,000 in the first three months to 75,000 miles after spending $4,000 in the first three months. That now puts it on par with the more expensive Venture X card listed above at a much smaller annual fee price point.

You won't get all the perks you'll get with the Venture X card, but you won't pay $395 out of pocket each year, either. So if it is just the miles you're after, this could make a compelling alternative.

Read More: Bigger Bonus: Earn 75k Bonus Miles With the Capital One Venture Card

 

 

5. Marriott Bonvoy Brilliant® American Express® Card

Current Offer

The Marriott Bonvoy Brilliant® American Express® Card is currently offering 150,000 Bonvoy points after you spend $5,000 in the first three months of card membership. This limited-time offer is available through Jan. 11, 2023. 

Annual Fee: $650 Annual Fee (see rates & fees)

 

marriott bonvoy briliant american express card

 

Click Here to learn more about the Marriott Bonvoy Brilliant® American Express® Card

 

Why This Offer Makes the List

Marriott and American Express rolled out some big changes to the card in September that are worth your attention.

First and foremost, Bonvoy Brilliant cardholders will now get complimentary Marriott Bonvoy Platinum Elite status just for holding the card. Platinum status opens up hotel club lounges, space-available room upgrades, late checkout (when available), and free breakfast at most Marriott hotel brands.

You'll also get up to $300 in statement credits for restaurants around the globe. But rather than giving cardholders a lump $300 sum to use each year at restaurants, Amex is doling it out in monthly credits of $25. Much like credits on other American Express cards like The Platinum Card® from American Express and the American Express® Gold Card, this $25 monthly restaurant credit is a use-it-or-lose-it benefit.

Next, the card has improved the annual free night certificate you get when you renew your card each and every year. Previously, this certificate could be redeemed at properties costing 50,000 points or less each night. Starting with new certificates earned on, Sept. 22, they will be redeemable at properties costing 85,000 Bonvoy points (or less) each night.

Finally, every year you hold the card, you'll earn 25 elite night credits towards Bonvoy elite status. That's up from the 15 nights the card previously earned.

 

6. The Chase Freedom Flex℠ & Freedom Unlimited®

Current Offer

New Chase Freedom or Freedom Unlimited card applicants who apply directly through Chase will now earn 5% cashback (or 5x points if you've got a Sapphire card) on purchases at grocery stores (excluding Target and Walmart) on up to $12,000 spent in your first year of card membership.

Annual Fee: $0

 

chase freedom

 

Click Here to Learn More About the Chase Freedom Flex Card. 

 

Why This Offer Makes the List

It's an outstanding bonus, adding another $600 cashback (or 60,000 Chase Ultimate Rewards points) through a major source of everyday spending for many Americans – and all that adds up to 80,000 Chase points. Chase rolled out a similar bonus last year, and we're glad to see it return.

Unfortunately, this bonus isn't available for existing Freedom Cardholders. But if you don't yet have one, it might be a great opportunity to pick one up. You'll just need to make sure you apply directly on Chase's website.

 

7. The Chase Ink Business Cash® & The Ink Business Unlimited®

Current Offer

New Chase Ink Business Cash and Business Unlimited card applicants will earn $900 bonus cash back (90k Chase Ultimate Rewards points) after spending just $6,000 in the first three months of card membership. This is a limited-time offer. 

Annual Fee: $0

 

chase ink business cash card

 

Click Here to learn more about the Chase Ink Business Cash Credit Card. 

 

chase ink business unlimited card

 

Click Here to learn more about the Chase Ink Business Unlimited Credit Card.

 

Why This Offer Makes the List

It's an outstanding bonus, and one of the best we've ever seen on either of these no-annual fee business cards. The offers are up from the standard offers of $750 cash back after spending $7,500 in the first three months. So with these new offers, you'll earn more cash back (or points) for less required spending.

While these cards technically earn cash back, you can turn that cash back into valuable Chase Ultimate Rewards points as long as you hold a card that earns them. That includes the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, and even the Chase Ink Business Preferred® Credit Card.

Best of all, neither of these cards charges an annual fee, making them a great addition to your Chase card portfolio if you are eligible for a Chase business card. We don't yet know when these offers will end, but we'd recommend acting fast if you are thinking about applying.

 

8. The Citi® / AAdvantage® Executive World Elite Mastercard®

Current Offer

For a limited time, you can now earn 80,000 American Airlines AAdvantage miles after spending $5,500 in the first three months of card membership. You'll also earn a total of 4x AAdvantage miles for every dollar you spend on eligible American Airlines purchases through Dec. 31, 2022 (and then the normal 2 miles per dollar spent).

Annual Fee: $450

 

Citi AAdvantage

 

Click Here to learn more about the Citi® / AAdvantage® Executive World Elite Mastercard®

 

Why This Offer Makes the List

It's one of the largest welcome offer bonuses we have ever seen on the card, up from the standard 50,000-mile bonus, making this a great opportunity to earn a ton of American miles. Even if you never step foot on an American Airlines plane, these miles are worth earning thanks to some incredibly valuable options to book partner airlines.

The Executive card is the top-tier card in the American Airlines credit card portfolio with an annual fee that clocks in at $450. While no doubt steep, that price tag comes with some benefits that could easily make it worth it.

Read more: Huge New 80K Mile Offer American's Top Citi AAdvantage Executive Card

 

9. The American Express® Gold Card

Current Offer

Earn at least 60,000 American Express Membership Rewards points after spending $4,000 in the first six months of card membership. You'll also get six months to meet the spending requirements, which is twice as long as most card offers.

Be sure to check if you're eligible for an even better 75,000-point offer via CardMatch, or an even better 90,000-point offer via a targeted referral link

Annual Fee: $250 (see rates & fees)

 

amex gold card

 

Click Here to Learn More About the American Express Gold Card. 

 

Why This Offer Makes the List

The American Express® Gold Card is one of our favorite travel rewards credit cards. Here's what you need to know: The real value of the Gold card goes far beyond that initial bonus – though a 60,000- to 90,000-point bonus or more sure doesn't hurt.

That's because the Gold Card earns 4x points for every dollar you spend at U.S. supermarkets (up to $25,000 annually then 1x) and 4x points per dollar spent at restaurants, making it arguably the best card to use at grocery stores and restaurants.

You'll also get up to $120 in dining credits each year and up to $120 annually in credits to use at both Uber and Uber Eats. Maximize these two credits alone and that will cover $240 of your $250 annual fee. These credits and bonus categories are a big part of the reason we feel the card is easily worth the $250 annual fee.

The Rose Gold version of the card is back – and back for good. New cardholders can choose between the traditional Gold finish and Rose Gold when applying for the card. Already have a Gold Card and want to go Rose? Just message American Express and ask for a replacement.

Read our full review of the American Express Gold Card

 

10. The Platinum Card® from American Express

Current Offer

There is currently a targeted offer available through creditcards.com's CardMatch tool to earn 150,000 American Express Membership Rewards points after spending $6,000 in the first six months of card membership.

Not targeted through CardMatch? You can still get the 150,000-point offer through a personal referral link.

At the very least, you'll earn at least 80,000 American Express points after spending $6,000 within the first six months.

Annual Fee: $695 (see rates & fees)

 

amex platinum card

 

Click Here to learn more about the Platinum Card from American Express.

 

See if you're eligible for the 150,000-point offer via CardMatch

 

Why This Offer Makes the List

The Platinum Card® from American Express got a big refresh last year, bringing new benefits and a bigger annual fee.

And while that big annual fee may be hard to stomach, you can still come out way ahead in your first year thanks in part to the record welcome bonus currently available. That takes the cake for the best offer we have ever seen on the Platinum Card … and it's not even close.

Based on past evidence, it seems that those who have never held an American Express card have the best chance to pull up the targeted CardMatch offer for 150,000 points. That said, this offer won’t be available for all users.

Check out some of the best ways to use your bonus from the Amex Platinum card.

Bottom Line

November is a big month in terms of elevated credit card offers … but many of these may be ending soon! These are some of the best that are currently available. And make sure to check our Top Credit Cards Page, as offers are always changing.

 

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

1 Responses

  • Hey do you know if you already have a Barclay card with Jet blue can you still qualify for an aviator Red card?

    Also My husband had an aviator card and canceled it in Jan ’22 and I was a signer on it, can I apply for my own and get the sign on bonus? Its not clear in the terms.
    Thanks,
    Wendy

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