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The 11 Best Credit Card Offers for Travelers in February 2024

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Getting ahead with travel credit cards is all about timing: Opening a card when the welcome bonus is at its highest is what it's all about. If you're in the market for a new travel credit card right now, this is the place to start.

Just as we do every month, we've assembled a list of the best credit card offers for February 2024 that are currently available – and everything you need to know if you are thinking about taking advantage. As you'll see, a handful of banks are out with some eye-popping bonuses on their best travel cards this month. Some of these offers are mainstays while others are only available for a limited time and won't last much longer, so it could pay to act fast.

But remember: Credit cards are serious business. You should never apply for a credit card if you're already in debt, and never charge more to a credit card than you can afford to pay off immediately. However many points and miles you can earn, they're not worth it.

For more information on the best current offers, make sure to head to our Top Credit Cards page.

 

1. The Chase Sapphire Preferred® Card

Current Offer

The *chase sapphire preferred* is currently offering 60,000 Ultimate Rewards points after spending $4,000 in the first three months of card membership. Those points are worth a minimum of $750 for future travel – if not much, much more.

Annual Fee: $95

 

*chase sapphire preferred*

 

Learn more about the *chase sapphire preferred*

 

Why This Offer Makes the List

While it's not the biggest bonus we've ever seen on this card, earning 60,000 Chase Ultimate Rewards while only paying a $95 annual fee is still a phenomenal offer – especially if you don't want to pay huge, $550-plus annual fees on premium travel cards. The Sapphire Preferred is one of the best places to get started with points and miles.

Those 60,000 points can be used to book at least $750 in travel through the Chase Travel Portal, as every point is worth 1.25 cents apiece. But you can easily get double that value (or more) by using Chase transfer partners like United, Virgin Atlantic, Singapore Airlines, Southwest Airlines, or Hyatt. Not bad for a card with an annual fee of only $95, right?

There are some restrictions you'll need to be aware of. First and foremost, there's the Chase 5/24 rule. If you have been approved for five or more cards from any bank (not just Chase) in the last 24 months, you will automatically be declined for any new Chase card. Additionally, if you have earned a bonus on either the Chase Sapphire Preferred or Chase Sapphire Reserve in the past 48 months (four years), you will not be eligible.

Read more: Are You Eligible for the Chase Sapphire Preferred Card?

 

2. The Chase Freedom Unlimited® Card

Current Offer

The *freedom unlimited* currently earns a base 5% cashback on travel purchased through Chase Ultimate Rewards, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. This deal is made even sweeter with the recent offer.

bonus_miles_full

Annual Fee: $0

 

*freedom unlimited*

 

Learn more about the *freedom unlimited*.

 

Why This Offer Makes the List

This is a great offer to earn almost twice the amount of rewards you would typically make on your everyday spending on a card that doesn't charge an annual fee. And if you hold it alongside a card that earns Chase Ultimate Rewards points like the Sapphire Reserve or Preferred, that cash back can instantly become points.

Typically, you'll earn the standard 5% cash back on travel purchased through the Chase Travel Portal, 3% cash back on drugstore purchases and dining (including takeout and eligible delivery service), and unlimited 1.5% cash back on all other purchases made with your Freedom Unlimited card.

The additional 1.5% simply makes a great card offer even better.

Read our review of the Chase Freedom Unlimited Card!

 

3. Amex Delta SkyMiles Credit Cards

Current Offers

Recently, it was announced that travelers will pay an extra $51 a year on the*delta skymiles gold card* while the annual fees on the *delta skymiles platinum card* and top-tier *delta reserve card* jump to $350 and $650, respectively – a $100 increase for both.  The airline and Amex also added a laundry list of new money-saving perks, though some are undeniably better (and easier to use) than others. The three cards also come with new, bigger welcome bonus offers that will end on March 27.

 

Delta SkyMiles Gold Card

  • Annual Fee: $0 introductory annual fee for the first year, then pay $150 a year (see rates & fees). Existing cardholders will pay that higher fee upon their next renewal starting May 1 and onward.
  • A bigger bonus: New applicants can now earn 70,000 SkyMiles after spending $3,000 in the first six months. This limited-time offer will end on March 27.

 

 

*delta gold*

Learn more about the *delta skymiles gold card*.

 

Delta SkyMiles Platinum Card

  • Annual Fee: $350 annual fee, up from the previous $250 a year (see rates & fees). Existing cardholders will pay that higher fee upon their next renewal starting May 1 and onward.
  • A bigger bonus: New applicants can now earn 90,000 SkyMiles after spending $4,000 in the first six months. This limited-time offer will end on March 27.

 

*delta skymiles platinum*

Learn more about the *delta skymiles platinum card*

 

Delta SkyMiles Reserve Card

  • Annual Fee: $650 annual fee, up from the previous $550 a year (see rates & fees). Existing cardholders will pay that higher fee upon their next renewal starting May 1 and onward.
  • A bigger bonus: New applicants can now earn 100,000 SkyMiles after spending $6,000 in the first six months. This limited-time offer will end on March 27.

 

*delta reserve card*

Learn more about the *delta reserve card*.

 

Why This Offer Makes the List

If you were eying getting a Delta American Express card, now's a great time as they come with big welcome offer for bonus SkyMiles that will end on March 27. Just know that although SkyMiles are still valuable to book those cheap Delta SkyMiles flash sales, there are actually better ways to earn Delta SkyMiles.

From the *delta skymiles gold card* to the top *delta reserve card*, there's now $100 to $200 a year you can use toward hotels through the airline's Expedia-powered booking portal. There are also the cards' ongoing perks like free checked baggage and priority boarding.

Delta's top two cards get much more like $120 a year to put toward rides with Uber or Lyft and up to $240 at restaurants – but they're split into $10 or $20 monthly installments. And Delta companion certificates on those cards are getting much more powerful … eventually, anyway.

Read more: Really? Delta is Raising Annual Fees on SkyMiles Cards, Adding Perks

 

4. Southwest Rapid Rewards® Credit Cards

Current Offer

Chase and Southwest are out with a new limited-time offer to earn a free year of the Southwest Companion Pass and 30,000 Rapid Rewards points after you spend $4,000 in the first three months of card membership on any of the Southwest personal credit cards. This limited-time offer ends March 11, but don't delay – the sooner you earn the companion pass, the longer you'll be able to use it!

 

The Southwest Rapid Rewards® Plus Credit Card

Annual Fee: The card has an annual fee of $69, which is not waived for the first year of card membership.

 

*sw plus*

 

Learn more about the *sw plus*.

 

The Southwest Rapid Rewards® Premier Credit Card

Annual Fee: The card has an annual fee of $99, which is not waived for the first year of card membership.

 

*sw premier*

 

Learn more about the *sw premier*.

 

The Southwest Rapid Rewards® Priority Credit Card

Annual Fee: The card has an annual fee of $149, which is not waived for the first year of card membership.

 

*sw priority*

 

Learn more about the *sw priority*.

Why This Offer Makes the List

The Southwest Companion Pass is easily one of the best deals in the world of travel, unlocking unlimited buy-one-get-one flights – whether you pay in cash or redeem Southwest Rapid Rewards points – with no blackout dates and no questions asked. While the Companion Pass you’ll get from these credit card offers won’t last as long as earning it the old-fashioned way, this is a far easier path to earning a year of BOGO travel.

With this new offer, it's clear that the Companion Pass is the star of the show, but 30,000 Rapid Rewards points make for a pretty strong supporting character. Even after the airline devalued its points at the start of the year, those points are still worth north of $300 and can easily be enough for two roundtrips to many of Southwest's destinations. And if you get in on one of Southwest's frequent sales, you can stretch them even further.

Read more: Earn a Companion Pass & 30K Points with New Southwest Credit Card Offers!

 

5. The Capital One Venture X Business

Current Offer

The *venture x business* is out with a limited-time offer for new cardmembers to earn up to 300,000 bonus miles when meeting the card's minimum spending requirement. It's a tiered-bonus that works a little differently than most other welcome offers. Here's what you can earn:

  • Earn 150,000 miles once you spend $20,000 in the first three months from account opening.
  • Earn an additional 150,000 miles (for 300,000 miles in total) once you spend $100,000 in the first six months from account opening.

If you're able to meet both of these spending requirements in the first six months and earn the full bonus, you'll have over half a million Capital One Venture miles when all is said and done. That's because like all of Capital One's travel rewards cards, the Venture X Business card earns an unlimited 2x miles on every purchase. So in addition to the 300,000 miles you'll earn from the bonus, you'll also earn a minimum of 200,000 miles on all that spending.

Even if you only qualify for the 150,000-mile bonus, this is still a fantastic offer and one that requires less spending than it did yesterday. Considering tax season is right around the corner, most businesses will have little issue meeting the card's $20,000 spending requirement without needing to get creative.

Annual Fee:$395

 

*venture x biz*

 

Learn more about the *venture x business*.

 

Why This Offer Makes the List

Capital One officially launched the Venture X business card to the masses back in September. Previously, you needed to have a relationship with a Capital One business banker to apply for the card, making this card much more difficult to open.

No question: The spending requirement to earn the big welcome offer bonus is bigger than most. But if your business can generate that kind of spending, you'll be hard-pressed to find a better business card offer right now.

The bank essentially hit copy and paste on the personal *venture x* that's chock full of premium travel benefits: Access to Capital One Lounges, Priority Pass lounges, Plaza Premium lounges,  a $300 annual travel credit, a credit for Global Entry or TSA PreCheck, and more.

And all that with a price tag of just $395 a year, automatically making this card a compelling alternative to premium competitors which cost as much as $695 per year.

Sure, a $395 annual fee may still immediately turn off many travelers. But it's a mirage: In practice, it's actually far cheaper. Consider the fact that you get an automatic $300 credit a year towards travel booked through the Capital One Travel portal. Then, starting in year two, you get a 10,000-point bonus every year: these points are worth a minimum of $100.

Are you the kind of person who plans to spend $300 a year or more on travel? If so, do the math and you’ll see that in reality, you’re paying $95 a year for this card – or much less when you add in the other perks and welcome bonus.

Not to mention, you'll earn 2x Venture Miles for every dollar your business spends.

Read our full review of the Venture X Business Card

 

6. Chase Ink Business Preferred® Credit Card

Current Offer

The *chase ink preferred* is currently offering 100,000 Ultimate Rewards points after spending $8,000 in the first three months of card membership. These points are worth a minimum of $1,250 for future travel – if not much, much more. It's the best offer we have ever seen on this card.

Annual Fee: $95

 

*chase ink preferred*

 

Learn more about the *chase ink preferred*

 

Why This Offer Makes the List

If you have a small business (and trust us, you might be eligible for a small business card and not know it), you won't find a better welcome bonus at a lower price point right now than the current offer on the Chase Ink Preferred.

Back in June, Chase halved the spending requirement to earn the huge 100,000-point welcome offer bonus. Previously, you needed to spend $15,000 in the first three months of card membership to earn the big bonus. Now, you only have to spend $8,000 in the first three months of card membership to earn that same 100,000-point bonus.

Chase has indicated this isn't a limited-time offer – it should be available for the foreseeable future.

Beyond a stellar welcome bonus, the Ink Business Preferred is one of the best out there. It offers a solid ongoing return on spending and strong travel benefits for small business owners. Best of all, the card has a low annual fee of just $95, making it worth a spot in your wallet for the long run.

Read our review of the Chase Ink Business Preferred Card!

 

7. The AAdvantage® Aviator® Red World Elite Mastercard®

Current Offer

Just by opening the card and making a single purchase, you'll earn 50,000 American AAdvantage Miles. Even better, the card's $99 annual fee is waived in your first year of card membership, too.

Annual Fee: $99

 

Aviator Red Mastercard

 

Apply Here (for full disclosure, this is not an affiliate link).

 

Why This Offer Makes the List

These are seriously some of the easiest points  and miles you'll ever earn. While most credit cards require you to spend $3,000 or more in the first few months to unlock a big welcome bonus, that's not the case here. Make one purchase – whether it's a pack of gum, a cup of coffee, a flight, or something else – and you can earn a quick and easy 50,000 miles.

American Airlines AAdvantage miles are some of the most valuable miles out there. Not only can you use them for flights with American Airlines, but you can also redeem them for incredible experiences for flights on their Oneworld alliance partners.

Want to fly in a Qatar Qsuite? Or how about flying Japan Airlines first class? AA is unique among the major domestic airlines in that it doesn’t charge more to redeem miles on partner airlines… at least for now. In our mind, this advantage alone makes American Airlines miles worth collecting.

Read our full review of the AAdvantage Aviator Red World Elite Mastercard!

 

8. The Capital One Venture X Rewards Credit Card

Current Offer

The *capital one venture x* is currently offering 75,000 Venture Miles after spending $4,000 in the first three months. Considering you earn at least 2x miles for every dollar you spend on the Venture X Card, you'll earn a total of at least 83,000 Venture Miles right off the bat.

Annual Fee: $395

 

*capital one venture x*

 

Learn more about the *capital one venture x*

 

Why This Offer Makes the List

Because it's one of the most exciting travel credit cards to hit the market in years – if ever.

Capital One first unveiled the card back in November 2021. It's a souped-up version of the ever-popular *capital one venture card* that's chock full of extra benefits: Access to Capital One Lounges, Priority Pass lounges, Plaza Premium lounges,  a $300 annual travel credit, a credit for Global Entry or TSA PreCheck, great travel and rental car insurance protection, and more.

And all that with a price tag of just $395 a year. It's a great alternative to premium competitors like the Chase Sapphire Reserve or the Platinum Card® from American Express, which cost as much as $695 per year (see rates & fees).

Sure, a $395 annual fee may still immediately turn off many travelers. But it's a mirage: In practice, it's actually far cheaper. Consider the fact that you get an automatic $300 credit a year towards travel booked through the Capital One Travel portal. Then, starting in year two, you get a 10,000-point bonus every year: these points are worth a minimum of $100.

Are you the kind of person who plans to spend $300 a year or more on travel? If so, do the math and you’ll see that in reality, you’re paying $95 a year for this card – or much less when you add in the other perks and welcome bonus.

Read More: Capital One Venture X Card Review: Get 75K Miles, Lounge Access & More

 

9. The American Express® Gold Card

Current Offer

You can earn at least 60,000 American Express Membership Rewards points after spending $6,000 in the first six months of card membership. You'll also get six months to meet that spending requirement, twice as long as card offers from most other banks.

Be sure to check if you're eligible for a 90,000-point offer via a personal referral link!

Annual Fee: $250 (see rates & fees)

 

*amex gold*
Learn more about the *amex gold*

 

Why This Offer Makes the List

The *amex gold card* is one of our favorite travel rewards cards.

Here's what you need to know: The real value of the Gold card goes far beyond that initial bonus – though a 60,000- to 75,000-point bonus or more sure doesn't hurt.

That's because the Gold Card earns 4x points for every dollar you spend at U.S. supermarkets (up to $25,000 annually then 1x) and 4x points per dollar spent at restaurants, making it arguably the best card to use at U.S. supermarkets and restaurants.

You'll also get up to $120 in dining credits each year to spend at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations, and up to $120 annually in Uber cash to use at both Uber and Uber Eats. These credits are given out in $10 monthly increments and any amount you don't use at the end of the month will be forfeited. Just add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S.

Maximize these two credits alone and that will cover $240 of your $250 annual fee. These credits and bonus categories are a big part of the reason we feel the card is easily worth the $250 annual fee.

Read our full review of the American Express Gold Card

 

10. The Capital One Venture Rewards Credit Card

Current Offer

The *capital one venture card* is currently offering 75,000 Venture Miles after spending $4,000 in the first three months. Considering you earn at least 2x miles for every dollar you spend on the card, you'll earn a total of at least 83,000 Venture Miles right off the bat.

Annual Fee: $95

 

*capital one venture card*

 

Learn more about the *capital one venture card*

 

Why This Offer Makes the List

Capital One recently increased the welcome offer bonus on the standard Venture Card from 60,000 miles after spending $3,000 in the first three months to 75,000 miles after spending $4,000 in the first three months. That now puts the welcome offer bonus on par with the more expensive Venture X card listed above at a much smaller annual fee.

You won't get all the perks you'll get with the Venture X card, but you won't pay $395 out of pocket each year, either. The card also provides a credit of up to $100 every four years to cover the cost of a Global Entry or TSA PreCheck membership. It's one of the most cost-effective ways to get this benefit from a credit card.

But if it's just the miles you're after, this could make a compelling alternative to Venture X.

Read More: 75K Venture Miles & More Perks: All About the Capital One Venture Card

 

11. The Platinum Card® from American Express

Current Offer

There is currently a targeted welcome offer available through creditcards.com's CardMatch tool to earn 150,000 American Express Membership Rewards points after spending $6,000 in the first six months of card membership.

Not targeted through CardMatch? If that doesn't work, you can also try using an incognito window on your browser and apply directly with American Express. Or see if you can get a referral link for 150,000 points from a friend or family member.

At the very least, you'll earn a welcome offer of 80,000 American Express points after spending $8,000 within the first six months. Just be warned: Amex recently made changes to the terms of the welcome offer, making it more difficult (and costly) for some to earn that big bonus.

Annual Fee: $695 (see rates & fees)

 

*amex platinum*

 

Learn more about *amex platinum*.

 

Why This Offer Makes the List

The Platinum Card® from American Express got a big refresh a few years ago, bringing on new benefits and an even bigger annual fee.

And while that big annual fee may be hard to stomach, you can still come out way ahead in your first year thanks in part to the record welcome offer currently available (from Cardmatch or a personal referral link). That takes the cake for the best offer we have ever seen on the Platinum Card … and it's not even close.

Check out some of the best ways to use your bonus from the Amex Platinum card.

 

Bottom Line

February is yet another big month in terms of elevated credit card offers. While there are plenty of cards and bonuses to choose from, we think these are the best travel rewards card offers that are currently available.

Make sure to check our Top Credit Cards Page, as offers are always changing.

 

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

2 Responses

  • Hey do you know if you already have a Barclay card with Jet blue can you still qualify for an aviator Red card?

    Also My husband had an aviator card and canceled it in Jan ’22 and I was a signer on it, can I apply for my own and get the sign on bonus? Its not clear in the terms.
    Thanks,
    Wendy

  • I had the JetBlue Plus Barclay card and was denied the Aviator… but they said the reason was how many accounts opened in the last 24 months (though they couldn’t give me a number of how many was too many!) and how much credit I have (but they couldn’t move any of my $10k credit line from the JetBlue card to get me approved). Disappointing as I had been waiting for this attractive bonus on the Aviator card, and I have very good credit with not a ridiculous amount of accounts open (maybe 10-12 over the last 5 years and half of those in the last 2 years).

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