10 Great Ways to Spend the 100K Chase Sapphire Preferred Bonus
chase sapphire preferred bonus

10 Great Ways to Spend the 100K Chase Sapphire Preferred Bonus

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For more information check out our Advertising Disclosure.

Chase just rolled out its best-ever bonus on the Chase Sapphire Preferred Card, with a whopping 100,000-point bonus after spending $4,000 within three months. It may just be the best single credit card bonus  But what does a Chase Sapphire Preferred bonus of 100,000 points really get you?

For starters, it makes the Preferred Card not just one of the best travel card for beginners but one of the best travel cards, period. But few currencies in the world of points and miles are more valuable than Chase Ultimate Rewards. You can do a ton of travel this year, next, and beyond with 100,000 points, whether you book flights or hotels directly through Chase, transfer them to 13 different airline and hotel partners, or even use them to reimburse yourself for everyday purchases with the “Pay Yourself Back” feature.

Here are some of the best ways to spend that big, 100,000-point bonus whenever you’re ready to travel again.


Book $1,250 Worth of Flights with Points

One of our favorite uses of any frequent flyer points is booking the cheap domestic or international flight deals you see here or with a Thrifty Traveler Premium subscription. And the absolute best way to book them is with Chase Ultimate Rewards points.

That’s because your Chase points go farther when you’ve got the Chase Sapphire Preferred. Every point you’ve got is worth 1.25 cents toward travel. That means the 100,000 bonus is worth $1,250 in airfare, hotels, or other travel expenses. And there’s a silver lining: You’ll still earn miles when you fly booking this way, unlike a traditional airline award ticket. Plus, there’s no extra fees or taxes.

As an example, here’s a recent deal on flights to the U.S. Virgin Islands we sent out to Thrifty Traveler Premium subscribers. You can get from Miami (MIA) to St. Thomas (STT) all through winter 2021 for just $224.


flights to us virgin islands


Booking this flight with points from your Chase Sapphire Preferred, it’d be under 18,000 points for this same round-trip fareBooking flights directly through the Chase travel portal is generally simple and straightforward.


chase sapphire preferred bonus


Read up on how Thrifty Traveler Premium works to see if you want to level up with huge savings on both domestic and international airfare.


Fly Delta One Biz Class to Europe

The Delta One Suite is one of the best business class seats in the skies. Every suite has its own door, lie-flat beds, chef-catered meals, and more. And though it normally costs $5,000 or more to fly in this much style, you can easily do it with this big Chase Sapphire Preferred bonus alone. And not just one way, either.


chase sapphire preferred bonus


Read our review of Delta One Suites and whether they live up to the hype!

Delta itself often charges 250,000 SkyMiles or more to book one of these seats. Don’t do that.

Instead, you’ll transfer your Chase points to Virgin Atlantic, a close partner airline of Delta’s. And when you do that, it’s just 50,000 points for a one-way trip to Europe. That means this one credit card bonus is enough to book roundtrip flights to Europe in business class.

It’s one of our favorite workarounds to book Delta One and a go-to way to book any Delta flight for cheaper. Unfortunately, Virgin Atlantic recently eliminated the ability to book cheap Delta flights to other destinations in Australia and Asia.

These days, Delta isn’t flying many jets equipped with Delta One Suites to Europe, so it’s gotten much harder to snag your own suite across the pond using Chase points. At the very least, you can book a lie-flat bed to kick off your return to Europe.

Read more: When Can Americans Travel to Europe Again?

You’ll need to transfer just 50,000 Chase points to Virgin Atlantic to book business class on flights like Detroit (DTW) or Minneapolis-St. Paul (MSP) to Amsterdam (AMS).


Chase Sapphire preferred bonus


It’s not always easy to zero in on the days when you can actually book these Delta One suites through Virgin Atlantic. But read our guide to using Virgin Atlantic miles to book Delta, and you’ll know exactly what to do.

Thrifty Tip: Virgin Atlantic charges a modest $50 to cancel any award ticket and get your miles back – and in many cases, you can even get that redeposit fee waived. That means you could book a flight now and cancel down the line if need be.


Use Points for Everyday Purchases

If you have a stash of Chase Ultimate Rewards points – or even if you decide to open a Chase Sapphire card as a new member – you can now use those points for purchases beyond travel.

Through at least September 2021 (and likely longer), you can use points through the brand new Pay Yourself Back feature to cover purchases at grocery stores and delivery services, restaurants, home improvement stores, and even some Target stores. And just as when you book flights or a hotel, each point is worth 1.25 cents, so a 100,000-point bonus covers $1,250 of expenses.

So how does it work? It’s a lot like the Capital One Purchase Eraser feature: Just charge an eligible purchase to your Chase Sapphire Preferred Card, and go back into your account and wipe it from your statement with points.

Check out our YouTube video to see how this benefit works.


First things first: All you need to do is make a purchase at a grocery store, restaurants, home improvement store, or even Target using your Chase Sapphire Preferred. You can even use this new benefit as a roundabout way to book Airbnb stays with points.

After making that purchase, you can simply log into Ultimate Rewards on desktop or through the Chase mobile app and select “Pay Yourself Back” from the drop-down menu. Once here, you will be able to select from recent eligible transactions up to 90 days prior and choose to redeem points for all or a portion of the purchase.


chase pay yourself back


It’s a fantastic way to use Chase points to shore up your budget until you’re ready to use those points toward travel again.


4 (or More!) Roundtrip Tickets to Hawaii 

You can book two round-trip tickets to Hawaii with this Chase bonus. So much for Hawaii being an expensive place to get to, right?

This is an example where Chase transfer partners really shine, as you have several options to book round-trip flights to the Hawaiian islands for about 25,000 points each – or far less.

If you time it right, you can get to Hawaii for under 12,000 Southwest Rapid Rewards points, as with this round-trip flight from Oakland (OAK) to Maui (OGG). And because Chase points transfer to Southwest on a 1:1 basis, this 100,000-point sign-up bonus is enough for eight roundtrip tickets to Hawaii!


Chase sapphire preferred Bonus


There are some other great ways to get to Hawaii using points. Another option is transferring your points to British Airways, which you can use to book flights to Hawaii on American Airlines. And while American charges 45,000 AAdvantage miles for a round-trip from the West Coast, you can book the exact same flights for just 26,000 British Airways Avios. That means you’ll have enough for four round-trip tickets, since you’d earn at least 104,000 points by meeting the spending requirements.

The trick here is that you have to fly from the West Coast, specifically Los Angeles (LAX) and Phoenix (PHX). You can fly from both cities to all four major Hawaiian airports at this low price. Chase points transfer to British Airways on a 1:1 basis, so you’ll be set.


chase sapphire preferred bonus


Don’t live on the West Coast? We’ve got another great option for you: You can book Delta flights from almost anywhere in the country for just 35,000 points roundtrip. 

The trick is booking with Air France/KLM Flying Blue miles, another Chase transfer partner. Whether you’re booking a nonstop flight from the West Coast, a one-stop journey from New York City (JFK) or Minneapolis St. Paul (MSP) or even a two-stop trip from smaller airports, it’s still just 35,000 miles apiece. With this Chase Sapphire Preferred bonus, that’s enough for two tickets with plenty of points left to spare.


chase sapphire preferred bonus


These exact same flights would generally cost at least 70,000 SkyMiles apiece – and often closer to 100,000 SkyMiles each! It’s a great way to save on a trip to Hawaii and put your Chase Sapphire Preferred bonus to use. Just beware: Booking these Delta flights through Flying Blue can be tricky, so be sure to read our guide on how it’s done!


A Round-Trip for Three to Europe – Or One in Business Class

“European vacation” and “cheap” generally don’t go well together. But you could use this big Chase bonus and make it a reality for two – or fly solo in style.

Again, you’ll want to transfer your Chase points. This time, you’re going to send them to Iberia – the Spanish airline offering some of the lowest rates to get to Europe and back. Chase points transfer to Iberia on a 1:1 basis, so your 100,000 bonus points = 100,000 Iberia Avios.


Chase sapphire preferred Bonus


Using Iberia, you can fly from Boston (BOS), New York City-JFK (JFK), or Chicago-O’Hare to Madrid (Madrid) for as low as 34,000 miles round-trip – though flights from Chicago may be going up in price. At that dirt-cheap rate, you’ll have enough for three roundtrip flights to Europe. Keep in mind you’ll actually get at least 104,000 points after spending $4,000 to earn the welcome bonus.

Traveling solo – or feeling selfish? Why not use those points to fly business class to Spain instead? You can do it for just 68,000 miles round-trip! That’s less than most airlines charge for a one-way business class ticket. And with this bonus alone, you’ll have more than enough to do it with plenty of points leftover. Study up on how to book Iberia business class seats for cheap.

With Iberia business class, you’re in for a treat. The seats are plenty spacious and recline all the way into a comfortable bed. The food is tasty, and the service is attentive.


Chase sapphire preferred bonus


Considering these business class tickets cost $4,000 or more a ticket when paying cash, it’s a phenomenal way to use those 100,000-plus points you’re going to earn.


Book a Bunch of Domestic Flights

Not looking to travel far, or accepting our new normal of less international travel? One of the best ways to book a short domestic flight in the United States is by using airline miles from Europe. We’re not joking.

British Airways is a Chase transfer partner and a Oneworld alliance member, which means you can book flights on partner American Airlines using your Avios. And British Airways is one of the few airlines to use a distance-based award chart, meaning flights of 1,150 miles or less will cost just 9,000 Avios. 

With a range of 1,150 miles, you could fly from Minneapolis-St. Paul (MSP) to Chicago-O’Hare (ORD), New York City-JFK (JFK), or Washington, D.C. (DCA). Other options include ORD-Denver (DEN), JFK-Miami (MIA), and more.

Thrifty Tip: Put in your flight plans at GCmap.com to see if your travel plan makes the cut under 1,150 miles. 

British Airways’ site can be spotty, so your best bet to find award availability is to look at American Airlines’ website. Then input your flight details at BritishAirways.com or call up the airline to make the booking. Chase points transfer to British Airways instantaneously at a 1:1 ratio.


Stay Free with Hyatt

It’s not just airfare. In fact, using your Chase points to book free nights at Hyatt hotels around the world may be the absolute best use of these points.

Hyatt is one of our favorite Chase transfer partners, thanks to the insanely low rates at which you can book even some four- and five-star Hyatt properties. Here are a few quick examples of how you can squeeze a ton of value out of your Chase points by transferring them to Hyatt.

We’ll start with the best of the best: Hyatt is one of the few hotel chains that operate all-inclusive resorts that can be booked with points. These Hyatt Ziva and Zilara properties scattered throughout Mexico and the Caribbean are amazing. But the best part is that you can book them for just 20,000 to 25,000 points per night!


chase sapphire preferred 80k bonus
Hyatt Ziva Puerto Vallarta


At that rate, you could spend four to five nights eating, drinking, and sleeping for free on a beach by transferring your Chase points to Hyatt. It’s cheaper than staying at home!

Hyatt has started adding smaller hotel chains to its portfolio, and it’s a great way to get a ton of bang for your buck. Check out the Thompson Chicago or Gild Hall in New York City – both properties typically sell for nearly $400 per night, but you can book them with just 15,000 Hyatt points!

Want to stay at a Park Hyatt, the hotel chain’s absolute top-of-the-line brand? Look for insane value when you’re traveling abroad: The Park Hyatt Saigon and Park Hyatt Siem Reap in Vietnam and Cambodia, respectively, each can be booked for just 15,000 Hyatt points a night.

Or why not splurge for a suite? You can now book suites online with Hyatt points – including this ridiculous three-bedroom suite called “The Royal Residence” at the Park Hyatt Zanzibar for 30,000 points per night.


park hyatt zanzibar


Fancy a trip to Bali? Get your own villa with a private pool at the Alila Villas Uluwatu – one of the nicest properties on the island – for 30,000 points per night.


alila villas uluwatu


Fly Emirates First Class to Europe

It’s time to knock this one off your bucket list.

Emirates first class is incomparable, from the suites to the food and champagne to the showers onboard – at least if you’re flying the Airbus A380. And while a trip through the Middle East will run you much more than what your Chase Sapphire Preferred Bonus, there’s a fun way to put it to use.


chase sapphire preferred bonus


Emirates operates two flights from the U.S. straight to Europe: Newark (EWR) to Athens (ATH) and New York City (JFK) to Milan (MXP). And you can book first class in either route with just 85,000 Chase points each way by transferring them direct to Emirates. After Emirates eliminated some hefty fees, you’ll pay just $50 or so in cash, too. It’s a bargain.


chase sapphire preferred bonus


Roundtrip to Singapore – or One-Way in Business Class

Maybe it’s the hawker centers with Michelin star food for a few bucks. Maybe it’s the twinkling light shows each night in the Garden by the Bay. Maybe it’s a byproduct Crazy, Rich Asians.

Whatever the reason, Singapore is in the spotlight – at least whenever it reopens to travelers. And this 100,000-point bonus can get you on the long flight to Singapore on one of the world’s best airlines. 

You could transfer these points Singapore Airlines and book a roundtrip in economy for just 76,000 miles from the West Coast – or 80,000 from Singapore’s other outposts in the U.S. The 15-hour flight won’t be so bad with Singapore’s spacious seats and stellar service.


Singapore airlines chase sapphire preferred bonus


But we won’t blame you if you want to splurge for some extra space for some of the longest flights in the world. So you could also put nearly all of these points for a one-way business class ticket. And on Singapore Airlines, you’re in for a treat.


finding award space singapore


Read our full review of Singapore Airlines business class!

Singapore has some of the biggest and best business class seats you’ll find in the skies. But it’s the service and dining where Singapore business class truly shines.

You can book a one-way ticket starting at 95,000 miles. Even a business class flight on the world’s longest flight – the nearly 19-hour journey from New York City (JFK) to Singapore – clocks in at 99,000 miles and less than $6 in taxes and fees. Spending 19 hours in business class for a bucket-list trip to Singapore? Yes, please.


Singapore airlines chase sapphire preferred bonus


Generally, you can only book Singapore business class using Singapore’s own Krisflyer miles. Fortunately, you can quickly and easily transfer those Chase points straight to a Singapore account to book. Just be sure to scope out award space before transferring: these transfers are a one-way street, so you can’t get them back to your Chase account.


Tokyo and Back in First Class

This one will require a little extra work, but it could easily be worth it.

After spending $4,000 in three months to earn this big bonus, you’ll have at least 104,000 Chase points to your name. And that’s almost enough to pull off one of the best redemptions in the world of points and miles: A roundtrip flight from the U.S. to Tokyo in first class with All Nippon Airways.

Using Virgin Atlantic miles (another Chase transfer partner), it’s priced more like an economy seat. You can fly from the western U.S. to Tokyo and back for just 110,000 Virgin Atlantic miles, or 120,000 miles from Chicago-O’Hare (ORD) or East Coast cities. Most airlines charge substantially more for a round trip in business class.

Depending on where you’re starting from, this huge Chase bonus alone is almost enough to pull it off. And that’s massive, seeing as ANA often charges $20,000 or more for these first class flights.


chase sapphire preferred bonus ana first class


Read our review of ANA First Class from Chicago to Tokyo!

Pulling off this redemption through Virgin Atlantic requires some extra legwork, but it’s easily worth it. Read up on everything you need to know to book ANA First Class using Virgin Atlantic miles.

Need some help learning those extra points to make it happen? Use Shop with Chase for your online shopping to earn a few thousand extra. Or pair your new Preferred Card with the Chase Freedom Flex or Chase Freedom Unlimited cards, two great no-annual-fee options that form the perfect pair with a Sapphire card.


How to Earn the Chase Sapphire Preferred Bonus & Get More Chase Points

Chase Ultimate Rewards points are viewed as some of the most valuable in the miles and points world in part because they’re so easy to collect.

And you should start off with the Chase Sapphire Preferred, which we had already considered the best travel card in these times before this increased bonus. With this new 100,000-point bonus after spending $4,000 in three months and an annual fee of $95 (which isn’t waived in the first year), it’s tough to beat. There are a handful of other perks, too. That includes 2x points on travel and restaurant purchases, great travel insurance, and no foreign transaction fees.

Between the extra value you get when booking through the Ultimate Rewards portal and the flexibility of transfer partners, it’s easy to see why we generally consider the Chase Sapphire Preferred a better option than the Capital One Venture card.

And this card is subject to Chase’s 5/24 rule. So you’ll have to consider your recent credit card applications to figure out if you’re able to apply for the card.


csp card


Click Here to get more information about the Chase Sapphire Preferred Card. 
After earning the Chase Sapphire Preferred bonus, you’ve got a few options to keep building your stash of Chase points. Of course, there’s the Chase Sapphire Reserve, the ultra-premium sibling of the Preferred card with tons of travel benefits and a new bonus of 60,000 points. But you can’t stack welcome offers by opening both the Chase Sapphire Preferred and Chase Sapphire Reserve – Chase requires you to wait a whopping 48 months after receiving one Sapphire card bonus to be eligible for the other.

That said, there’s another card that is a perfect complement to the Chase Sapphire Preferred Card. Actually, there are two.

Enter the Chase Freedom Flex and Chase Freedom Unlimited cards. These two Chase credit cards have no annual fee and typically earn cashback. But pair one with the Chase Sapphire Preferred Card, and it forms a powerful tandem that can help you earn even more Chase Ultimate Rewards points.

Read more on why you should pair a Preferred Card with a Chase Freedom Card!


Bottom Line

This is just the start of what could be an endless list of ways to use up your 100,000 point bonus from the Chase Sapphire Preferred. We could go on for pages and pages.

The Chase Sapphire Preferred card has long been one of the best cards out there. But with 100,000 points, it’s indisputably the best card available right now. And that’s because it makes your options for future travel long – much longer than this list, in fact.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

2 Responses

  • Appreciate the way all of you at TT explain how to use these cards to our best advantage. Now that I am a ‘premium member’, I think I finally can start t make the most use of my travel card.
    Quick question: Do stores in Europe take the Chase Sapphire Preferred Card? They sure don’t like American Express.

Leave a Reply

Your email address will not be published. Required fields are marked *