10 Great Ways to Use 100K Chase Ultimate Rewards Points

In the world of travel and points and miles, nothing beats having Chase Ultimate Rewards points – the points you earn from cards like the *csp*, the *csr*, or even business cards like the *ink preferred*.

Sure, a stash of Delta SkyMiles or American AAdvantage miles can be great. But with Chase, you have far more flexibility and value. You can book almost any flight or hotel directly through Chase Travel℠ … or better yet, send points straight to more than a dozen different airline and hotel Chase transfer partners.

If you're just getting started, there's never been a better time than now to earn Ultimate Rewards. Chase is out with one of the biggest, limited-time offers we've ever seen on the *chase sapphire preferred*: bonus_miles_full Considering the standard bonus on this card is just 60,000 points (with a slightly lower spending requirement), this offer is simply amazing!

There's no better time to open a card like the Chase Sapphire Preferred. There's a plethora of ways to redeem them when it comes to booking flights and hotel stays for a bargain.

To help you figure out how to spend your bonus points, we've rounded up some of our favorite ways.

Take a Flight Deal & Make it Free

One of our favorite ways to use any frequent flyer points is booking the cheap domestic or international flight deals you find via Google Flights or with a Thrifty Traveler Premium subscription. And the absolute best way to book them is with Chase Ultimate Rewards points.

That’s because with the Sapphire Preferred Card every point is worth 1.25 cents toward travel when you use them in the Chase Travel Portal. That's why we say the 100,000-point bonus is worth at least $1,250 toward flights, hotels, or other travel.

As an example, here’s a recent deal we sent to our Thrifty Traveler Premium subscribers for flights to beautiful Banff National Park in Alberta, Canada. You could fly to Calgary (YYC), just an hour away, for under $200 roundtrip this coming spring and summer – peak travel season!

Booking this flight with bonus points from your Chase Sapphire Preferred? It would cost you less than 13,000 points. 

Booking flights directly through the Chase travel portal is one of the easiest ways to redeem points for travel, period. You'll even earn miles when you take your free flight! Best of all, you can book flights on almost any airline using this method.

Read more: How to Book Flights Through the Chase Travel Portal

5 Roundtrip Tickets to Hawaii

It's tough to top a trip to Canada in the summer … but the Hawaiian Islands are up to the task. You can book five round-trip tickets to Honolulu (HNL) with a big Chase bonus like this. So much for Hawaii being an expensive place to get to, right?

This is where turning to Chase transfer partners really shines, as you have several options to book round-trip flights to the Hawaiian islands for about 30,000 points each – or much less.

If you time it right, you can get to Hawaii for under 20,000 Southwest Rapid Rewards points, as with this round-trip flight from Los Angeles (LAX) to Honolulu (HNL). And because Chase points transfer to Southwest on a 1:1 basis, 19,000 Chase points is all you need.

Even though Southwest recently moved to dynamic award pricing, converting your Ultimate Rewards into Rapid Rewards can still make sense … and this is a prime example. Rather than paying $334 apiece, you could turn to the Chase Travel portal and book for 27,000 Chase points per ticket. 

But by taking an extra step and first moving your points to Southwest, you can save nearly 8,000 points per ticket and get 1.7 cents per point in value – far better than what the portal offers. 

Read more on our favorite ways to get to Hawaii using points!

A Roundtrip for 3 to Europe – Or 2 in Business Class (Maybe?)

This 100,000-point bonus can be enough to get three people to Europe and back … or fly solo in style.

The trick is turning to Iberia, a Spanish airline and yet another Chase transfer partner. Using Iberia, you can fly from Boston (BOS), New York City-JFK (JFK), Washington, D.C.-Dulles (IAD), or Chicago-O'Hare to Madrid (Madrid) for as low as 34,000 miles roundtrip. Since Chase points typically transfer to Iberia on a 1:1 basis, you'd have enough to cover three roundtrip flights to Europe after completing the $5,000 spending requirement.

Or you could splurge for this:

That's right: 100,000 Chase points is more than enough for two one-way flights (or one roundtrip) to Europe in Iberia business class. It costs just 34,000 miles each way – or 68,000 miles roundtrip! That's a fraction of what most other airlines charge to fly business class to Europe.

But if you time it right, you might be able to multiply your points by taking advantage of a transfer bonus. Chase regularly offers a big bonus on transfers to Iberia – as well as British Airways and Aer Lingus. By taking advantage of a 30% transfer bonus, your 105,000 Chase points would be enough for two roundtrip flights to Europe … in business class! 

Considering these business class flights typically cost $4,000 or more when paying cash, it's a phenomenal way to use those Chase points. And with a Thrifty Traveler Premium alert like this one, it's fairly easy to book as long as you have the points.

Read our step-by-step guide on how to book Iberia business class!

Book Free Hotel Nights with Hyatt

It's not just flights. You can also book hotels using this 100,000-point bonus. And with Chase points, you've got an ace in the hole: Hyatt.

With free nights starting as low as just 3,500 points per night, World of Hyatt is arguably the most valuable hotel loyalty program. Since Chase points transfer to Hyatt 1:1, you've got a whole bunch of them at your disposal.

So with 105,000 points in hand (after meeting the minimum spending requirement), you could:

• Cover up to 30 nights (a whole month!) at the cheapest Hyatt properties!
• Book up to four free nights at the new, all-inclusive Secrets Tulum Resort & Spa.
• Get up to five free nights at the Park Hyatt Zanzibar. Better yet, some of Hyatt's top-tier hotels, like the Park Hyatt Siem Reap in Cambodia, are bookable from just 12,000 points per night. You'd have enough for eight nights here with this bonus! 

Read More: Why Hyatt is the Best Hotel Rewards Program

Score a Business Class Suite to Tokyo

This isn't just business class. It's ANA's The Room business class. And you can book your trip to Japan flying this with Chase points.

All Nippon Airways (ANA) might not be a Chase transfer partner, but Virgin Atlantic is … and even after a recent devaluation, this is still one of the cheapest ways to fly in style. You can fly from the western U.S. to Tokyo and back for just 105,000 Virgin Atlantic points or 120,000 points from Chicago-O’Hare (ORD) or East Coast cities. One-ways are half the price.

If you time it right with one of the frequent transfer bonuses from Chase to Virgin, like the massive 30% bonus offered a few months back, you'll have more than enough points for a roundtrip to Tokyo in business class … no matter where you're starting from.

Just be warned: Finding the award availability to actually book these seats with points has been next to impossible. 

Emirates First Class

You can scratch Emirates First Class – complete with an onboard bar and a shower at 38,000 feet – off your bucket list with this bonus alone. 

The trick is choosing the right route. While you can, of course, fly one of the airline's many routes between North America and Dubai (DXB), that'll cost you close to 150,000 points or more each way … plus $800 or more in taxes and fees.

Instead, check out the airline's funky fifth-freedom routes to Europe – especially between New York City (JFK) and Milan (MXP), where the airline operates one of its signature, double-decker Airbus A380s. First Class on that route will set you back just 102,000 Emirates Skywards miles and $100 or so in taxes and fees.

After spending the $5,000 it takes to earn this big 100,000-point bonus, you'll have at least 105,000 Chase points at your disposal. Send 102,000 points straight to Emirates and book one of the best experiences in commercial aviation.

Thrifty Tip: To really maximize your first Emirates experience, book the flight home from Italy in first class rather than the way from New York to Milan. The flight back to the states is slightly longer and departs during the day (instead of overnight), giving you more time to enjoy it all. 

Roundtrip to Singapore – or One-Way in Business Class

Maybe it's the hawker centers with Michelin star food for a few bucks. Maybe it's the twinkling light shows each night in the Garden by the Bay. Maybe it's a byproduct of the hit film Crazy, Rich Asians.

Chase points can get you on a long flight to Singapore on one of the world's best airlines.

You could transfer these points to Singapore Airlines and book a roundtrip in economy for just 84,000 miles from West Coast cities like Los Angeles (LAX), San Francisco (SFO), or Seattle (SEA). The 15-hour flight won't be so bad with Singapore's spacious seats and stellar service.

But we won't blame you if you want to splurge for some extra space for some of the longest flights in the world. So you could also put these points for a one-way business class ticket. And on Singapore Airlines, that's hard to beat.

Read our full review of Singapore Airlines business class!

Singapore has some of the biggest and best business class seats you'll find in the skies. But it's the service and dining where Singapore business class truly shines.

You can book a one-way ticket starting at 107,000 miles using Singapore's KrisFlyer miles – a 1:1 Chase transfer partner. Even a business class flight on the world's longest flight – the nearly 19-hour journey from New York City (JFK) to Singapore – clocks in at 111,500 miles and less than $6 in taxes and fees. Spending 19 hours in business class for a bucket-list trip to Singapore? Yes, please.

But there's an even better way. After pairing up with Air Canada, you can now book these exact same Singapore business class flights for just 87,500 Aeroplan points each way. And since Aeroplan is another Chase transfer partner, your stash of Chase points will have you set.

Fly Lufthansa First Class

If you're looking to splurge for a true bucket list experience, you can't beat flying Lufthansa first class to Europe.

This is truly one of the best ways to fly. While Lufthansa first class disappeared throughout much of the pandemic, it's made a triumphant return to the U.S. as the German flag carrier has redeployed its Boeing 747 fleet to cities like Chicago-O'Hare (ORD), Miami (MIA), Los Angeles (LAX), and Newark (EWR). First Class on the Airbus A380 or A340-600 is another option, including some flights into Munich (MUC) instead of Frankfurt.

But honestly, nothing beats sitting in the nose of a 747, sipping on champagne and noshing on a five-plus course meal (including caviar) on your way across the Atlantic Ocean.

But the Lufthansa first class experience goes far beyond the plane. Whether you're connecting onward elsewhere in Europe or just flying back to the states from Frankfurt (FRA), you'll get access to the incomparable Lufthansa First Class Terminal. And it's so much more than just lounge.

You can skip security at the airport altogether and get scanned in at the lounge itself. There are private sleeping rooms, amazing shower suites, top-notch meals on offer, and even a cigar lounge at the First Class Terminal. You'll be assigned your own attendant to alert you when it's time to catch your flight – then hop in a Porsche for a private ride on the tarmac straight to your plane.

But how to book? Your best bet is, yet again, using Air Canada Aeroplan miles. With Aeroplan, you can book a one-way flight in Lufthansa First class for just 90,000 to 100,000 points each way or more, if you're starting from the West Coast. You can even connect through Frankfurt and continue onward to elsewhere in Europe for the same rate.

Just beware that booking these awards requires a lot of flexibility. You can only book Lufthansa first class within 14 days of departure using partner airline programs like Aeroplan – and oftentimes, you can only find award availability within just three or four days before the flight departs.

Qatar Qsuites from 70K Each Way

Qatar Qsuites are the best business class seats in the world, period. And for years, the best way to book them was redeeming American AAdvantage miles – a program you won't find on the list of Chase transfer partners. 

Things have changed. 

These days, the #1 way to book Qsuites is by using Qatar's own Avios. Unlike American (which only allows you to book flights 330 days in advance), you can book nearly a full year in advance when using Qatar Avios. That gives you critical window to snag your Qsuite before other travelers have the chance. 

Read our full review of flying Qatar Qsuites!

While you won't find Qatar on the list of Chase transfer partners, British Airways is. And because you can combine Avios between airlines, you can send Chase points to British Airways, then kick them over to Qatar Airways and book. 

How many Chase points will it cost you? It depends on where you're going:

• Nonstops between the U.S. and Doha (DOH) will cost you 70,000 Avios each way – though you might see more flights at twice that rate
• Flying to Middle Eastern destinations like Dubai (DXB), Abu Dhabi (AUH) or Muscat (MCT) costs 75,000 miles.
• Other destinations like Amman (AMM) and Cairo (CAI) as well as major Indian cities go up to 80,000 miles each way.
• Getting to the Seychelles (SEZ) or Maldives (MLE) will run you 85,000 miles each way.
• Both Southeast Asia and South Africa typically cost 95,000 miles each way.

Read our full guide to booking flights with Qatar Avios!

Qatar tacks on about $250 for a nonstop flight in business class and north of $300 when making a connection. Still, that's a small price to pay for one of the best business class experiences in the world. 

Book a Thrifty Traveler Premium+ Hotel Deal 

Less than a year after launching, we've sent more than 100 Hotel Alerts to Thrifty Traveler Premium+ members to help travelers use their points to book some of the best properties all over the world, ranging from overwater suites in the Maldives to luxury all-inclusives in the Caribbean and 5-star hotels in Japan. 

You could easily book two nights at the most rare U.S. property bookable with Hyatt points: Alila Big Sur. 

With cash prices of $3,000 a night or more, this is one of the most aspirational properties for points and miles aficionados, period. So go figure, it's also one of the hardest to book with points. An alert like this is a godsend if this property is on your wish list. 

You can regularly scroll through the entire calendar without seeing more than one or two random dates bookable with points. But we recently sent Thrifty Traveler Premium+ members a hotel alert with wide-open award space later this year and early next, all bookable for 45,000 points per night … or less! 

Of course, you could also use your Chase points at top-tier Marriott properties (for less value). A great use of these points would be at a prime resort in Florida on the coast near Jacksonville where we found nights bookable for under 90,000 Marriott points all year long: The Ritz-Carlton Amelia Island.

Marriott points won't get you nearly as far as Hyatt. But considering this property typically charges $1,300 or more during the peak season, this is a stellar Marriott Bonvoy redemption that we sent to our subscribers.

Join Thrifty Traveler Premium+ (or upgrade your current Premium account) now!

Bottom Line

This is just the start of what could be an endless list of ways to use a big 100,000-point bonus for travel – or other expenses. And that's why we love Chase points so much – and why we always encourage travelers to start with Chase credit cards before moving on to other banks.

What say you, travelers? How would you use 100,000 Chase points?