In the world of credit card points, Citi ThankYou® Points are often overlooked. Fair or not, they're often treated as a fourth fiddle to the likes of Chase Ultimate Rewards, Amex Membership Rewards, and even Capital One Venture Miles. But that doesn't mean Citi ThankYou points are worthless – far from it.
And that really boils down to a strong (and unique) set of Citi transfer partners: airlines and hotels to which you can directly send your Citi points. In all, there are 14 airlines and four hotel loyalty programs that partner with Citi … and some are better than others.
One thing Citi has done better than any other bank, lately, is continue to add new partners to the mix. Earlier this year, Citi added Accor's Live Limitless program as a new transfer partner – and now they've added a luxury hotel option with The Leading Hotels of the World.
On the downside, there's no marquee domestic airline among that list nor a strong hotel program. Several of the airlines in the portfolio of Citi ThankYou transfer partners are borderline unusable for most U.S. travelers. However, there are a few niche options that can unlock some incredible value for booking flights using miles.
But to get started sending your Citi points to any of these partner programs, you need to earn some Citi ThankYou points first. And not just any Citi card will do.
How to Earn Citi ThankYou Points
From co-branded airline and hotel cards to even Costco credit cards, Citi is a popular name in wallets. But to open up the world of Citi's transfer partners, you need a card that specifically earns Citi ThankYou® Points.
Some Citi credit cards don't earn ThankYou points at all, only cash back. Others only allow you to get ThankYou points and transfer to a select few partner airlines or hotel chains, while others allow you to do one or the other.
Let's focus on the cards that will get you the most bang for your buck, starting with the best of the best.
Citi Premier Card
The *citi premier* is our favorite card from Citi, and it's not particularly close.
The annual fee is quite reasonable for such a valuable card. You'll earn 3x points per dollar spent at restaurants, supermarkets, gas stations, air travel, and at hotels on an unlimited amount of spending. A huge welcome bonus sweetens the deal even more.
Plus, you get a $100 annual hotel credit when you spend $500 or more on a single hotel stay that is booked through the Citi ThankYou travel portal. We think the Citi Premier Card is one of the most underrated cards out there.
Welcome Bonus Offer: 60,000 ThankYou® Points after you spend $4,000 in purchases within the first three months of card membership.
Annual Fee: $95
Learn more about the *citi premier*.
Citi Double Cash® Card
The *citi double cash* is one of the best cards that doesn't charge an annual fee.
You'll earn 2% cash back or 2x ThankYou® Points on every dollar you spend (1x point after making the purchase, and another 1x point after paying your bill).
Annual fee: $0
Learn more about the *citi double cash*.
Citi Custom Cash® Card
Earn 5x points on purchases made in your top eligible spending categories each billing cycle, up to the first $500 spent. After that, you'll earn 1x points on all other purchases. Best of all, there's no annual fee.
Welcome bonus offer: $200 or 20,000 ThankYou® Points after spending $1,500 within the first six months of card membership.
Annual fee: $0
Learn more about the *citi custom cash*.
Citi ThankYou Transfer Partner Overview
Sure, you could redeem your Citi ThankYou points like cash through the Citi Travel Portal. But if you really want to extract the most value out of your Citi ThankYou points, you'll want to transfer them to airline miles.
In total, there are currently 18 different Citi transfer partners. All points transfer on a 1:1 basis (with the exception of hotel partners Choice, Accor, and The Leading Hotels of the World).
Here's the full list of Citi transfer partners.
|The Leading Hotels of the World (LHW)
*Only transfers 1:1 to JetBlue or Wyndham and 1:2 to Choice Privileges if you have the Citi Premier Card or Citi Prestige Card (discontinued). If you only have the Citi Double Cash Card, Citi Rewards+ Card, or the Citi Custom Cash Card, your points will transfer to JetBlue or Wyndham at a 1:0.8 ratio (1,000 points = 800 JetBlue points).
While you can't transfer ThankYou points to any of the big three U.S. airlines, you'll still have opportunities to fly on American, Delta, or United by transferring points to one of their partner airlines. For example, you could transfer points to either Air France/KLM Flying Blue or Virgin Atlantic in order to book Delta flights.
Best Citi ThankYou Transfer Partners
Citi partners with several international airlines, which may make it seem like it's hard to get much value from Citi transfer partners. But we think a few of these programs are some of the best airline miles you can earn. Here's a roundup of our favorite Citi ThankYou transfer partners.
Avianca LifeMiles is a quirky program that can require some patience when booking flights. But it rewards patience with one of the best loyalty programs to book business class seats around the world.
And you don't need to fly Avianca to get the best deals. Instead, you'll fly one of its many Star Alliance airline partners like Lufthansa, Swiss, or United.
- Business Class to Europe for 63,000 miles one-way from anywhere in North America
- Business Class to Brazil for 50,000 miles one-way
- Business Class to Africa for 78,000 miles one-way
There are also some hidden discounts on a few random routes that price lower than its award chart shows, such as flying TAP Air Portugal business class from New York City (JFK) to Lisbon (LIS) for just 35,000 miles one-way.
Related reading: Why You Need to Visit Portugal This Year (Or Next)
Booking with LifeMiles can be a pain. The customer service is not great so if things go wrong you may be in for a frustrating experience. But if you can get it to work, it could be the most valuable Citi transfer partner on this list.
Air France-KLM Flying Blue
If you're new to points and miles, redeeming Air France-KLM Flying Blue miles may be your best bet to score a deal on a flight over to Europe – or even North Africa.
The award availability to fly Air France business class or KLM business class is relatively easy to find and you can also book amazing economy awards to Europe – sometimes as low as 11,000 miles one-way during its monthly Flying Blue promo rewards sales.
Here are some of our favorite ways to redeem Flying Blue miles:
- Business class to Europe & North Africa from 55,000 miles one-way
- Flying Virgin Atlantic Upper Class to London from 71,000 miles one-way
- Business class to Taipei from 83,000 miles one-way
Read our full review of Air France business class on the A350!
You'll pay slightly more taxes & fees when redeeming Flying Blue miles than you will with some other loyalty programs, but it's still reasonable – especially considering you'll generally have plenty of travel dates to choose from.
Turkish Airlines Miles & Smiles
There isn't a cheaper way to fly to Hawaii than with Turkish Airlines Miles & Smiles. This is just one of many sweet spots of this unique Citi ThankYou airline partner.
Here are our favorites:
- Hawaii for 15,000 miles roundtrip from all over the U.S.
- Business class to Europe for 45,000 miles one-way
- Business class to the Middle East for 47,000 miles one-way
This is another program that will take some patience with a quirky website. It's easiest to sign up for the loyalty program through the Turkish Airlines mobile app and you'll need to jump through some hoops to actually get flights booked. But, the incredible value you'll get when redeeming Turkish miles may be worth your time.
Virgin Atlantic Flying Club
Last – but certainly not least – on our list of favorite Citi points transfer partners is Virgin Atlantic. Virgin points are some of the best points to have for booking awards through its many unique partnerships – including flying Delta, Air France-KLM, and All Nippon Airways (ANA).
- Delta One business class to Europe for 50,000 points each way
- Minneapolis to Europe for 30,000 points roundtrip – one of the best economy awards to Europe
- ANA First Class to Japan from 55,000 points one-way
You can book most flights online but you may want to use this trick to pull up Virgin's price calendar for an easier time finding award availability. Unfortunately, you can't book ANA flights with Virgin points online – you'll need to find the award space elsewhere and call Virgin to book.
Citi ThankYou Transfer Partners Honorable Mentions
Other than the top Citi ThankYou points transfer partners, there are a few others worth mentioning.
Emirates recently increased fees for several redemptions but it left one of its best sweet spots relatively unscathed – Emirates flights to Europe and back for 45,000 miles in economy or 108,000 miles in business class.
Qatar Privilege Club
For a long time, Citi ThankYou points were the only easy way to earn Qatar Privilege club miles. Now that Qatar has adopted Avios and has a closer relationship with British Airways, it's easier to book Qsuites with Qatar Avios. But as a Citi transfer partner, you can transfer points directly to Qatar.
And since you can transfer Avios between Qatar and British Airways, there is also a roundabout way to transfer Citi ThankYou points to British Airways (first from Citi to Qatar, then combine your Avios with British). Redeeming British Airways Avios for short, nonstop flights on American Airlines is a great way to score a cheap domestic flight or a flight down to Mexico.
Read our full review of Qatar Qsuites business class!
Worst Citi ThankYou Transfer Partners
There are plenty of valuable Citi ThankYou transfer partners, but there are several in the portfolio that aren't worth the time and effort for U.S. travelers.
EVA Air Infinity MileageLands, Qantas Frequent Flyer, & Thai Airways Royal Orchid Plus
Taiwanese carrier EVA Air, Australian airline Qantas, and Thai Airways are all airlines to avoid if you're looking to maximize value from your Citi ThankYou points.
Unlike other airlines where you can instantly transfer Citi ThankYou points to their mileage programs, it takes around 1-3 days for your points to show up in your EVA Air Infinity MileageLands or Qantas Frequent Flyer account – and up to seven days for Thai Airways Royal Orchid Plus.
Plus, other programs offer better deals on the same flights that can be found on those carriers. That combined with the slow transfer times means by the time you transfer your Citi ThankYou points to EVA Air, Qantas, or Thai Airways, the availability you were trying to book could be gone.
Citi ThankYou points aren't worth as much on JetBlue as on other airlines, unless you hold the right card. Points only transfer on a 1:1 ratio if you have the Citi Premier Card (or the discontinued Citi Prestige Card). With any other card, you're stuck with a 1:0.8 transfer ratio, meaning 1,000 points only net you 800 JetBlue points. That's objectively not great, especially since award rates are pretty much tied to the cash price of a ticket.
However, JetBlue award bookings are all main cabin (Blue) fares, so booking with JetBlue points is a good way to avoid flying basic economy (Blue Basic) and still get a good deal versus paying the cash price of a Blue fare. That's worth keeping in mind.
Citi Hotel Transfer Partners
While you'll usually get a much better value for your points through Citi's airline transfer partners, you can also use Citi hotel transfer partners to book accommodation.
In late 2021, Citi added two hotel transfer partners to its mix: Choice Privileges and Wyndham Rewards. What's interesting about Choice is that it's the only transfer partner with a 1:2 transfer ratio (if you hold the Citi Premier Card). This means 1,000 Citi ThankYou points = 2,000 Choice points. But, even with a 1:2 transfer ratio, Choice isn't a particularly valuable option except in niche situations – like hotels in Scandinavia and Japan.
One novel option available with the Wyndham Rewards program is that you can use those points for vacation rentals on Vacasa. This can actually be a pretty decent deal as homes go 15,000 points per bedroom, per night. Given that many of the properties available for rent on Vacasa typically tack on outrageous cleaning and other service fees – which you won't pay when using points – this can be a great way to use points to book a vacation rental.
After a couple of years with only Choice and Wyndham as hotel options, Citi doubled its hotel transfer partners in 2023 with the addition of Accor and The Leading Hotels of the World (LHW). Both Accor and LHW offer more upscale, boutique options than what was previously available with the Choice Privileges and Wyndham Rewards programs – and when it comes to LHW's Leaders Club, you can sometimes get really good value for your ThankYou points by using them this way.
Take the Imperial Hotel in Tokyo for example: A one-night stay at this property could cost $420 … or 3,928 LHW points.
Since ThankYou points transfer to LHW at a 5:1 ratio (1,000 ThankYou points is equal to 200 LHW points), you'd need to transfer over 20,000 ThankYou points in order to make a booking. Put another way … you'd be able to book three nights at Tokyo's Imperial Hotel (worth nearly $1,300) with the points from the *citi premier*‘s current welcome offer alone. Not bad!
While this is a good example of the value you can get with The Leading Hotels of the World's Leaders Club, it's not the only one. With upscale properties around the world in far-flung locations from Morocco to the Maldives, you'll be able to use your Citi ThankYou points for a memorable stay wherever your travels take you.
How to Transfer Citi ThankYou Points
Transferring points to Citi ThankYou transfer partners couldn't be any easier.
Just head to ThankYou.com and log into your Citi account, then click “Travel” and move down to select “Points Transfer.”
That will quickly pull up the full list of Citi transfer partners. Click whichever partner you need to book a flight (or hotel) and get ready to send your Citi ThankYou Points on their way. You can simply enter how many Citi points you'd like to transfer or use the slider.
With every partner on the list, you must transfer ThankYou points in increments of 1,000 points.
Of course, you'll first need to open up an account with the program you're transferring points to if you don't already have an account. When creating your accounts with Citi transfer partners, make sure your name matches exactly what you have on your Citi account to help with a smooth transfer process.
Frequently Asked Questions
Got a stash of Citi ThankYou points burning a hole in your account? There are a few other things you should know to redeem them.
Can You Transfer Citi ThankYou Points to Another Person?
You can transfer Citi ThankYou points to anyone, be it a family member, friend, or a complete stranger, as long as they are a City ThankYou account holder. This makes it far easier than other card programs to pool points with family members and friends to book a ticket. Just beware that those points transferred between accounts expire within 90 days.
There's one caveat, however: If you hold the Citi Custom Cash Card, you are not eligible to share points.
What Airlines Can Citi ThankYou Points Be Used For?
There are currently 14 different airlines that are Citi transfer partners you can use ThankYou points to book flights with.
- Aeromexico Club Premier
- Air France-KLM Flying Blue
- Avianca LifeMiles
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- EVA Air Infinity MileageLands
- JetBlue TrueBlue
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Singapore Airlines KrisFlyer
- Thai Airways Royal Orchid Plus
- Turkish Airlines Miles&Smiles
- Virgin Atlantic Flying Club
Does Citi Transfer to United?
Citi points don't transfer to United, but you can still fly on United by transferring points to one of their partner airlines. Avianca, EVA Air, Singapore Airlines, Thai Airways, and Turkish Airlines are all members of the Star Alliance along with United, which means you can transfer your Citi ThankYou points to any of those airlines to book United flights.
Can I Transfer Citi Points to Delta?
Just like United, you can't transfer Citi ThankYou points to Delta either. However, you can transfer points to one of their partner airlines to book Delta flights. Of the Citi transfer partners, Delta has partnerships with Air France, KLM, Virgin Atlantic, and Aeromexico.
How Long Do Citi ThankYou Point Transfers Take?
The amount of time it takes to transfer Citi ThankYou points varies by airline and hotel program. For most, the transfer is instantaneous, allowing you to use your points to book flights or hotel stays right away. Others can take anywhere from 12 hours to several days to transfer.
Most notably, it can take 4-7 days for Citi ThankYou points to show up in your Thai Airways account.
Do Citi ThankYou Points Expire?
It depends on the card, but most Citi ThankYou points don't expire as long as your account remains open and in good standing.
Citi ThankYou points may not get as much love as other transferrable currencies, but there are several valuable Citi transfer partners.
Take your Citi points to the next level by transferring points to airline miles and you'll be flying around the world for next to nothing.
Lead photo courtesy of Next Trip Network via Flickr