Get Up to 50% More Points With the Current List of Transfer Bonuses!

Got a stash of transferable points from banks like American Express, Capital One, or Chase? Take advantage of these current transfer bonuses to get even more out of them.

Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to select airline or hotel partners. With a 25% transfer bonus, for example, you'd only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.

Here are all the current transfer bonuses available as of publication, broken down bank by bank.

Wondering why you should transfer your points? Read up on how it can help you book flights for less!

But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline or hotel partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you'll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.

Let's take a closer look at each of the current transfer bonuses and how you may (or may not) want to use them. 

15% Bonus on Amex Transfers to Avianca LifeMiles

You can currently get a 15% bonus when moving American Express Membership Rewards to Avianca LifeMiles – giving cardholders a way to save even more on Star Alliance award flights. This transfer bonus runs through July 15. 

Importantly, you won't see this 15% bonus when you log into your Amex account: LifeMiles is handling it on the backend when you transfer points from cards like the *amex gold* or *amex platinum*, kicking in a 15% bonus afterward.

Sadly, LifeMiles don't go quite as far as they used to after a handful of nasty devaluations over the past couple of years – the program raised many award rates to Europe, Asia, and beyond by as much as 70%! Thankfully, Avianca rolled back some of these devaluations, and there are still (some) deals to be had – including business class to Europe for as low as 54,000 miles each way.

After the latest price hike, you'll now pay somewhere between 63,000 and 93,000 miles one-way for a business class award to Europe with Avianca LifeMiles. In typical LifeMiles fashion, there's very little rhyme or reason for what exactly a given flight will cost, aside from the airline it's on.

Take this LOT Polish business class flight from New York City (JFK) to Warsaw (WAW), for example. It's pricing out at a reasonable 69,000 miles each way – just 60,000 Amex points with this transfer bonus. 

But LifeMiles is full of oddities … in a good way: There are a handful of routes that price out even cheaper. For example, you can head to Switzerland on this SWISS business class route from New York City (JFK) to Zurich (ZRH) for just 54,010 miles. Factor in that transfer bonus, and you need just 47,000 Amex points to book!

Check out this story for full details on this transfer bonus!

30% Bonus on Amex Transfers to Virgin Atlantic

After going quiet on the transfer bonus front earlier this year, American Express has been on a tear lately, and we're thrilled to see this big offer make a comeback. So long as you've got a card that earns Membership Rewards like the *amex platinum* or the *amex gold*, you should see this bonus in your Amex account.

If you've got a good use for Virgin points – and odds are, you do – be sure to take advantage before this offer ends on July 31! 

Don't have Amex points? Chase is also offering an identical 30% bonus to Virgin Atlantic through July 14. 

Using transfer partners like Virgin Atlantic is one of the best ways to get even more value from Amex Membership Rewards points. And these transfer bonuses make it even better – think of it as a way to get some free airline miles. 

Thanks to some excellent partnerships, you can use Virgin Atlantic miles to book Delta flights to Europe and save a ton of SkyMiles or even a lie-flat seat to Japan and back at an enormous discount, among other opportunities. Just know, Virgin recently increased taxes and fees on its own flights, so even with this big bonus and rock-bottom award rates, you'll be out a hefty cash co-pay on some flights: As high as $700 (or so) on a one-way business class ticket to London-Heathrow (LHR).  

Still, flying business class to London from East Coast cities like Boston (BOS), New York City (JFK), Washington, D.C.-Dulles (IAD), or Atlanta (ATL) for as low as 29,000 points could be worth stomaching the higher fees.

Factor in this transfer bonus, and you could book a lie-flat ride to London for as few as 23,000 Amex points each way. 

There are deals to be had in the lower cabins now, too … but again, the taxes and fees aren't nothing. 

• A roundtrip from the East Coast to London for as few as 12,000 miles – just 10,000 Amex points with this bonus.
• A roundtrip in premium economy isn't bad either, as low as 21,000 miles – just 17,000 Amex points with this bonus.

Thrifty Tip: It’s much easier to search for Virgin Atlantic flights one-way rather than roundtrip – and unlike with many other airlines, it’ll often save you money on taxes and fees booking one-ways separately, too.

Read our full guide to maximizing this massive transfer bonus!

20% Bonus on Amex Transfers to Hilton

But that's not all: Amex is out with a 20% bonus when transferring to Hilton Honors, too!

Since Amex points transfer to Hilton at a 1:2 ratio, this new bonus means that every 1,000 Amex points you transfer will get you 2,400 Hilton points. If you've got a Hilton stay in mind, be sure to use this transfer bonus before it ends on Tuesday, July 14! 

On the surface, that 1:2.4 transfer ratio might seem like a steal. But keep in mind that it typically takes a whole lot of Hilton points to book a free night. Even with this transfer bonus, it may not be the slam dunk you think it is.

After a slew of recent devaluations that pushed nightly rates as high as 250,000 points for luxury properties, Hilton Honors points don't go nearly as far as they used to. This transfer bonus from American Express can take the sting out of it … or at least get you the additional points you'll now need.

If high-end boutique hotels are your jam, Hilton's partnership with SLH is just the thing. This has been a massive win for travelers with Hilton Honors points, as it opens the door to book some truly impressive properties around the globe, getting you some serious bang for your buck. 

Take the little slice of Caribbean heaven known as the Hermitage Bay Resort in Antigua, for example. After a series of devaluations, this property now goes for a whopping 230,000 Hilton Honors points per night. At first glance, that might not seem like a great deal. But considering that this all-inclusive, adults-only resort in the Caribbean ordinarily costs $3,000 (or more) per night, you can quickly see just how valuable Hilton points can be.  

With this transfer bonus, you'd need to transfer as few as 96,000 Amex points to book a free night.

If you've got any level of Hilton status – including the complimentary Hilton Honors™ Gold status that comes with the Amex Platinum Card – you get the fifth night free on award bookings. That means you could book a five-night stay at this island paradise … that might normally cost $15,000 or more … for as few as 384,000 Amex points.

Admittedly, that's a ton of points, but it's also a pretty solid bang for your buck … err, points. And if you've got a free night award from one of the Hilton Honors American Express credit cards, you could even tack that on for an additional night in paradise.

Read our full story on this transfer bonus for even more inspiration! 

30% Bonus on Capital One Transfers to EVA

Capital One just rolled out a new 30% transfer bonus to one of its most unsung (and terribly-named) airline partners: EVA Air Infinity Mileage Lands. This big bonus brings the normally subpar 1,000 to 750 transfer ratio to nearly 1:1. 

Through July 31, that means:

• You could transfer 77,000 Capital One Miles to EVA and book a business class flight from the West Coast
• Or transfer 82,100 miles – Capital One allows you to transfer in increments of 100 – and book those flights departing from Chicago-O'Hare (ORD), Dallas-Fort Worth (DFW), or the East Coast

Qatar Qsuites and ANA's the Room might be fancier, but there's just something special about EVA Air business class – and no, it's not just the Hello Kitty flights. Considering how stingy EVA has gotten with releasing business class award space to partners like Air Canada Aeroplan, Avianca LifeMiles, and others, this is one of the best (and only) options for booking these flights. 

Now, a word of warning: EVA's mileage program is not for the faint of heart. It's quirky to an extreme, with a tough-to-use website and some major hurdles for booking for more than one passenger. The guys at Frequent Miler have a great guide walk through the ins and outs of the booking process.

Citi ThankYou points also transfer to EVA on a 1:1 basis … but considering how easy it is to rack up Capital One miles with the *capital one venture card* or the *venture x*, this bonus is worth considering.

50% Bonus on Citi Transfers to Accor 

Accor's Live Limitless (ALL) program flies under the radar for most North American travelers, but this bonus is worth a second look.

Through July 18, 2026, Citi is offering a 50% transfer bonus to ALL Accor for Citi Strata Premier℠ and Citi Strata Elite℠ cardholders, improving the usual 2:1 transfer ratio to 2:1.5 – 1,000 Citi ThankYou points convert to 750 ALL Rewards points. 

ALL points carry a fixed value of about 2 euro cents each (roughly 2.3 cents at current exchange rates), so you'll never find an outsized sweet spot here – but that fixed value makes the bonus easy to price out. With it, you're getting about 1.7 cents per Citi ThankYou Point instead of the usual 1.15 cents. A $200 hotel stay that would normally run about 18,000 Citi points now costs closer to 12,000.

Accor has almost no U.S. footprint, but it's strong across Europe – think Sofitel, Novotel, Ibis, and more – so that's where this transfer pays off best. If you've got a European stay coming up, it's a solid use for points that might otherwise sit idle.
 

Bottom Line

Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it's important to stay up-to-date on the current promotions before moving your points to ensure you're not leaving any free points on the table.

But it's always best to keep your points flexible until you're ready to book. Due to constant loyalty-program devaluations, transferring points without an immediate plan to use them is rarely a good option.