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chase sapphire preferred hotel credit

Don’t Forget to Use This Benefit on Your Chase Sapphire Preferred!

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We've long considered the *chase sapphire preferred* the best travel credit card for beginners, bar none. And only coming with a $95 annual fee, the card is easily worth a place in your wallet.

Sure it all starts with a big sign-up bonus of 60,000 points after spending $4,000 within the first three months. But one perk stands out among them all: The Chase Sapphire Preferred Hotel Credit.

Every year, Sapphire Preferred cardholders get a $50 annual credit to use towards booking a hotel through Chase Travel℠. And really, it's as simple as it sounds.

Let's take a closer look at this new benefit and how you can use it to help offset part of your annual fee.

Related reading: 4 Ways to Use Chase Ultimate Rewards Points to Book Hotels


*chase sapphire preferred*
Learn more about the *chase sapphire preferred*


What is the Chase Sapphire Preferred $50 Hotel Credit?

New and existing Chase Sapphire Preferred cardholders get a $50 credit each and every year that can be used towards booking a hotel through Chase Travel℠.

To take advantage, all you need to do is use your Sapphire Preferred Card to book and pay for a hotel stay through Chase Travel℠ and you will receive an automatic statement credit for up to $50 each year. This credit follows your account member year instead of the calendar year. So for example, if you opened your Chase Sapphire Preferred Card in September, you would receive a new $50 hotel credit each year after renewing your account in September.

Here's what you need to know:

  • You must book your hotel through Chase Travel℠ to get this $50 credit. Booking a stay directly with a hotel directly won't trigger the credit.
  • Unlike other credit cards offering benefits like this, there is no minimum spend or length of stay requirement.
  • No registration is required! This statement credit kicks in automatically

Thinking of opening a new Chase Sapphire Preferred Card soon to get that 60,000-point bonus? You'll get this hotel credit right away, too.


How to Use the Chase Sapphire Preferred Hotel Credit

When you are ready to put your Chase Sapphire Preferred hotel credit to use, simply login to your online Chase account and navigate to the Chase Travel℠ section. From here, select the “Travel” section.


Chase Sapphire Preferred Hotel Credit


Chase Travel℠ is powered by CXLoyalty. That means any search you make through Chase Travel℠ will generally yield the same result as bookings made through many online travel agencies (OTAs) – more on this later.

Once you have clicked on the “Travel” section, navigate to the “Hotels” tab highlighted in red.


Chase Sapphire Preferred Hotel Credit


Enter the city you're looking to stay, check-in and out dates, the number of rooms, and number of occupants.


Chase Sapphire Preferred Hotel Credit


Once you select your hotel, continue through the booking process. During the process, you'll have the ability to pay with Chase Ultimate Rewards points or with cash.


Chase Sapphire Preferred Hotel Credit


Chase allows you to apply any amount of points you have to your booking, or you can select “save my points for later” and opt not to use any.

If you are using points and cash, make sure the cash balance is at least $50 if you plan to use your Sapphire Preferred hotel credit. If you book only with points, you won't earn back that $50 statement credit.


Chase Sapphire Preferred Hotel Credit


Once the charge hits your statement, Chase will automatically credit you up to $50 for your stay each year.


Chase Hotel Credit


Tips for Using the Sapphire Preferred Hotel Credit

There are a few things to be aware of when you are looking to use your Chase Sapphire Preferred $50 hotel credit.

Since Chase Travel℠ is classified as an online travel agency, the hotel will consider it a third-party reservation. That means if you are looking to book at a hotel where you have some level of elite status, the hotel will likely not honor your status – and you will also not earn points or receive other elite benefits. 

Because of that, we recommend using your $50 Chase Sapphire Preferred hotel credit at hotels not associated with a large chain like Marriott, Hyatt, Hilton, IHG, etc. where you would be forgoing elite benefits or the ability to earn points by booking through Chase.

A perfect example of this is the Kempinksi Hotel in Berchtesgaden, Germany. Since the hotel is not part of a major U.S.-based hotel chain, it is a great option for your $50 credit.

You won't be forgoing any benefits for booking, and it can help reduce your overall cost for a fantastic property. This is of course just one example of thousands.


Chase Sapphire Preferred Hotel Credit


Related reading: Everything You Need to Know About Online Travel Agencies (OTAs)


Bottom Line

The $50 Chase Sapphire Preferred hotel credit is a great benefit – especially on a card with an annual fee of only $95. It renews each year on your card member anniversary (when your $95 annual fee hits).

Maximize the credit by using it for stays at independent properties that are not part of a large hotel group where it is possible to use other points or earn and use elite status benefits. But no matter how you use it, just be sure to use it each year! Any unused balance will not carry over to the next year.


Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

37 Responses

  • I downgraded from the Reserve to the Preferred a couple of weeks ago but when I look in my account, I see nothing stating that I get the $50 hotel credit. I just passed my Reserve anniversary which is why I downgraded when I did. Do I still get the credit or will I have to wait until next year for it?

  • Well worth going to the Kempinksi Hotel in Berchtesgaden, Germany to get my $50 credit. That’s for sure. I can’t sacrifice not getting my 200 points at the Marriot for one night.

  • Your blog seems to be the only one I can find anywhere that explicitly mentions using cash AND POINTS in the booking (but of course spending at least the $50 in cash). i would love to do this for an upcoming booking. Has this been tested/verified? Thanks much.

    • I have not personally tested this but I can’t imagine why it wouldn’t work. As long as there is a charge of $50, the credit should automatically trigger. There would be no way to know if points were also used on that booking.

    • Confirmed. I used points to cover half my stay and paid the remaining $170-ish dollars. $50 credit posted in about a week.

    • Another data point – We booked a stay through the Portal and used UR for it except $51.64. It posted a month ago and did not trigger the credit.

  • If you use the $50 credit, you do not earn 5X points on that purchase, correct? Does that get reduced to 2X?
    Is there a way to opt out of the hotel credit, so it can be used at a later time of your choosing? I’m thinking of saving it for a one night stay, as opposed to using on a longer stay.

    • I don’t believe there is a way to opt out. It just triggers automatically once you make a charge.

  • $50 Annual Ultimate Rewards Hotel Credit
    Access this benefit after your statement closing date following your next account anniversary on 07/23/2022

    The membership fee will post on 8/1/22 and the next statement closing date will be on 8/23/22

    Question: Will the reservation made on 7/23/22 triggered the $50 credit?
    Or should I make the reservation after 8/1/22?
    Or after 8/23/22?

    Thank you.

  • I just booked a couple of nights for a work trip in October at a Hilton hotel. While you can’t enter your Hilton Honors info when booking the travel through Chase, you can call the hotel and have them manually add the info. Win-win for the credit and getting your hotel points.

  • If you already received the credit before your check inn date, and would like to change/cancel the reservation and book again(different hotel/different date) would you get the credit again?

  • Since, as noted, the Chase portal is an OTA, how is the customer service if something unexpected happens?
    I wouldn’t mind giving up the status benefits and points, but it wouldn’t be fun if upon arrival the hotel can’t find my reservation and I have to deal with a third-party middleperson rep in another country who keeps thanking me for calling and telling me they understand my issue…but they are unable to do anything.

  • Booked a hotel ($106) through Chase travel on 11/10/23 for a stay on 12/14/23. As of 11/20/23 have not received the $50 hotel credit. My next annual fee posts 12/1/23. If the travel credit appears after 12/1/23, will the credit apply to anniversary year ending 11/30/23 or anniversary year starting 12/1/23?

    • Hi Terry. That is a great question and I am not sure if I know the answer. If you get more information from Chase, let us know how they handle this.

  • Can I use my $50 hotel credit in April, and then cancel my card before June 1 (thereby avoiding the $95 annual fee)?

  • I find the hotel prices on the Chase portal to be outrageously priced compared to other booking platforms making the $50 credit nearly worthless.

    • Hi Julie! The prices could definitely be far pricier than when booking direct. You should always compare rates before you book but in my experience, I’ve been able to get a similar rate to booking direct and saving $50 on my reservation.

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