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4 Ways to Maximize the Chase 30% Transfer Bonus to British Airways

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On Monday, Chase and British Airways announced a new 30% transfer bonus for Ultimate Rewards points transfers. This transfer bonus, which is a first for Chase, is a big deal for many reasons – especially if you have upcoming travel plans on American Airlines or other OneWorld alliance partners.


British Airways transfer bonus


You might be asking yourself just how exactly you can redeem British Airways Avios for maximum value. We'll break down our top four redemptions and what you need to know before booking them.


The Skinny on British Airways Avios

Before we get into our favorite British Airways redemptions, we need to first dive into a few quirks of the Avios points program. For starters, British Airways has a distance-based award chart. That means the number of miles needed to book an award ticket is based on the actual distance of each segment you fly.

Thrifty Tip: You can input your desired destinations at GCmap.com to see the distance of your desired destination. See the British Airways Avios award chart below.


Miles Traveled (One Way)Economy Off Peak & PeakPremium Economy Off Peak & PeakBusiness Off Peak & PeakFirst Class Off Peak & Peak
1 - 650 miles4,000 / 4,500 Avios5,750 / 6,750 Avios7,750 / 9,000 Avios15,500 / 18,000 Avios
651 - 1,150 miles6,500 / 7,500 Avios9,500 / 11,250 Avios12,750 / 15,000 Avios25,500 // 30,000 Avios
1,151 - 2,000 miles8,500 / 10,000 Avios12,750 / 15,000 Avios17,000 / 20,000 Avios34,000 / 40,000 Avios
2,001 - 3,000 miles10,000 / 12,500 Avios20,000 / 25,000 Avios31,250 / 37,500 Avios42,500 / 50,000 Avios
3,001 - 4,000 miles13,000 / 20,000 Avios26,000 / 40,000 Avios50,000 / 60,000 Avios68,000 / 80,000 Avios
4,001 - 5,500 miles16,250 / 25,000 Avios32,500 / 50,000 Avios62,500 / 75,000 Avios85,000 / 100,000 Avios
5,501 - 6,500 miles19,500 / 30,000 Avios39,000 / 60,000 Avios75,000 / 90,000 Avios102,000 / 120,000 Avios
6,501 - 7,000 miles22,750 / 35,00 Avios45,500 / 70,000 Avios87,500 / 105,000 Avios119,000 / 140,000 Avios
7,000+ miles32,500 / 50,000 Avios65,000 / 100,000 Avios125,000 / 150,000 Avios170,000 / 200,000 Avios


There are a few other things to note when it comes to booking British Airways awards which are as follows.

  • The worst part about British Airways Avios is that it can pass on huge award fees and surcharges – especially for flights in and out of London.
  • If you book an award on a partner airline (American Airlines, Cathay Pacific, etc.) it will always price out at the peak levels. There are not partner off-peak awards.
  • The exception to the rule above is for travel on British Airways, Iberia and Aer Lingus. You can book off-peak awards for these airlines using British Airways Avios.
  • The award pricing is always by segment. This means you will pay individually for each segment, even on a round-trip flight.

So what can you book with the 30% transfer bonus from Chase Ultimate Rewards to Avios?


Shorthaul Flights within the U.S. on American Airlines

One of the best ways to book a short domestic flight in the United States is by using British Airways Avios. Yes, you read that right. British Airways is a Oneworld alliance member, which means you can book flights on partner American Airlines with your Avios.

And British Airways is one of the few to use a distance-based award chart (as described above), meaning flights of 1,150 miles or less will cost just 7,500 Avios each way. Factoring in the 30% transfer bonus from Chase, you could transfer in just 6,000 Chase Ultimate Rewards points to book a one-way flight. It is worth noting that transfers must be in increments of 1,000 points.

With a range of 1,150 miles, you could fly from Minneapolis-St. Paul (MSP) to Chicago-O’Hare (ORD), New York City-JFK (JFK), or Washington, D.C. (DCA). Other options include ORD-Denver (DEN), JFK-Miami (MIA) and more. Put in your desired destinations at GCmap.com to see if your travel plan makes the cut under 1,150 miles.

Just keep in mind these flights must be nonstop, otherwise British Airways will charge you per segment.


british airways booking screen


British Airways’ site can be spotty, so your best bet to find award availability is to look at American Airlines’ website. Then input your flight details at BritishAirways.com, and select “Book with Avios” or call up the airline to make the booking.

No matter your route, there are some serious savings here, especially when you factor in the transfer bonus from Chase Ultimate Rewards. A round trip domestic flight for only 12,000 points? Yes please.


Flights to Hawaii on American Airlines

There are lots of ways to get to the Hawaiian Islands on the cheap, and with Southwest adding service, competition is as strong as ever. However, using British Airways Avios to fly American Airlines using the same principle laid out above is one of our favorite ways to score a cheap trip to Hawaii.

While American charges 45,000 AAdvantage miles for a round-trip from the West Coast, you can book the exact same flights for just 25,000 British Airways Avios. Factor in the 30% transfer bonus from Chase Ultimate Rewards and you can score a round trip flight to Hawaii from 20,000 points!


british airways award price


Shorthaul Flights within Europe on British Airways

I have flown British Airways twice and both times were on inter-European flights. Most recently, I flew from Amsterdam (AMS) to London Heathrow (LHR) for just 7,500 British Airways Avios one way. Because these flights are on British Airways, the peak and off-peak pricing are in play.

Any award within 650 miles of London will be either 4,000 or 4,500 Avios one-way depending on whether it is a peak or off-peak award (plus taxes & fees). Factoring in the transfer bonus from Chase, you could transfer in 4,000 Ultimate Rewards points to book a one-way flight at either redemption level.

Of course, it is always a good idea to check the cash prices for flights on the routes you are looking at. There is a plethora of European low-cost carriers that can make these routes a bargain, but there are still many situations where the Avios transfer is a better deal, especially with the Ultimate Rewards transfer bonus.


british airways award price


Economy or Business Class Awards on Iberia Airlines

Like British Airways, Iberia Airlines also has a distance based award chart. The airline divvies up how it charges for award flights by the total distance you’ll travel each way.

And while they share a name, British Airways Avios are separate from Iberia Avios … kind of. So long as both accounts have been open for at least 90 days and remain active, you can transfer Avios between the two airline accounts. That means you could get the 30% transfer bonus from Chase, then kick those miles over to Iberia.

Iberia also use peak and off-peak pricing, meaning award flights are cheaper outside of the peak travel season. But Iberia’s definition of “off-peak” has generally been insanely generous. It means you can fly at the lowest rates for nearly 2/3 of the year.

Only July and August are roundly considered peak season, with some occasional weeks and weekends throughout the year also blocked out for peak travel. Check out Iberia’s full calendar to scope out the dates.

The end result is that Iberia consistently offers the cheapest way to get to Europe in either business or economy. Factor in the 30% transfer bonus from Chase Ultimate Rewards and the deal only gets sweeter. Check out the Iberia award chart below.


Award BandMiles Traveled (One Way)Off-Peak / Peak EconomyOff-Peak / Peak Business
10 - 650 miles4,500 Avios / 5,000 Avios9,000 Avios / 10,000 Avios
2651 - 1,151 miles7,500 Avios / 8,250 Avios15,000 Avios / 16,500 Avios
31,151 - 2,000 miles10,000 Avios / 11,000 Avios20,000 Avios / 22,000 Avios
42,001 - 3,000 miles11,000 Avios / 12,500 Avios21,250 Avios / 31,250 Avios
53,001 - 4,000 miles17,000 Avios / 20,000 Avios34,000 Avios / 50,000 Avios
64,001 - 5,500 miles21,250 Avios / 25,000 Avios42,500 Avios / 62,500 Avios
75,501 - 6,500 miles25,500 Avios / 30,000 Avios51,000 Avios / 75,000 Avios
86,501 - 7,000 miles29,750 Avios / 35,000 Avios59,500 Avios / 87,500 Avios
97,000+ miles42,500 Avios / 50,000 Avios85,000 Avios / 125,000 Avios


The distance-based chart generally means that your best deal is flying to and from the East Coast, as you can expect to pay just 17,000 Iberia Avios for a one-way economy flight during the off-peak season. For West Coast travelers, that same flight is 25,500.

However, there’s great news for midwestern flyers. Although the flight from Chicago-O’Hare (ORD) to MAD should be more expensive, Iberia carves out a specific exception that treats it as an East Coast flight. So you can fly nonstop from ORD for just 17,000 miles in economy – or 34,000 miles in business class.

After that transfer bonus, that's just 14,000 Chase points for economy and 27,000 Chase points for economy. No matter where you’re flying from, this is one of the cheapest ways to get to Europe with miles and points.

Thrifty Tip: See our full guide to booking Iberia Award tickets here.


Bottom Line

Chase offering transfer bonuses on Ultimate Rewards is a potential game changer. Even if you don’t have plans to fly on British Airways, keep the Avios program in mind for sweet spots with many of their OneWorld Alliance partners.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

1 Responses

  • Nothing shows up in British airways search (e.g. I tried DFW to FLL, DFW To Honolulu) , its ALWAYS no availability.
    those points would be worth nothing if I cant really book any trip , better to keep them in Chase

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