9 Great Ways to Use the Chase Sapphire Preferred® Credit Card’s 100K Bonus

In the world of points and miles, Chase Ultimate Rewards points are tough to beat. You can earn these points from cards like the *csp*, the *csr*, or even the new *Sapphire Reserve for Business*.

And with the Sapphire Preferred's current offer, you can add to your stash in a hurry: bonus_miles_full

But Chase's portfolio includes way more cards that earn Ultimate Rewards – even some marketed as cashback cards, like the *Ink Unlimited* and the *Ink Cash*.

Sure, a stash of Delta SkyMiles or American AAdvantage miles can be great. But with Chase, you have far more flexibility and value. You can book almost any flight or hotel directly through Chase Travel℠ … or better yet, send points straight to more than a dozen different airline and hotel transfer partners.

To help you figure out how to spend a big bonus, we've rounded up 9 of the best ways to use 100,000 Chase points.

Take a Flight Deal & Make it Free

One of our favorite ways to use credit card points is booking the cheap domestic or international flight deals you find via Google Flights or with a Thrifty Traveler Premium subscription. And the absolute best way to book them is with Chase Ultimate Rewards points.

For years, Sapphire cardholders have gotten extra value when redeeming their points through the Chase Travel℠ portal on virtually any travel purchase: 1.25 cents apiece with the Preferred and 1.5 cents each from the Reserve. It was both valuable and simple: The cheaper the flight, hotel, rental car, or cruise, the fewer points you'd need to book it.

Chase officially sunset that perk last year, replacing it with new, expanded “Points Boost” redemptions on select premium flights and hotels. While this gives cardholders even more value when using their points through the portal – up to 1.5 cents per point for Sapphire Preferred and 2 cents apiece (sometimes more) for Reserve cardholders – it's far more limited in scope. 

Even still, if you're looking for a no-fuss way to redeem a stash of Chase points, you'd be hard-pressed to find an easier option than this. With the Sapphire Preferred's current bonus offer, you could book $1,500 worth of travel with the right Points Boost offer.

And at a bare minimum, those points are worth 1 cent each towards travel – so even without a points boost offer, you've still got at least $1,000 worth of travel money to play with. 

Read more: How to Book Flights Through the Chase Travel Portal

3 (or More!) Roundtrip Tickets to Hawaii

It's tough to top a trip to Hawaii – it's at the top of most travelers' bucket lists for good reason. With 100,000 Chase points, you can book three or more round-trip tickets to Hawaii with a big Chase points bonus. So much for Hawaii being an expensive place to get to, right?

This is where turning to Chase transfer partners really shines, as you have several options to book round-trip flights to the Hawaiian islands for about 30,000 points each – or much less.

If you time it right, you can even get to Hawaii for just 13,000 Southwest Rapid Rewards points, as with this round-trip flight from Los Angeles (LAX) to Honolulu (HNL). And because Chase points transfer to Southwest on a 1:1 basis, 13,000 Chase points is all you need.

Even though Southwest recently moved to dynamic award pricing, converting your Ultimate Rewards into Rapid Rewards can still make sense … and this is a prime example.

Rather than paying the $334 price tag that Southwest is charging, you could turn to the Chase Travel portal and book for 33,400 Chase points if you've got a Sapphire card. But by taking an extra step and first moving your points to Southwest, you can save nearly 20,000 points per ticket and get 2.6 cents per point in value – far better than what the portal offers. 

There are some other great ways to get to Hawaii using points. For years, British Airways was at the top of the list, charging just 26,000 Avios to book roundtrip flights from the West Coast to Hawaii on American or Alaska Airlines. A handful of devaluations later, those exact same flights now cost 40,000 Avios total.

But there's a workaround you can use to book those same flights for less. Because they all share Avios as a mileage currency, you can transfer Avios between British Airways, Iberia, Aer Lingus, Qatar Airways, and even Finnair. That means you can transfer Chase points to British Airways … then kick them over to Finnair.

Why the extra step? Because you can book American-operated flights to and from Hawaii for 15,000 Avios each way.

Best of all, you can even book flights with connections at these same rates – a huge advantage over redeeming miles through British Airways or even Qatar Airways, which require you to book shorter nonstop flights from the West Coast in order to get the best deal. 

The hitch with using Finnair Avios is that you'll need to call or chat with the airline to book these deals.

Read our full guide to booking flights with Finnair Avios!

A Roundtrip for 3 to Europe – Or 1 in Business Class

“European vacation” and “cheap” generally don't go well together. But you could use some Chase points and make it a reality – and even fly in style.

Again, you'll want to transfer your Chase points. This time, you're going to send them to Iberia – the Spanish airline offering some of the lowest rates to get to Europe and back, even after a recent increase. Business class will set you back as few as 40,500 miles each way.

Chase points transfer to Iberia on a 1:1 basis. That means 32,000 Chase points gets you 32,000 Iberia Avios – or maybe even more if you time it right with a transfer bonus to Iberia or one of its partner airlines.

And those numbers aren't random. Using Iberia, you can fly from Boston (BOS), New York City-JFK (JFK), Washington, D.C.-Dulles (IAD), or Chicago-O'Hare to Madrid (Madrid) for as low as 32,000 miles roundtrip in economy. 

Traveling solo – or feeling selfish? Why not use those points to fly business class to Spain instead? You can do it for just 81,000 miles roundtrip! That's less than most airlines charge for a one-way business class ticket. 

And with Iberia business class, you're in for a treat. The seats are plenty spacious and recline all the way into a comfortable bed, and the food is tasty.

But if you time it right, you can multiply your points by taking advantage of a transfer bonus. Chase regularly offers a big bonus on transfers to Iberia, as well as British Airways and Aer Lingus. With a 20% bonus, for example, you'd have more than enough points for three one-way flights … in business class.

Considering these flights typically cost $4,000 or more when paying cash, it's a phenomenal way to use Chase points. And with a Thrifty Traveler Premium alert like this one, it's fairly easy to book … so long as you have the points.

Read our step-by-step guide on how to book Iberia business class!

Lie-Flat to London for 29K (or Less)

Virgin's transition to dynamic award pricing has resulted in some outstanding deals, flying Virgin Atlantic itself … for a fraction of the miles. Unfortunately, this deal recently took a big hit: Virgin now tacks on $700 (or so) in taxes and fees on a one-way business class ticket to London-Heathrow (LHR).  

Still, flying business class to London from East Coast cities like Boston (BOS), New York City (JFK), Washington, D.C.-Dulles (IAD), or Atlanta (ATL) for as low as 29,000 points could be worth stomaching the higher fees.

There are deals to be had in the lower cabins now, too. 

• A roundtrip from the East Coast to London for as low as 12,000 miles.
• A roundtrip in premium economy isn't bad either, for as low as 21,000 miles.

Or you could even book flights to a far-flung destination like the Maldives for just 13,500 miles one way in economy. 

But it could be even cheaper: Chase regularly rolls out transfer bonuses of 20% to 40% when moving points to Virgin Atlantic. 

Thrifty Tip: It’s much easier to search for Virgin Atlantic flights one-way rather than roundtrip – and unlike with many other airlines, it’ll often save you money on taxes and fees booking one-ways separately, too.

Book Free Hotel Nights with Hyatt

It's not just flights. You can also book hotels using a big Chase bonus. And with Chase points, you've got an ace in the hole: Hyatt.

With free nights starting as low as just 3,000 points per night, World of Hyatt is arguably the most valuable hotel loyalty program. Unfortunately, Hyatt recently made some pretty significant changes to its award chart. And to make matters worse, Chase devalued transfers to Hyatt for Sapphire Preferred and Ink Preferred cardholders – but not for the pricer Sapphire Reserve and Sapphire Reserve for Business.

Now, Sapphire preferred and Ink Preferred cardholders get a 4:3 transfer ratio when moving points to World of Hyatt, while Sapphire Reserve cardholders still get the once-standard 1:1 conversion. 

With all that in mind, here's a look at the bare minimum of what you can do with 100,000 Chase points when transferred to Hyatt.

• Cover 25 nights at the cheapest Hyatt properties
• Book up to three free nights at an all-inclusive resort, like Secrets Tulum Resort & Spa
• Book a few nights at a posh Park Hyatt property close to home or abroad – some like the Park Hyatt Siem Reap in Cambodia are bookable for just 12,000 points per night
• Get two nights with your own villa in Bali (complete with a private pool!) at the Alila Villas Uluwatu

Read More: Why Hyatt is the Best Hotel Rewards Program

Score a Business Class Suite to Tokyo

This isn't just business class. It's ANA's The Room business class. And you can book your trip to Japan flying this with Chase points … in theory.

All Nippon Airways (ANA) might not be a Chase transfer partner, but Virgin Atlantic is … and even after a recent devaluation, this is still one of the cheapest ways to fly in style. You can fly from the western U.S. to Tokyo and back for just 105,000 Virgin Atlantic points or 120,000 points from Chicago-O’Hare (ORD) or East Coast cities. One-way tickets are half the price.

If you applied for the Chase Sapphire Preferred and its 100,000-point bonus, you'd have a minimum of 105,000 Chase points in your account after meeting the card's $5,000 spending requirement in the first three months – just enough for a roundtrip from any of ANA's North American gateways.

Just be warned: Finding the award availability to actually book these seats with points has been next to impossible lately. 

Roundtrip to Singapore – or One-Way in Business Class

Maybe it's the hawker centers with Michelin-starred food for a few bucks. Maybe it's the twinkling light shows each night in the Garden by the Bay. Maybe it's a byproduct of the hit film Crazy, Rich Asians.

Chase points can get you on a long flight to Singapore on one of the world's best airlines.

You could transfer these points to Singapore Airlines and book a roundtrip in economy for just 84,000 miles from West Coast cities like Los Angeles (LAX), San Francisco (SFO), or Seattle (SEA). The 15-hour flight won't be so bad with Singapore's spacious seats and stellar service.

But we won't blame you if you want to splurge for some extra space for some of the longest flights in the world. So you could also put these points for a one-way business class ticket. And on Singapore Airlines, that's hard to beat.

Read our full review of Singapore Airlines business class!

Singapore has some of the biggest and best business class seats you'll find in the skies. But it's the service and dining that make Singapore's business class truly shine.

You can book a one-way ticket starting at 107,000 miles using Singapore's KrisFlyer miles – a 1:1 Chase transfer partner. Even a business class flight on the world's longest flight – the nearly 19-hour journey from New York City (JFK) to Singapore – clocks in at 111,500 miles and less than $6 in taxes and fees. Spending 19 hours in business class for a bucket-list trip to Singapore? Yes, please.

But there's an even better way. After pairing up with Air Canada, you can now book these exact same Singapore business class flights for just 87,500 Aeroplan points each way. And since Aeroplan is another Chase transfer partner, your stash of Chase points will have you set.

Qatar Qsuites from 70K Each Way

Qatar Qsuites are the best business class seats in the world, period. And for years, the best way to book them was redeeming American AAdvantage miles – a program you won't find on the list of Chase transfer partners. 

Things have changed. 

These days, the #1 way to book Qsuites is by using Qatar's own Avios. Unlike American (which only allows you to book flights 330 days in advance), you can book nearly a full year in advance when using Qatar Avios. That gives you a critical window to snag your Qsuite before other travelers do. 

Read our full review of flying Qatar Qsuites!

While you won't find Qatar on the list of Chase transfer partners, British Airways is. And you can book directly through British Airways, or kick them over to Qatar Airways for even more options. 

How many Chase points will it cost you? It depends on where you're going:

• Nonstops between the U.S. and Doha (DOH) will cost you 70,000 Avios each way – though you might see more flights at twice that rate
• Flying to Middle Eastern destinations like Dubai (DXB), Abu Dhabi (AUH) or Muscat (MCT) costs 75,000 miles.
• Other destinations like Amman (AMM) and Cairo (CAI) as well as major Indian cities go up to 80,000 miles each way.
• Getting to the Seychelles (SEZ) or Maldives (MLE) will run you 85,000 miles each way.
• Both Southeast Asia and South Africa typically cost 95,000 miles each way.

Read our full guide to booking flights with Qatar Avios!

Both Qatar and BA tack on about $250 for a nonstop flight in business class and over $300 for a connecting flight. Still, that's a small price to pay for one of the best business class experiences in the world. 

Book a Thrifty Traveler Premium+ Hotel Deal 

Nearly two years after launching, we've sent more hundreds of Hotel Alerts to Thrifty Traveler Premium+ members to help travelers use their points to book some of the best properties all over the world, ranging from overwater suites in the Maldives to luxury all-inclusives in the Caribbean and 5-star hotels in Japan. 

Under Hyatt's new five-tiered award chart, award nights here start at 20,000 points. With 100,000-plus points at your disposal, you'd have nearly enough to book four nights at the brand-new Andaz Lisbon … even with a 4:3 transfer ratio. 

Cash prices start around $400 per night (and only go up from there), making this a great use of points. An alert like this is a godsend if this property is on your wish list. 

Of course, you could also use your Chase points at top-tier Marriott properties, too. A great use of these points would be at a prime resort in Florida on the coast near Jacksonville, where we found nights bookable for under 90,000 Marriott points all year long: The Ritz-Carlton Amelia Island.

Marriott points won't get you nearly as far as Hyatt. But considering this property typically charges $1,300 or more during the peak season, this is a stellar Marriott Bonvoy redemption that we sent to our subscribers.

Join Thrifty Traveler Premium+ (or upgrade your current Premium account) now!

How to Earn Chase Points

These redemptions don’t mean a thing if you don’t have any Chase Ultimate Rewards points to your name. Luckily, it’s easy to pile up Chase points, with plenty of cards to pick from.

The *csp* is a great option for anyone getting started with points and miles because you can easily come out way ahead on the card's low $95 annual fee. And best of all, the card comes with a big welcome offer bonus for new applicants: bonus_miles_full

Learn more about the *csp*

For the more seasoned traveler looking for premium perks, the *chase sapphire reserve* is hard to beat. That’s because it comes with an outstanding set of benefits like complimentary access to Sapphire Lounges, Priority Pass Lounges, and select Air Canada Maple Leaf Lounges (when flying with a Star Alliance airline) for the cardholder and two guests.

You'll also get an annual $300 travel credit, up to $500 in hotel credit each year for “The Edit” properties through Chase Travel, an annual $300 dining credit, a credit for NEXUS, Global Entry, or TSA PreCheck, top-notch travel insurance, and much more.

The annual fee is steep at $795 per year but if you make use of even a two of the card's credits, you should have no trouble getting your money back out of it … and then some. 

Here's the current bonus offer: bonus_miles_full

Learn more about the *chase sapphire reserve*.

For small business owners looking to add to their stash of Chase Ultimate Rewards points, there are two great options: The *Ink Unlimited* and the *Ink Cash*. Best of all, neither of these cards charge an annual fee and are both solid earners for your ongoing business spend. 

The only catch with these cards is you'll also need to have a Chase Sapphire or *chase ink preferred* in your wallet if you're hoping to transfer the points to travel partners. Without one of those, you'll be much more limited in how you redeem your points. 

Here's what is currently at stake with both of these cards: *Ink Unlimited Bonus*

Learn more about the *chase ink unlimited*.

Learn more about the *chase ink cash*.

Bottom Line

This is just the start of what could be an endless list of ways to use a big pool of Chase points for travel. This list is truly just the tip of the iceberg.

And that's why we love Chase points so much – and why we always encourage travelers to start with Chase credit cards before moving on to other banks.