American Express just unleashed one of the best bonuses we've seen on the American Express® Gold Card when you apply through a personal referral link. And it's not just the Amex Gold card: Many other American Express cards have new referral offers that sweeten the deal for the person referring a friend or family member to a new card, too.

By applying for the Amex Gold through one of these targeted referral links you'll not only get a lump of 60,000 Membership Rewards points (or more), but you'll also get 20% back in statement credits after using the card at restaurants, up to $50 in the first three months. Apply soon, though: this new limited-time referral offer is only available until May 22, 2024.

 
 

Amex Gold Referral Offer

 

Getting a welcome offer of 60,000 Membership Rewards points, plus 20% back (up to $50) in statement credits on restaurant purchases, after spending $6,000 in the first six months is much better than the standard offer – but you shouldn't settle for that. At least not without trying for a bigger bonus first.

Members of the Thrifty Traveler team were able to pull even bigger offers by opening the referral link in an incognito or private browser window. Exactly what you'll get will vary, but we were able to find both a 75,000-point offer and even all the way up to a 90,000-point bonus by going incognito for the same $6,000 spending requirement. Both bigger bonus offers also included 20% back (up to $50) on restaurant purchases, so you don't have to sacrifice the extra cash back for more points.

Keep in mind: Credit cards are serious business. You should never open a new credit card unless you can pay off every dime you charge each month. Digging yourself into costly credit card debt isn't worth the points.

 

Amex Gold Referral Offer

 

Thrifty Tip: If you don't pull a bigger offer using the referral link in an incognito window, try a different browser like Safari, Firefox, or Google Chrome. If you have a VPN installed, changing your IP address can sometimes help generate a bigger offer as well.

Have an Amex Gold, or another Amex card? There's something in it for you, too. Eligible cardmembers can earn an additional 10x points or 10% cash back per dollar spent at restaurants worldwide (for three months on up to $25,000 in spending) when they refer a friend or family member and that person is approved and gets an Amex card.

That means for example, if you have the referral offer on the American Express® Gold Card which typically earns 4X Membership Rewards points per dollar spent at restaurants worldwide, you can earn 14X Membership Rewards points for three months after the referral (up to $25,000 spent) – assuming your friend or family member is approved for the card. That's on top of the 10,000 points you'll also get for making the referral (you can earn up to 100,000 points per calendar year from referrals).

 

What American Express Cards Are a Part of This Limited Time Offer?

It's not just the American Express Gold card offering bonus points at restaurants to the person making the referral. But only the limited-time referral offer on the Amex Gold throws in something extra for the card applicant.

These are all the Amex cards with limited-time referral offers. Again, if a friend or family member applies via your targeted referral link and is approved, you can earn an additional 10x points or 10% cash back per dollar spent at restaurants worldwide for three months (on up to $25,000 in spending).

  • American Express® Gold Card
  • The Platinum Card® from American Express
  • Delta SkyMiles® Gold American Express Card
  • Delta SkyMiles® Platinum American Express Card
  • Delta SkyMiles® Reserve American Express Card
  • Blue Cash Everyday® Card from American Express
  • Blue Cash Preferred® Card from American Express
  • American Express® Blue Business Cash
  • American Expres® Blue Business Plus
  • American Express® Business Gold
  • America Express® Business Platinum

Keep in mind: These offers are targeted, so not every current cardholder will have a limited-time offer to share. If you have one of the American Express cards listed above, check Amex's referral page to see if you're targeted for bonus points when sharing your card with a friend or family member.

Related reading: 10 Amazing Ways to Redeem Amex Membership Rewards Points

 

All About the American Express® Gold Card

It may not unlock a boatload of travel perks like the Platinum Card, but we consider the Amex Gold Card one of the best for earning points for travel. This limited-time referral bonus just makes the case even stronger.

Read our full review of the Amex Gold Card!

Here's a closer look at what you get with the Amex Gold Card:

  • Welcome bonus offer: bonus_miles_full
  • Earn 4x points per dollar spent at restaurants worldwide, including takeout and delivery in the U.S. (now capped up to $50,000 per year)
  • Earn 4x points per dollar spent at U.S. supermarkets (up to $25,000 per year)
  • Earn 3x points per dollar spent directly with airlines or at amextravel.com
  • Earn 2x points per dollar spent on prepaid hotels, car rentals, and cruises at amextravel.com
  • Earn 1x point per dollar spent on other eligible purchases
  • Changed! $120 Dining Credit: Enroll and earn up to $10 in statement credits monthly (up to $120 annually) when you pay with the Gold Card at Five Guys, Grubhub, The Cheesecake Factory®, wine.com, and Goldbelly
  • $120 Uber Cash: Add the U.S. Consumer Gold Card to your Uber account to receive $10 in monthly Uber Cash credits (up to $120 annually) towards Uber Eats or Uber Rides.
  • New! $100 Resy Credit: Get up to $50 in semi-annual statement credits ($100 per year) after you enroll and pay with the Gold Card at U.S. Resy restaurants or on other eligible Resy purchases. 
  • New! $84 Dunkin' Credit: Get up to $7 per month ($84 per year) in statement credits after you enroll and pay with the Gold Card.
  • No foreign transaction fees
  • Increased! Annual fee: $325 (see rates and fees).

 

*amex gold card*

 

Learn more about the *amex gold*

 

Bottom Line

There is a great new limited-time offer on the American Express Gold card available through select personal referral links allowing new cardmembers to earn up to 90,000 Membership Rewards points and get 20% back (up to $50) on restaurant purchases after spending $6,000 in the first six months. Additionally, many current American Express cardholders can generate limited-time referral offers to earn an additional 10X rewards or 10% cash back per dollar spent at restaurants worldwide (for three months on up to $25,000) if a friend or family member applies through their link and is approved for the card.

Whether you're looking to earn bonus points by referring someone or hoping to get in on the new, bigger offer on the Amex Gold, you'll have to act fast. These limited-time offers end on May 22, 2024.