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rakuten cyber monday

Huge Rakuten Cyber Monday Deal: Get 20% Cashback (or 20X Amex Points!)

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Rakuten is one of the best online shopping portals to earn cashback or extra points on your online purchases. For Cyber Monday, Rakuten is out with one of the biggest money-saving (or points-earning) deals we've ever seen.

Rakuten is offering an outstanding 20% cashback at 300-plus stores today for Cyber Monday. But these bigger bonuses only last through today, Monday Nov. 28, so act fast! Hundreds of additional stores also have 15% cashback rates today – and that may be as good as some users see.

Never used Rakuten before? You're in luck: You can stack those cashback rates with a huge bonus for first-time users, earning a $40 bonus after signing up and making your first purchase of at least $40 or more. Just sign up, click through Rakuten to the store you're shopping at, make your purchase, and you're in the money.

rakuten 20 bonus 

This is easily the most lucrative welcome bonus we've seen from Rakuten for first-time users. Combined with those huge cashback bonuses available at hundreds of retailers for Cyber Monday, now's the time to make that online purchase … and do it through Rakuten.

Got a card that earns American Express Membership Rewards points, like The Platinum Card® from American Express or the American Express® Gold Card? It gets even better. Rakuten allows all members to earn Amex points instead of cashback.

So that $40 initial cashback bonus nets you 4,000 Amex points – plus the bonus you get from the retailer itself. That's a great return if you've got some online shopping to do.

Thrifty Tip: Add the Rakuten browser plugin to Google Chrome and Rakuten will alert you when you can earn cashback on your purchase through that retailer!

Taking advantage of these huge bonuses is as simple as navigating to Rakuten.com, clicking through to the retailer, and making your purchase. Combined with this initial bonus, you can earn a sizable sum of cashback in just one purchase through Rakuten.

Need to use your $50 Saks Fifth Avenue credit, Amex Platinum cardholders? Do it now through Rakuten, which is offering a best-ever 20% bonus (or 20x Amex points) at Saks today! Or get 20% back through Dell using the shopping credits on The Business Platinum Card® from American Express.


How Rakuten Works

Getting in on these cashback bonuses is easy. First, sign up for Rakuten if you haven’t already. You’ll earn an additional $40 bonus after completing your first purchase of at least $40 in the first 90 days. Full disclosure: We also get a bonus, so we appreciate it if you use our link!

Whether you’re shopping at Amazon and Target or buying a Blue Apron subscription, you’ll get a percentage of your purchase price back from hundreds of stores. You’ll get paid every three months, through either a paper check or a PayPal transfer.

Here's an example of just how powerful stacking these bonuses can be. Let's say you've been eyeing a pair of Bose QuietComfort 45 Noise-Canceling headphones. As luck would have it, Dell has them for just $229 (plus tax) today for a Cyber Monday special. Here's what you'd want to do:

  1. First things first, sign up for Rakuten
  2. Click through from Rakuten over to Dell, then make your purchase as normal
  3. You'll earn 20% cashback on that $229 purchase: $45.80 – or 4,580 Amex Membership Rewards points
  4. You'll also earn $40 cashback (or 4,000 Amex points) for your first purchase of $40 or more

Add it up and that's nearly $86 cashback, reducing your net cost to less than $150 – or you're earning 8,600 valuable Amex points on the purchase.

rakuten cyber monday 

Read more: Use Online Shopping Portals to Earn More Points & Miles!


Bottom Line

Rakuten is one of the best ways to get something more out of your online shopping. These 20% bonuses for Cyber Monday make it even better – especially if it's your first time using Rakuten.


Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

2 Responses

  • Kyle, I use and have been using Rakuten for a few years thanks to you guys. I’ve been being the cash back but I would prefer to get the Amex points. I always use my Amex card but how do I change my preference?? Is it in the app? I can’t seem too find it so I just keep the cash option (which is also very nice). Any advice?? Thx much

    • You should be able to log in either via app or on the Rakuten site, head to account settings and change your payout preference to Amex points, if you prefer.

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