Citi AAdvantage Platinum Select Credit Card Review (2022)

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American Airlines AAdvantage miles are incredibly valuable. Even if you never step foot on an American Airlines plane, they are worth earning.

Luckily, American makes it easier than many airlines to pile up miles thanks to the fact that they have co-branded credit cards from two different banks: Citi and Barclays. That means you can earn welcome offers on both cards and earn a ton of American AAdvantage miles quickly.

And one of the key ingredients to making this happen is the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. The card allows you to earn 50,000 American Airlines AAdvantage miles after spending $2,500 in the first three months of card membership. And further, the card’s $99 annual fee is waived for the first year of card membership.

Read on for a full review of the card and everything it has to offer.


citi card


Click Here to learn more about the Citi AAdvantage Platinum Select World Elite Mastercard.


Full Benefits of the Citi AAdvantage Platinum Select World Elite Mastercard

Welcome Bonus Offer

When you open the Citi AAdvantage Platinum Select World Elite Mastercard and spend $2,500 in the first three months of card membership, you’ll earn 50,000 bonus American Airlines AAdvantage miles. That’s above and beyond any miles you will earn on the $2,500 in spending.


2x AAdvantage Mils at AA Purchases, Gas Stations & Restaurants

You will earn 2x AAdvantage miles for every one dollar spent on eligible American Airlines purchases, and at gas stations and restaurants. There is no limit on earning double miles on these categories.

You will receive 1x AAdvantage mile per dollar spent on all other transactions.


First Checked Bag Free

The primary cardholder and up to four traveling companions will receive a free checked bag on domestic itineraries operated by American Airlines. Considering bags cost $30 each way to check, you can come out way ahead on your annual fee just by checking bags on a few trips each year.

Using your card to check your bag for free can be a great way to beat American Airlines’ basic economy fares.


Preferred Boarding

The primary cardholder and up to four traveling companions booked on the same reservation will get preferred Group 5 boarding. This is the first boarding group after first class, and all levels of American Airlines elite status.

You can learn more about the American Airlines boarding process here.


$125 Flight Discount

If you spend $20,000 or more on purchases with your card during your membership year, you’ll receive a $125 flight discount credit after renewing your card for another year. This can easily wipe out the card’s $99 annual fee.


Receive 25% Inflight Savings

When you use your Citi AAdvantage Card to pay for in-flight food and beverage purchases you will receive a 25% savings. This will not work for other in-flight purchases like onboard wifi.


Access American’s Reduced Mileage Award Program

If you use your AAdvantage miles to book certain round-trip domestic Mile SAAver award tickets, you can get a discount ranging from 2,000 to 7,500 miles – depending on the length of the flight.

Read more about the American Reduced Mileage Awards program here.


No Foreign Transaction Fees

When you use your Citi AAdvantage card to pay for purchases abroad, you will not be charged foreign transaction fees.


$99 Annual Fee

The Citi AAdvantage card has a $99 annual fee. However, that fee is completely waived for the first year of card membership. You won’t start paying an annual fee until your second year with the card.


Citi AAdvantage


Click Here to learn more about the Citi AAdvantage Platinum Select World Elite Mastercard.


Pair the Citi AAdvantage Card with the Aviator Red World Elite Mastercard

Delta has American Express. United and Southwest have Chase.

Most airlines have just one bank, but American partners with two.

That’s significant because you can earn the welcome offer bonus on each American Airlines credit card, netting you 110,000 American Airlines miles after paying one annual fee in the first year on the Barclays AAdvantage Red Aviator Card and spending $2,500 on the Citi AAdvantage Platinum Select Card in the first three months of card membership.

You’ll earn 60,000 AAdvantage miles after making just one purchase and paying your $99 annual fee on the AAdvantage Aviator Red World Elite Mastercard.

Related: The Best American Airlines Credit Cards for Travelers in 2022. 


Citi AAdvantage american airlines credit card


How Far Can 110,000 AAdvantage Miles Take You?

American Airlines AAdvantage miles are some of the most valuable miles out there. Not only can you use them for flights with American, but you can redeem them for incredible experiences for flights on their Oneworld alliance partners like Qatar Airways, Japan Airlines, Cathay Pacific, and many others.

Want to fly in a Qatar Qsuite? Or how about your own Etihad apartment? It’s one of the 9 best deals in the world of points and miles. AA is unique among the major domestic airlines in that it doesn’t charge more for a partner redemption. In our mind, this advantage alone makes American Airlines’ miles worth earning. So what can you fly?

Etihad’s First Class – dubbed The Apartment on its A380s – is bookable with AA miles, and it lives up to the hype. You can fly this incredible first-class cabin between London-Heathrow (LHR) or Paris-Charles De Gaulle (CDG) and Abu Dhabi (AUH) for just 62,500 AAdvantage miles. Or you can if Etihad continues flying these massive planes after the pandemic.

Read our full review of the Etihad Apartment here. 


Book Etihad Online American Airlines
The Etihad Apartment


Another outstanding partner airline Qatar Airways. Qatar flies its newest planes equipped with QSuites, the best business class in the world, to Doha (DOH) from a growing list of U.S. departure cities.

These flights cost 70,000 AA miles one way, and you can now book Qatar Airways award tickets online. You won’t find a nicer business-class product in the world. Period.

See our full review of the Qatar Qsuites on a flight between Doha (DOH) and Washington-Dulles (IAD).


american airlines credit card
Qatar Airways Qsuites


Oneworld partner airlines Japan Airlines (JAL) and Cathay Pacific offer two of the best ways to fly business or first class to Asia. For example, a flight to Tokyo in one of JAL’s private SkySuites costs just 60,000 AAdvantage miles.

See our post on the 7 best ways to use American Airlines AAdvantage miles.


Do American AAdvantage Miles Expire?

American Airlines AAdvantage miles will expire 24 months after you earn them unless there is some sort of activity in your account. That’s right – use them or lose them in 18 months.

The easiest way to find the expiration date on your American Airlines AAdvantage account is to log in to your online account.

Read More: When Will My Airline Miles Expire?

If the clock is ticking on your miles, don’t worry. You can easily reset the 24-month clock by either earning or redeeming AAdvantage miles. That means there are plenty of ways to keep your miles from expiring – including making a purchase on your Citi AAdvantage credit card.

And critically, if you later decide to close your American Airlines credit card, you will not lose your points. They will be safe and sound in your AAdvantage Mileage account. You can read more about what happens to points and miles after closing a credit card here.


Citi AAdvantage Application Restrictions

Citi limits welcome bonus offers to one bonus per card family in a 48-month period on certain cards (including the Citi AAdvantage credit cards). This means if you have recently earned the bonus on the American Airlines AAdvantage MileUp Card, or the Citi AAdvantage Executive World Elite Mastercard, you wouldn’t be eligible to earn the bonus on the Citi AAdvantage card for 48 months from the date you closed either of these cards.

Citi considers personal and business cards to be separate. So for the purposes of earning the bonus on the personal Citi AAdvantage American Airlines card, having the business version of the card will not impact your ability to earn a welcome bonus offer.

Finally, Citi allows you to apply for only one credit card within an eight-day period, one business card in a 90-day period and only two Citi credit card applications total in any 60-day period.

If none of these restrictions apply to you, now is a great time to grab the 75,000 point welcome bonus offer after spending $3,500 in the first four months with the Citi AAdvantage card.


Bottom Line

Now is a great time to pick up the Citi AAdvantage Platinum Select World Elite Mastercard if you haven’t had it or earned a bonus on a card in the same family in the last 24 months. You won’t pay an annual fee in the first year and it can be combined with the bonus you can earn on the Barclays AAdvantage Aviator Red World Elite Mastercard.


american airlines credit card


Click Here to learn more about the Citi AAdvantage Platinum Select World Elite Mastercard.


Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

2 Responses

  • I believe that the restrictions to getting the welcome bonus through Citi is 48 months from the last welcome bonus, not 24 months like it used to be.

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