With growing lists of use-them-or-lose-them benefits that might reset quarterly, monthly, or twice a year and annual fees that keep going up, there's more to keep track of on your travel credit cards than ever.
We're here to help. From the Platinum Card® from American Express to the Chase Sapphire Reserve® to dozens of co-branded airline and hotel cards, we've created a one-of-a-kind (and shockingly easy-to-use) tool to help you monitor and maximize all the benefits and come out ahead. And yes, it's free!
After launching last month, we've revamped this tool to make it even bigger and better. You can now track more than 40 top travel cards from all the big banks and loyalty programs (more than twice as many – keep reading for the full list!) You'll get a color-coded reminder on your homepage for each card that has a benefit expiring soon. And best of all, you can now separately track cards for your spouse or travel companion – aka your Player 2, or P2!
Just enter your email and watch your inbox: We'll send you an email to get started shortly. We'll also put you on the list for our free weekly points and miles newsletter, The Extra Mile – if you're already a subscriber, just enter your email below.
If you're already using the previous version of our spreadsheet, you'll want to download this new one!
These spreadsheets make it easy to get organized in one place. Start by selecting each card you've got and they'll automatically appear as tabs below. Enter your spouse or partner's name in the highlighted field and you'll see the same options. From there, click through to each card and start marking each credit or benefit you've used.
It's really that simple.
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There's no sensitive data, personal information, or account credentials necessary to use this – just download it and manually track whichever cards you want. Plus, there are a handful of neat features you won't find in other tools, including:
- New! Add and track cards separately for your spouse or partner, aka your P2!
- New! You'll now get a visual cue on your card hub when each card has a benefit(s) set to expire in the next 30 days (in orange) or within two weeks (in red), so you know to check that card's sheet for more details.
- On each card's spreadsheet, you'll also get a clear warning as each individual credit or benefit is approaching its expiration date! Unused credits will turn orange when they're set to expire within the next 30 days – or red when you've got just two weeks to put them to use before they disappear.
- Each spreadsheet will automatically tally up the total value you've gotten as you mark each credit as used and turn green at the top once you've recouped your entire annual fee.
- You can even adjust the value of each credit if they're not worth the sticker price to you. For example, I don't value a CLEAR® Plus subscription on my Platinum Card at anywhere near the full $209 – I'll probably mark that closer to $100, maybe even less.
- Same goes for lounge access and free baggage benefits: You can customize these benefits based upon how much you value them (and how often you use them) to add to your card's running total.
Is it a bit ridiculous that it practically requires a spreadsheet like this to get the most out of a travel credit card? It sure is. But here we are.
Cards You Can Track with Our Tool
In this latest revision, we've expanded to include more than 40 – 44, to be precise – top travel cards from the big banks, hotel, and airline programs. Here's the full list.
Don't see a card you have here? Have questions or feedback? Leave us a comment below – we're already working on the next round of improvements!
American Express Membership Rewards Cards
- The Platinum Card® from American Express
- The Business Platinum Card® from American Express
- The American Express® Gold Card
- And its small-business counterpart, the American Express® Business Gold Card
Chase Ultimate Rewards Cards
- The new-look Chase Sapphire Reserve®, with more credits and benefits to track than any other card
- The Chase Sapphire Reserve® for Business
- The incredibly popular (and comparatively simple) Chase Sapphire Preferred® Card
Capital One Venture Cards
- The Capital One Venture X Rewards Credit Card and its small-business version
- The amazingly simple Capital One Venture Rewards Credit Card
Citi ThankYou Cards
- The brand-new Citi Strata Elite Card
- Longtime favorite Citi Strata Premier Card
American Airlines AAdvantage Cards
- The Citi / AAdvantage Executive Card
- The brand-new mid-tier Citi / AAdvantage Globe Card
- AA's entry-level Citi / AAdvantage Platinum Select Card
- The small-business Citi / AAdvantage Business
Delta SkyMiles Cards
- Delta SkyMiles® Reserve American Express Card and its small business counterpart
- Delta SkyMiles® Platinum American Express Card and its small business version
- Delta SkyMiles® Gold American Express Card and a small business version
Hilton Honors Amex Cards
- Hilton Honors American Express Aspire Card
- Hilton Honors American Express Surpass Card
- Hilton Honors American Express Business Card
Marriott Bonvoy Cards
- Marriott Bonvoy Brilliant (Amex)
- Marriott Bonvoy Bevy (Amex)
- Marriott Bonvoy Business (Amex)
- Marriott Bonvoy Boundless (Chase)
- Marriott Bonvoy Bountiful (Chase)
- The Ritz-Carlton Card (Chase)
United MileagePlus Cards
- The New United Club℠ Card
- The New United Club℠ Business Card
- The New United Quest℠ Card
- The New United℠ Explorer Card
- The New United℠ Business Card
For now, we're focused on cards that have use-them-or-lose-them benefits – that's probably why you don't see your favorite no-annual-fee card on this list (yet). Watch for future updates as we expand this tool to include cards from Alaska, Southwest Airlines, and more!
Bottom Line
We've heard you loud and clear: Keeping tabs on your travel credit cards is getting harder. We're here to help.
Get started with our free tracking tool now and never miss out on a lucrative benefit again!
Looking forward to learning a lot from you.