Get Up to 30% More Points with These Current Transfer Bonuses!

Got a stash of transferable points from banks like American Express, Capital One, or Chase? Take advantage of these current transfer bonuses to get even more out of them.

Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to a specific airline or hotel partner. With a 25% transfer bonus, for example, you'd only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.

Here are all the current transfer bonuses available as of publication, broken down bank-by-bank.

 

Transfer from	Transfer to	Bonus	Expires	More info
Amex	Aer Lingus, British Airways & Iberia	30%	July 15, 2025	Full details
Amex	Hilton	Up to 30%	Unknown	This bonus is targeted - not everyone will see it.
Chase	Virgin Atlantic	25%	June 15, 2025	Full details
Citi	Wyndham Rewards	25%	June 21, 2025

 

Wondering why you should transfer your points? Read up on how it can help you book flights for less!

But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you'll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.

Let's take a closer look at each of the current transfer bonuses and how you may (or may not) want to use them.

 

30% Bonus on American Express Transfers to Avios

American Express is currently offering a 30% bonus when moving points to a trio of airlines: Aer Lingus, British Airways, and Iberia.

From booking short American Airlines flights within the U.S. to the world's best business class and one of the cheapest ways to book a lie-flat seat to Europe, there are tons of great ways to use Avios – and considering you can combine Avios between a growing number of airlines, that list is longer than ever.

And you've got plenty of time to put it to use: This excellent new Amex transfer bonus ends July 15!

So long as you've got a card that earns Membership Rewards like *amex platinum* or the *amex gold* you should see the bonus listed in the list of transfer partners for all these airlines. Co-branded Delta SkyMiles credit cards from American Express won’t do the trick, sorry.

 

 

Most airlines charge about 60,000 to 70,000 miles to fly from the U.S. to Europe and back. One airline can get you there and back for half that price.

It’s Iberia, the Spanish flag carrier. Depart from the right cities and at the right time, and you can score round-trip flights straight to Madrid (MAD) for just 32,000 miles plus about $200 in taxes and fees – or just 25,000 Amex points with this transfer bonus.

Iberia and British Airways both recently raised award rates for these Iberia nonstops between the U.S. and Madrid (MAD) in business class. Yet this economy redemption got (slightly) cheaper.

 

 

The trick? Iberia’s distance-based award pricing system means you have to start your journey from the East Coast hubs of Boston (BOS), Washington, D.C.-Dulles (IAD) or New York City (JFK). Luckily for Midwesterners, Chicago-O’Hare (ORD) still works at this price, too. Departing from other Iberia outposts like Miami (MIA), Dallas-Fort Worth (DFW), San Francisco (SFO), or Los Angeles (LAX) will cost you more miles.

Or you could use this transfer bonus, to take those same flights in style.

Even after that unannounced increase, flying business class to Europe doesn't much cheaper than this. And with a 30% transfer bonus to British Airways or Iberia, the best somehow gets even better.

After transferring to Iberia, it brings your final tally to just 32,000 points for a one-way Iberia business class flight to Madrid – or 63,000 points roundtrip! That’s a roundtrip flight in business class for less than what almost every other airline would charge you to fly in economy.

Why not fly like this rather than back in economy when you can do it using fewer points?
 

 

Read our full review of Iberia business class!

Booking Iberia business class flights follows the same script as the economy example above. Focus on flights from New York City, Boston, Washington DC, and Chicago to Madrid to get the lowest rates. Off-peak travel times are key. And you can book for these ultra-low rates through both British Airways and Iberia itself.

Oh, and a word of advice if you're looking to take advantage of this deal? It pays to plan far, far ahead: Often, your best bet for snagging these business class seats is by booking 10-plus months in advance.
 

 

Need more info? Read our guide to booking Iberia business class! 

 

25% Bonus from Chase to Virgin Atlantic

Chase recently rolled out a 25% bonus when transferring points to your Virgin account. That means if you've got Ultimate Rewards from cards like the *csp*, the *chase sapphire reserve* – or even the *chase ink preferred* – you've got the points needed to take advantage of this offer.

This transfer bonus expires on Sunday, June 15, so you've got more than a month to take advantage.

 

Not only will your Chase points go even further, but Virgin Atlantic Flying Club is arguably better than ever, too.

After introducing dynamic award pricing last year, the airline ushered in some of the best deals to cross the pond we've ever seen: 

• Economy flights to London-Heathrow (LHR) start as low as 6,000 miles and just $75 
• You can book Virgin Atlantic Upper Class for as low as just 29,000 miles and $254 – half the mileage and a quarter of the taxes and fees the airline previously charged

 

 

With a 25% bonus, this business class ticket to London would cost you just 24,000 Chase points. That's an absurdly good deal.

The savings spread to Virgin's bevy of excellent airline partners. A few other standouts include:

• While Virgin nuked many previous sweet spots to save on Delta flights, short flights are still worthwhile for as low as 7,500 points each way – or 6,000 Chase points after this bonus
• Even after raising award rates earlier this year, booking ANA business class to Tokyo starts from 52,500 points each way, transferring just 42,000 Chase points
• Ditto for ANA first class, which will now run you at least 72,500 points each way … but just 58,000 Chase points with a 25% bonus

Read our full guide to maximizing this massive transfer bonus!

 

Up to a 30% Bonus on Amex Transfers to Hilton

If you've got a stash of Membership Rewards points from cards like *amex platinum* or *amex gold*, we've got good news (maybe?): Amex is targeting some cardholders with a bonus when transferring to Hilton Honors!

Unfortunately, there doesn't appear to be any rhyme or reason to who's targeted … or how big of a bonus you'll get. For example, when I log into my Amex account, I see a “limited-time offer” for a 20% bonus. Meanwhile, another member of the Thrifty Traveler team was targeted for 30% and several others saw nothing at all. 

 

 

Since Amex points ordinarily transfer to Hilton at a 1:2 ratio, this new (targeted) bonus means makes it an even better deal, no matter the size. But keep in mind, it typically takes a whole lot of Hilton points to book a free night. Even with this transfer bonus, it may not be the slam dunk you think it is.

That said, this transfer bonus could be great if you have a particular redemption in mind. 

If high-end boutique hotels are your thing, Hilton's partnership with Small Luxury Hotels (SLH) is perfect for you. This new partnership has been a massive win for travelers with Hilton Honors points, as it opens the door to book some truly impressive properties around the globe – and get you some serious bang for your buck in the process. 

Take the little slice of Caribbean heaven known as the Hermitage Bay Resort in Antigua, for example. After another recent devaluation, this property now goes for a whopping 190,000 Hilton Honors points per night.

At first glance, that might not seem like a great deal. But considering that this all-inclusive, adults-only resort in the Caribbean ordinarily costs $3,000 (or more) per night, you can quickly see just how valuable Hilton points can be. With my 20% transfer bonus, I'd only need to transfer 80,000 Amex points to book a free night. If you're targeted for a 30% bonus, it gets even better: You'd need just 74,000 Amex points to book a free night here. 

 

 

If you've got any level of Hilton status – including the complimentary Hilton Gold status that comes with the Amex Platinum Card – you get the fifth night free on award bookings. That means you could book a five-night stay at this island paradise … that might normally cost $15,000 or more … for as few as 293,000 Amex points.

Admittedly, that's a ton of Amex points, but it's also a pretty solid bang for your buck … err, points. And if you've got a free night award from one of the Hilton Honors American Express credit cards, you could even tack that on for an additional night in paradise.

Since this bonus is targeted, there's no end date listed. If you've got a good use for Hilton points and see a bonus in your Amex account, it would be wise to take advantage before it's gone. 

Read our full story on this transfer bonus for even more inspiration! 

 

Bottom Line

Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it's important to stay up-to-date on the current promotions before moving your points to ensure you're not leaving any free points on the table.

But it's always best to keep your points flexible until you're ready to book. Due to constant loyalty program devaluations, transferring points without an immediate plan to use them will rarely be a good option.