Got a stash of transferable points from banks like American Express, Capital One, or Chase? Take advantage of these current transfer bonuses to get even more out of them.
Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to select airline or hotel partners. With a 25% transfer bonus, for example, you'd only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.
Here are all the current transfer bonuses available as of publication, broken down bank by bank.
| Transfer from | Transfer to | Bonus | Expires | More info |
|---|---|---|---|---|
| Amex | Air France/KLM Flying Blue | 20% | October 31, 2025 | Full details |
| Amex | Marriott | 30% | November 30, 2025 | |
| Chase | British Airways, Iberia & Aer Lingus | 30% | October 31, 2025 | Full details |
| Chase | Southwest Rapid Rewards | 25% | November 6, 2025 | |
| Citi | Qantas | 20% | November 8, 2025 | Full details |
Wondering why you should transfer your points? Read up on how it can help you book flights for less!
But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you'll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.
Let's take a closer look at each of the current transfer bonuses and how you may (or may not) want to use them.
20% Bonus from Amex to Air France/KLM Flying Blue
American Express is currently offering a 20% transfer bonus to Air France/KLM Flying Blue through Oct. 31, 2025. That means every 1,000 Amex Membership Rewards points you transfer gets you 1,200 Flying Blue miles.
Flying Blue is one of the best programs for booking flights to Europe, with monthly Promo Rewards that can drop transatlantic economy flights to under 15,000 miles each way – and business class for 39,750 miles during promos. With this bonus, you could book one-way business class flights to Europe from just 32,000 Amex points!
Even after Flying Blue raised award rates earlier this year, you can still find business class flights to Europe for as low as 60,000 miles each way – a relatively mild increase from the previous 50,000-mile price point. You'll find this price whether you want to get to Paris-Charles de Gaulle (CDG), Amsterdam (AMS), or connect almost anywhere in Europe.
Keep in mind: Flying Blue passes along sizable taxes and fees: Usually under $300 for a roundtrip in economy but more than $250 for a one-way in business class to Europe.
Read more: How to Maximize the New Amex-to-Flying Blue Transfer Bonus
30% Bonus from Chase to British Airways, Iberia & Aer Lingus
Chase rolled out a brand new 30% transfer bonus when sending Chase Ultimate Rewards points to British Airways, Iberia, and Aer Lingus, which is available through Oct. 31. The three carriers are all owned by the same massive airline conglomerate, and all three use Avios as their mileage currency. And considering you can combine Avios between a growing number of airlines – including kicking them over to Qatar Airways or Finnair – there are even more ways to put this transfer bonus to use.
It can unlock one of the cheapest ways to fly to Hawaii using points and miles (still), in addition to some other cheap domestic award tickets. And thanks to some changes with British Airways' Avios, it's the best and cheapest way you'll find to score a ride in Qatar Airways Qsuites right now.
You can also use it to fly to Europe and back for just 26,000 points in economy – or do it in business class for 63,000 points. Why not fly like this rather than back in economy when you can do it using fewer points?
Read our full review of Iberia business class!
The key to booking these awards is focusing on off-peak travel dates, from cities including Boston (BOS), Washington, D.C.-Dulles (IAD), New York City (JFK), and Chicago-O'Hare (ORD) to Madrid. Since Iberia has a generous definition of what's considered off-peak, you can find these ultra-low rates for a good majority of the year. Only late June through mid-September and the winter holidays (plus a few more random dates throughout the calendar) will trigger higher peak pricing.
Read More: Get a 30% Transfer Bonus from Chase to British Airways, Iberia, & Aer Lingus
20% Bonus on Citi Transfers to Qantas
Citi is currently offering a 20% bonus on transfers to Australian flag-carrier Qantas. If you plan to take advantage of this bonus, you've got until Nov. 8.
If you're thinking Qantas points are only good for flying to and from Australia, think again. As a Oneworld alliance member, you can also use Qantas points to fly domestic airlines like American and Alaska in the U.S., as well as other one-off partner airlines like Emirates.
Here's a fun example of what you can do with this bonus. Last year, Emirates started flying a funky, new fifth-freedom route between Miami (MIA) and Bogota (BOG). This is now the best and most luxurious way to get between the two countries. Since Emirates and Qantas are partners, you could book Emirates vaunted first class on this relatively short four-hour flight for just 65,300 points.
By taking advantage of this transfer bonus, you'd only need to transfer 55,000 Citi points to Qantas in order to make it a reality. That's a bargain when you consider this flight comes with full caviar service and some of the best champagne in the sky.
This bonus is also a good one for those looking to stay closer to home. American Airlines-operated flights that clock in under 600 miles each way will cost you just 9,200 Qantas points. So you could transfer just 8,000 Citi points over to Qantas and book a flight from Minneapolis-St. Paul (MSP) to Chicago-O'Hare (ORD). Considering there are thousands – literally, thousands – of American Airlines flights under 600 miles. The possibilities for booking domestic flights for 8,000 Citi points each way are practically endless.
Read more on using this 20% transfer bonus from Citi to Qantas!
Bottom Line
Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it's important to stay up-to-date on the current promotions before moving your points to ensure you're not leaving any free points on the table.
But it's always best to keep your points flexible until you're ready to book. Due to constant loyalty program devaluations, transferring points without an immediate plan to use them will rarely be a good option.
Please advise when they are any good transfer bonus from Chase!
Hi we’ve accumulated a lot of Capital One Venture points over the years. Are they transferable or should I have the Venture X or Amex or other cards instead? Ty!
They are also transferrable – identical, in fact, to the Venture X. Capital One just isn’t quite as generous with transfer bonuses as other banks, which is why you don’t see them in this story. Here’s our guide on Capital One transfer partners.
Flying Blue charges as LITTLE as 50k for biz to Europe. Redemptions increase significantly from that amount.
Thanks for sharing! I didn’t realize my Citi card was ineligible for points transfer until I read “To take advantage of this bonus you’ll first need to have a card that earns transferable ThankYou points like the Citi Premier® Card.” So although I am disappointed to not have flexible use of those ThankYou points, now I know to spend instead on my more flexible cards!
Hi! This is super helpful, thank you! Quick question – do you simply need to transfer the points from the card to the hotel or airline stated above by the deadline/deal expiration, or do you need to actually travel between the transfer bonus announcement and their expiration date? Thank you!
Hi Amy. You just need to transfer them. No requirement to use them by the expiration date for the transfer bonus.