Got a stash of transferable points from banks like American Express, Capital One, or Chase? Take advantage of these current transfer bonuses to get even more out of them.
Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to a specific airline or hotel partner. With a 25% transfer bonus, for example, you'd only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.
Here are all the current transfer bonuses available as of publication, broken down bank by bank.
| Transfer from | Transfer to | Bonus | Expires | More info |
|---|---|---|---|---|
| Amex | Aer Lingus, British Airways & Iberia | 30% | July 15, 2025 | Full details |
| Amex | Hilton | Up to 30% | Unknown | This bonus is targeted - not everyone will see it. |
| Chase | Marriott | 65% | June 30, 2025 | |
| Chase | Air Canada | 20% | July 17, 2025 | Full details |
| Citi | Air France/KLM Flying Blue | 20% | July 19, 2025 | |
| Citi | Accor Live Limitless (ALL) | 50% | July 19, 2025 | 1,000 ThankYou Points = 750 ALL Rewards (with bonus) |
Wondering why you should transfer your points? Read up on how it can help you book flights for less!
But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you'll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.
Let's take a closer look at each of the current transfer bonuses and how you may (or may not) want to use them.
20% Bonus on Chase Transfers to Aeroplan
Chase recently rolled out a 20% bonus when transferring Chase Ultimate Rewards points to your Air Canada Aeroplan account. This bonus is widely available so long as you've got a card that earns Chase Ultimate Rewards points like the *chase sapphire preferred* or *chase sapphire reserve*. It's available through Jan. 15, 2025.
With reasonable rates and low fees, Aeroplan is one of the best ways to book lie-flat business class seats to Europe – in some cases, you'll pay just 60,000 Aeroplan points each way. Meanwhile, longer flights clock in at 70,000 miles each way, while starting from the West Coast can run you as much as 85,000 points each way.
Factor in that 20% transfer bonus and you can score a business class flight to Europe for as few as just 50,000 Chase points.
Just know: If you're looking to fly United to Europe with your Aeroplan points, it'll cost a bit more. Air Canada recently raised rates on United awards to 80,000 miles in business class, matching what United charges using its own MileagePlus miles.
But with all of Air Canada's partner airlines, you've got tons of options to fly Swiss business class, Lufthansa business class, United Polaris (at a steeper cost), or even Turkish Airlines business class. This 20% bonus makes Aeroplan one of the best ways to book them all.
Read our guide to booking award flights through Air Canada Aeroplan!
If Hawaii has been on your radar, you're in luck. Due to Aeroplan's distance-based pricing model, you'll want to start from the West Coast where flights are shorter. Your best bet is looking for flights from Los Angeles (LAX) or San Francisco (SFO) flying United Airlines.
You can book a one-way flight for just 15,000 miles in economy – roughly half of what United itself would normally charge. Factor in this transfer bonus, and you can book roundtrip flights to Hawaii using just 25,000 Chase points.
Got an *aeroplan card* in your wallet, too? It gets even better: So long as you transfer at least 50,000 Chase points, Aeroplan will tack on an extra 10% bonus for Aeroplan cardholders (a maximum of 25,000 bonus points each year). That means a 50,000-point transfer would net you a total of 65,000 Aeroplan points!
Check out this story for full details on this transfer bonus!
65% Bonus on Chase Transfers to Marriott Bonvoy
Chase is currently offering a 65% transfer bonus when moving Ultimate Rewards points to Marriott Bonvoy. This transfer bonus runs through June 30, so you've got a couple of weeks remaining to take advantage.
But this bonus is unique: After the 65% bonus ends at the end of the month, you can still get a 50% bonus on transfers through Aug. 15!
It's easy to see a 65% bonus and get excited. But be warned that not all points are created equal … especially with hotel points like Marriott. Still, if you have a particular hotel in mind and need to top off your account with a few extra points in order to make it a reality, transferring Ultimate Rewards to Marriott with a 50% bonus is certainly better than the usual 1:1 ratio.
Looking at a one-night stay in downtown Minneapolis, I can book the Minneapolis Marriott City Center for 30,000 Bonvoy points per night. If I didn't already have any Bonvoy points in my account, I'd need to transfer 19,000 Chase Ultimate Rewards with the current transfer bonus in order to have enough points to book this stay.
30% Bonus on American Express Transfers to Avios
American Express is currently offering a 30% bonus when moving points to a trio of airlines: Aer Lingus, British Airways, and Iberia.
From booking short American Airlines flights within the U.S. to the world's best business class and one of the cheapest ways to book a lie-flat seat to Europe, there are tons of great ways to use Avios – and considering you can combine Avios between a growing number of airlines, that list is longer than ever.
And you've got plenty of time to put it to use: This excellent new Amex transfer bonus ends July 15!
So long as you've got a card that earns Membership Rewards like *amex platinum* or the *amex gold* you should see the bonus listed in the list of transfer partners for all these airlines. Co-branded Delta SkyMiles credit cards from American Express won’t do the trick, sorry.
Most airlines charge about 60,000 to 70,000 miles to fly from the U.S. to Europe and back. One airline can get you there and back for half that price.
It’s Iberia, the Spanish flag carrier. Depart from the right cities and at the right time, and you can score round-trip flights straight to Madrid (MAD) for just 32,000 miles plus about $200 in taxes and fees – or just 25,000 Amex points with this transfer bonus.
Iberia and British Airways both recently raised award rates for these Iberia nonstops between the U.S. and Madrid (MAD) in business class. Yet this economy redemption got (slightly) cheaper.
The trick? Iberia’s distance-based award pricing system means you have to start your journey from the East Coast hubs of Boston (BOS), Washington, D.C.-Dulles (IAD) or New York City (JFK). Luckily for Midwesterners, Chicago-O’Hare (ORD) still works at this price, too. Departing from other Iberia outposts like Miami (MIA), Dallas-Fort Worth (DFW), San Francisco (SFO), or Los Angeles (LAX) will cost you more miles.
Or you could use this transfer bonus, to take those same flights in style.
Even after that unannounced increase, flying business class to Europe doesn't much cheaper than this. And with a 30% transfer bonus to British Airways or Iberia, the best somehow gets even better.
After transferring to Iberia, it brings your final tally to just 32,000 points for a one-way Iberia business class flight to Madrid – or 63,000 points roundtrip! That’s a roundtrip flight in business class for less than what almost every other airline would charge you to fly in economy.
Why not fly like this rather than back in economy when you can do it using fewer points?
Read our full review of Iberia business class!
Booking Iberia business class flights follows the same script as the economy example above. Focus on flights from New York City, Boston, Washington DC, and Chicago to Madrid to get the lowest rates. Off-peak travel times are key. And you can book for these ultra-low rates through both British Airways and Iberia itself.
Oh, and a word of advice if you're looking to take advantage of this deal? It pays to plan far, far ahead: Often, your best bet for snagging these business class seats is by booking 10-plus months in advance.
Need more info? Read our guide to booking Iberia business class!
Up to a 30% Bonus on Amex Transfers to Hilton
If you've got a stash of Membership Rewards points from cards like *amex platinum* or *amex gold*, we've got good news (maybe?): Amex is targeting some cardholders with a bonus when transferring to Hilton Honors!
Unfortunately, there doesn't appear to be any rhyme or reason to who's targeted … or how big of a bonus you'll get. For example, when I log into my Amex account, I see a “limited-time offer” for a 20% bonus. Meanwhile, another member of the Thrifty Traveler team was targeted for 30% and several others saw nothing at all.
Since Amex points ordinarily transfer to Hilton at a 1:2 ratio, this new (targeted) bonus means makes it an even better deal, no matter the size. But keep in mind, it typically takes a whole lot of Hilton points to book a free night. Even with this transfer bonus, it may not be the slam dunk you think it is.
That said, this transfer bonus could be great if you have a particular redemption in mind.
If high-end boutique hotels are your thing, Hilton's partnership with Small Luxury Hotels (SLH) is perfect for you. This new partnership has been a massive win for travelers with Hilton Honors points, as it opens the door to book some truly impressive properties around the globe – and get you some serious bang for your buck in the process.
Take the little slice of Caribbean heaven known as the Hermitage Bay Resort in Antigua, for example. After another recent devaluation, this property now goes for a whopping 190,000 Hilton Honors points per night.
At first glance, that might not seem like a great deal. But considering that this all-inclusive, adults-only resort in the Caribbean ordinarily costs $3,000 (or more) per night, you can quickly see just how valuable Hilton points can be. With my 20% transfer bonus, I'd only need to transfer 80,000 Amex points to book a free night. If you're targeted for a 30% bonus, it gets even better: You'd need just 74,000 Amex points to book a free night here.
If you've got any level of Hilton status – including the complimentary Hilton Gold status that comes with the Amex Platinum Card – you get the fifth night free on award bookings. That means you could book a five-night stay at this island paradise … that might normally cost $15,000 or more … for as few as 293,000 Amex points.
Admittedly, that's a ton of Amex points, but it's also a pretty solid bang for your buck … err, points. And if you've got a free night award from one of the Hilton Honors American Express credit cards, you could even tack that on for an additional night in paradise.
Since this bonus is targeted, there's no end date listed. If you've got a good use for Hilton points and see a bonus in your Amex account, it would be wise to take advantage before it's gone.
Read our full story on this transfer bonus for even more inspiration!
20% Bonus on Citi Transfers to Flying Blue
Citi recently rolled out a new 20% bonus on transfers to Air France/KLM Flying Blue, a great mileage program to get from the U.S. to Europe using fewer points. It runs through July 19, so you've still got some time to make use of this bonus if it fits your travel plans.
Even after Flying Blue raised award rates earlier this year, you can still find business class flights to Europe for as low as 60,000 miles each way – a relatively mild increase from the previous, 50,000-mile price point. You'll find this price whether you want to get to Paris-Charles de Gaulle (CDG), Amsterdam (AMS), or connect almost anywhere in Europe.
Factor in this transfer bonus, you’d need just 50,000 Citi ThankYou points to make it happen.
The big kicker here is that it's gotten tough to find the availability to book at these ultra-low rates. With Flying Blue's dynamic award pricing, you're more likely to see rates of 200,000 miles or more – especially in business class. But if you're flexible, you can find a deal like this and it remains one of the best ways to book business class with miles. Luckily, Air France and KLM allow you to easily scroll through up to a month's worth of flights to find the best deals.
You can also book economy awards to Europe using Air France and KLM miles – including one-way trips from most U.S. cities for 25,000 miles.
Take this one-way flight from Atlanta (ATL) to Paris (CDG) for example. Flying Blue is charging 25,000 miles plus $95 in taxes and fees for this one-way flight on Air France. By taking advantage of the current 25% transfer bonus from Chase, you'd only need to transfer 21,000 Citi ThankYou points in order to make the hop across the pond.
Just know, the cash surcharges Flying Blue passes on, even on economy award tickets, can add up in a hurry. While it can easily be worth paying $200 or so for a one-way business class ticket to Europe, that's less competitive when it comes to economy class pricing.
But there are plenty of other great ways to redeem Flying Blue miles, like:
- It's easily the best workaround to book virtually any Delta-operated flight for less, whether you're flying domestically, heading over to Hawaii or down to the Caribbean, or even scoring a typically hard-to-find Delta One business class seat abroad.
- You can book SAS business class between the U.S. and Copenhagen (CPH) for as low as 36,000 miles each way – transferring just 29,000 Citi points with this 25% bonus to make it happen!
- While most airlines have raised award rates, Air France/KLM actually slashed rates to book China Airlines business class between North America and Taipei (TPE)!
Read our guide to finding & booking award flights using Air France/KLM Flying Blue miles!
Bottom Line
Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it's important to stay up-to-date on the current promotions before moving your points to ensure you're not leaving any free points on the table.
But it's always best to keep your points flexible until you're ready to book. Due to constant loyalty program devaluations, transferring points without an immediate plan to use them will rarely be a good option.
Please advise when they are any good transfer bonus from Chase!
Hi we’ve accumulated a lot of Capital One Venture points over the years. Are they transferable or should I have the Venture X or Amex or other cards instead? Ty!
They are also transferrable – identical, in fact, to the Venture X. Capital One just isn’t quite as generous with transfer bonuses as other banks, which is why you don’t see them in this story. Here’s our guide on Capital One transfer partners.
Flying Blue charges as LITTLE as 50k for biz to Europe. Redemptions increase significantly from that amount.
Thanks for sharing! I didn’t realize my Citi card was ineligible for points transfer until I read “To take advantage of this bonus you’ll first need to have a card that earns transferable ThankYou points like the Citi Premier® Card.” So although I am disappointed to not have flexible use of those ThankYou points, now I know to spend instead on my more flexible cards!
Hi! This is super helpful, thank you! Quick question – do you simply need to transfer the points from the card to the hotel or airline stated above by the deadline/deal expiration, or do you need to actually travel between the transfer bonus announcement and their expiration date? Thank you!
Hi Amy. You just need to transfer them. No requirement to use them by the expiration date for the transfer bonus.