What’s better than scoring an insanely cheap flight deal? Just one thing: Booking it with credit card points to make it free. And there’s no better way to pull it off than booking through the Chase Ultimate Rewards travel portal with your Chase points.
That’s why we’re big fans of both the Chase Sapphire Reserve and the Chase Sapphire Preferred Card. These cards earn Chase’s valuable Ultimate Rewards points which can greatly reduce the cost of your travels in a number of ways.
Better yet, you can currently earn 80,000 Ultimate Rewards points on the Chase Sapphire Preferred Card after spending just $4,000 in the first three months of card membership. It’s the highest-ever offer on the card – and one of the best credit card offers ever, period. You can redeem these points for at least $1,000 toward future travel – and the easiest way to use them is to book flight deals right through Chase.
We’ll walk you through exactly how to use your Chase Ultimate Rewards points to book the flight deals you find right here at Thrifty Traveler or from your Thrifty Traveler Premium membership through the Chase Ultimate Rewards Travel Portal.
Using Ultimate Rewards Points in the Chase Travel Portal
Before we get into the mechanics of using Chase points in the Chase travel portal, let’s back up. Just what value you get from your Chase points depends on which Chase card you have.
If you hold the Chase Sapphire Preferred Card, each point you earn will be worth 1.25 cents when you redeem them through the Chase Ultimate Rewards portal. And if you hold the Chase Sapphire Reserve card, each point you earn will be worth 1.5 cents when booking travel through the Chase Ultimate Rewards portal.
So you’re getting a better deal on your points with the Chase Sapphire Reserve than the Preferred card. Here’s an example. We recently featured a deal via our Thrifty Traveler Premium service from 21 different departure cities to Vail, Colorado (EGE) all for under $200 round trip through the spring of 2021.
As you can see from the Google Flights screenshot below, it was available from Minneapolis-St. Paul (MSP) for $194. As you can see, $194 is already an incredibly cheap fare based on Google Flights’ historical data.
But it gets even better (and cheaper) if you book the same flight using points through the Chase Ultimate Rewards travel portal.
If you hold a credit card that earns Ultimate Rewards points like the Reserve or Preferred, just log in to your online Chase account, navigate to the travel portal, and search for this exact same fare. Once you’re logged in, select the “Travel” button on the Ultimate Rewards homepage top navigation bar, which is highlighted below in red.
From here, you can search for the exact same cheap fare you just found. Chase’s Ultimate Rewards travel portal is powered by Expedia. This means that most of the flight pricing you find through Thrifty Traveler Premium, Google Flights, or anywhere else should be bookable with Chase points – though you will find pricing mismatches occasionally.
And even though Chase has a list of hotel and airline transfer partners where you can transfer your points to book flights and hotels, if you are using this method to book, you can book with almost any airline through Chase. Many budget airlines are not available, unfortunately.
If you hold the Chase Sapphire Preferred card, this $194 fare can be booked for 15,456 Ultimate Rewards points.
But the deal gets better with the Chase Sapphire Reserve card. With each point worth 1.5 cents, you can book the exact same fare for just 12,880 Ultimate Rewards points.
Upsides (and Potential Downsides) of Booking with Chase Points
One of the best parts of booking flights through the Chase Ultimate Rewards travel portal is that you will also earn airline miles and elite status credits when you actually take your flight. That’s not the case for standard airline award redemptions you might book with American Airlines AAdvantage miles, Delta SkyMiles, or United MileagePlus miles. And unlike those redemptions, booking with Chase points this way makes your flight completely free. It covers any taxes and fees you’d otherwise have to pay using miles.
Don’t have enough Chase Ultimate Rewards points to complete your booking – or don’t want to blow all your points? Don’t worry, you can use any combination of points and cash that you would like. You can select the number of points you want to use, and the remaining balance will be billed to your credit card.
Because of how easy it is to book flights with Chase Ultimate Rewards points, these two cards crack our list of the best card for booking flight deals with points.
That said, there are some potential pitfalls – especially with the current state of travel in 2020 as the coronavirus pandemic rages on. In good times and bad, it’s almost always better to book directly with the airline – not an online travel agency (OTA). And when you book with Chase points, you’re essentially booking with an OTA.
Major airlines have made the process of changing or canceling flights easier (and free!) during these trying times. While wait times may sometimes be long, it’s relatively easy to make a change. Booking with Chase or any OTA means they’re your middleman. And that means you’ll need to work with Chase to cancel your flight – and not the airline directly. So proceed with caution.
How to Earn Chase Ultimate Rewards Points
In order to earn Chase Ultimate Rewards points, you need to hold one of the Chase Sapphire credit cards. And there’s no better place to start than the Chase Sapphire Preferred Card which offers 80,000 Ultimate Rewards points after spending $4,000 in the first three months of card membership.
Those 80,000 points are worth $1,000 when redeemed through the Chase Ultimate Rewards Travel Portal since the points redeem at 1.25 cents each. Not bad for a card with an annual fee of only $95, right?
This is the highest-ever offer on the card, up from the normal bonus of 60,000 points for the same spending requirement. This bigger bonus may only be available through Nov. 8.
In addition to the sign-up bonus points, the card also earns 2x points per dollar spent on all travel and restaurant purchases and 1 point per dollar on all other spending. You’ll also earn 5x points per dollar spent on Lyft rides through March of 2022.
Click Here to learn more about the Chase Sapphire Preferred Card.
There is also the Chase Sapphire Reserve, Chase’s premium travel rewards credit card that comes with a ton of travel benefits. It also comes with a hefty annual fee price tag of $550. You can earn 50,000 Chase Ultimate Rewards points after spending $4,000 in the first three months of card membership. And since these points can be redeemed through the Chase Ultimate Rewards travel portal for 1.5 cents each, the sign-up bonus is worth at least $750.
In addition to the sign-up bonus points, the card also earns 3x points per dollar on all travel and restaurant purchases and 1x point per dollar on all other spending. You’ll also earn 10x points per dollar spent on Lyft rides through March of 2022.
Click Here to learn more about the Chase Sapphire Reserve.
If you’ve already got a Sapphire card, there are some other Chase credit cards that can help bolster your Ultimate Rewards points balance. While Chase Freedom cards typically earn cashback, holding one of these no annual fee cards in tandem with a Sapphire card makes them exponentially more valuable. That’s because you can transfer the cashback these cards earn into your Chase Ultimate Rewards points balance.
But there are two new Chase Freedom cards to choose from, and each version differs. Read up on the differences between the Chase Freedom Flex and Chase Freedom Unlimited to see which card is right for you.
Click Here to learn more about the Chase Freedom Flex Card.
Click Here to learn more about the Chase Freedom Unlimited Card.
Chase also has a number of business credit cards that also earn Ultimate Rewards points. If you are a small business owner, this is another great opportunity to bolster your Ultimate Rewards points balance. See our guide to help you pick the Ultimate Rewards earning business card that is right for you.
Click Here to learn more about the Chase Ink Business Preferred Credit Card.
It is important to mention that all Chase cards are subjected to the bank’s 5/24 Rule. So if you’ve opened five or more credit cards in the last 24 months (from any bank, not just Chase), you won’t get approved. That’s why we always suggest starting with Chase credit cards.
Leveraging Chase Ultimate Rewards points to book flight deals through the Chase Ultimate Rewards Travel Portal is one of our favorite benefits Chase credit cards. It allows you to make a cheap flight even cheaper (or free), and it is a great tool to pair with our Thrifty Traveler Premium flight deal subscription service.
Try it today for only $5.99 a month!