Get Up to 30% More Points With the Current List of Transfer Bonuses!

Got a stash of transferable points from banks like American Express, Capital One, or Chase? Take advantage of these current transfer bonuses to get even more out of them.

Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to select airline or hotel partners. With a 25% transfer bonus, for example, you'd only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.

Here are all the current transfer bonuses available as of publication, broken down bank by bank.

Wondering why you should transfer your points? Read up on how it can help you book flights for less!

But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you'll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.

Let's take a closer look at each of the current transfer bonuses and how you may (or may not) want to use them. 

30% Bonus from Capital One to Japan Airlines

Travelers with cards like the *venture x* and the *capital one venture card* can get a 30% bonus when transferring miles to Japan Airlines (JAL) Mileage Bank.

That brings JAL's ordinarily subpar transfer ratio of 1,000:750 to nearly a 1:1 transfer. For every 1,000 Capital One miles you transfer, you'll get 975 miles. Yes, the math is messy – multiply the miles you need by 1.0256 to determine what you need to transfer – but it's well worth the trouble for what's an incredibly lucrative mileage program … with tons of incredible sweet spots.

This bonus ends on Thursday, April 30, so you've got the rest of the month to take advantage! 

These days, everyone wants to go to Japan … and for good reason. It's clean, safe, modern (yet steeped in culture), and don't even get me started on the food.

Flying Japan Airlines from one of the carrier's nine North American gateways to Tokyo Haneda (HND) or Narita (NRT) – or even Osaka (KIX) – is a great way to cross the Pacific, no matter if you're flying in economy or business class. Thanks to JAL's reasonable award chart, a one-way ticket to Japan will set you back as few as 27,000 miles in economy, 40,000 miles in premium economy, or 55,000 miles in business class.

Take this flight from Chicago-O'Hare (ORD) to Tokyo-Haneda (HND) for example. You can book a Japan Airlines business class seat on the nearly 13-hour flight to Japan for just 55,000 miles – just 56,500 Capital One miles with the current transfer bonus – and $142 in taxes and fees.

A quick word of warning: These rock-bottom business class awards have gotten tough to come by. Your best bet at finding these cheap award rates is at the very end of the calendar – a full 12 months out – for a trip next spring.

Or how about roundtrip business class flights to Europe for just 85,000 miles? With the current 30% transfer bonus, you'd only need to transfer 87,200 Capital One miles to JAL to book these flights with American Airlines! That's a steal …

Like many airline mileage programs, JAL uses a distance-based award chart for partner award redemptions: The longer your flight, the more miles it may cost. But unlike virtually every other airline, it doesn't tally each segment separately: It adds the distances together for the final price. 

Because the Miami-to-Madrid flight clocks in at 4,424 miles (according to GCMap.com, an amazing resource for situations like this) JAL's award chart dictates that it costs 60,000 miles in each direction. But by doubling the distance with that return segment, it adds up to just under 8,900 miles total – falling into that 85,000-mile price bracket. 

The possibilities are practically endless with this roundtrip sweet spot – in part, because Japan Airlines has a wonky worldwide network of partner airlines. Of course, there are fellow Oneworld carriers such as American, Alaska, and British Airways. But you can also book Air France, Emirates, JetBlue, and others using JAL miles. 

Read more: JAL Mileage Bank is a Goldmine for Roundtrip Partner Awards

20% Bonus on Chase Transfers to Aeroplan

Chase recently rolled out a brand-new 20% bonus when transferring points to Air Canada Aeroplan. Best of all, you've got the entire month to take advantage of this one, too: This bonus ends on April 30.

Got an *aeroplan card* in your wallet, too? It gets even better: So long as you transfer at least 50,000 Chase points, Aeroplan will tack on an extra 10% bonus for Aeroplan cardholders (a maximum of 25,000 bonus points each year). That means a 50,000-point transfer would net you a total of 65,000 Aeroplan points. 

Read more: Save Points When Booking Flights: Transfer Them to an Airline Partner

Aeroplan is one of the best mileage programs on the planet – and not just to fly Air Canada. Thanks to Aeroplan's more than 50 airline partners, you can use their miles to get nearly anywhere on the globe – and this tiered bonus makes it more affordable than ever!

With reasonable rates and low fees, Aeroplan is one of the best ways to book lie-flat business class seats to Europe – in some cases, you'll pay just 60,000 Aeroplan points each way. Meanwhile, longer flights clock in at 70,000 miles each way, while starting from the West Coast can run you as much as 85,000 points each way. 

Factor in a 20% transfer bonus, and you can score a business class flight to Europe for just 50,000 Chase points. If you've got an Aeroplan card, the deal gets even sweeter: Transferring 50,000 Chase points would qualify you for the bigger 30% bonus, leaving you with Aeroplan points leftover – or an even cheaper roundtrip! 

Just know: If you're looking to fly United to Europe with your Aeroplan points, it'll cost a bit more. Air Canada recently raised rates on United awards to 80,000 miles in business class, matching what United charges using its own MileagePlus miles. 

But with all of Air Canada's partner airlines, you've got tons of options to fly Swiss business class, Lufthansa business class, United Polaris (at a steeper cost), or even Turkish Airlines business class. This 20% bonus makes Aeroplan one of the best ways to book them all.

Check out this story for full details on this transfer bonus!

70% Bonus on Chase Transfers to IHG One Rewards

Chase is also currently offering a 70% transfer bonus when moving Ultimate Rewards points to the IHG One Rewards program through the end of the month. It's easy to see a 70% bonus and get excited, but be warned that not all points are created equal … especially with IHG.

Having said that, there are still plenty of situations where this can make good sense. Take the Kimpton Seafire Resort + Spa in Grand Cayman, for example. This hotel goes for a whopping $1,300-plus per night during peak season. 

If you instead booked this hotel with points, it would only cost 70,000 IHG points per night – just 42,000 Chase Ultimate Rewards with this bonus! If you've got an IHG co-branded credit card, it gets even better. By taking advantage of your card's fourth-night-free benefit, you could book a four-night stay here for only 210,000 IHG points – just 124,000 Ultimate Rewards with this 70% bonus. 

You'd still be on the hook for an $85 per night “amenity fee”, but considering the cash cost of this stay would be north of $5,000 per night, it's still an excellent use of Chase points. 

If you're not flush with Chase points (or prefer to save them), there is another option to consider: IHG frequently sells points with a 100% bonus. Since you can cash out credit card points from banks like Wells Fargo, Discover, and even Chase for one cent each, you'd be better off getting 2 IHG points per credit card point with one of these sales … albeit with an extra step in the process. 

If you have a particular hotel in mind, transferring Ultimate Rewards to IHG with a 70% bonus could be a solid choice. Just be sure to make your transfer before this bonus expires on April 30, 2026!

Read more: When Does It Make Sense to Buy Hotel Points?

30% Bonus from Citi to Virgin Atlantic Flying Club 

Citi is currently offering a 30% bonus on transfers to Virgin Atlantic through April 18. Normally, that'd be cause for celebration. But Virgin's recent fee hike – its second in less than a year – makes this bonus less appealing for anyone planning to fly Virgin itself. 

About those fees: Virgin now tacks on over $700 in taxes and fees on a one-way business class ticket to London-Heathrow (LHR. Ouch! 

Still, flying business class to London from East Coast cities like Boston (BOS), Miami (MIA), New York City (JFK), Washington, D.C.-Dulles (IAD), or Atlanta (ATL) for as low as 29,000 points could be worth stomaching the higher out-of-pocket cost.

Factor in this transfer bonus, and you could book a lie-flat ride to London for as few as 23,000 Citi points each way. If you value your Citi points at 1 cent each (a pretty conservative estimate), that's like paying $900 for a one-way business class flight – still cheaper than the typical cash fare! 

There are deals to be had in the lower cabins now, too. 

• A one-way from the East Coast to London for as few as 6,000 miles – as few as 5,000 Citi points with this bonus – and $164 in taxes and fees
• A roundtrip in premium economy isn't bad either, at just 10,500 miles – as few as 9,000 Citi points with this bonus – and $298 in taxes and fees

But this deal is good for more than just booking Virgin flights – and thankfully, fees haven't risen elsewhere (yet). You can often use Virgin Atlantic to book the exact same Delta flight and save a boatload of SkyMiles. The London-based airline offers a far more stable – and frequently cheaper – alternative to booking Delta flights than using SkyMiles outright. 

There used to be far more Delta sweet spots you could book using Virgin points, but Virgin obliterated many of them over the last few years with a series of nasty devaluations. But booking short Delta flights – 1,000 miles in distance or less – through Virgin Atlantic Flying Club can still be a great deal!

For example, this short flight from Fargo (FAR) to Minneapolis-St. Paul (MSP) might otherwise cost you 20,000 SkyMiles. With Virgin Atlantic, you can still book for just 7,500 points each way – just 6,000 Citi points with this 30% bonus.
 

Thrifty Tip: Use this new workaround to pull up a calendar view of Delta's partner award availability, making it easier to book these deals! 

25% Bonus on Citi Transfers to Avianca LifeMiles

Citi is also

currently offering a 25% bonus when moving Citi ThankYou points to Avianca LifeMiles, giving cardholders a way to save even more on Star Alliance award flights. This transfer bonus runs through April 18, so time is quickly running out if you plan to make use of it.

If you're unfamiliar, LifeMiles is the quirky yet underrated mileage program of South American carrier Avianca. While customer service can be spotty at best and even its website is hit or miss, you put up with it because few airline programs offer cheaper ways to book flights using miles around the globe – with low cash taxes and fees, too.

Heading to Europe? These days, the airline you're flying is the most important factor in determining what price you'll pay.

After hiking business class award rates to a blanket 80,000 miles each way, Avianca rolled back that increase (a bit) for every airline … except United. That means if you're flying a Star Alliance carrier like SWISS, TAP Air Portugal, or Lufthansa, you can still save big booking with LifeMiles … and this transfer bonus makes those deals even better. 

So long as you avoid United, you'll now generally pay 69,000 miles one-way for a business class award to Europe with Avianca LifeMiles. That's true whether you're hopping on a short overseas flight from the East Coast … or making a longer journey, like this TAP Air Portugal business class flight from Chicago-O'Hare (ORD) to Lisbon (LIS). 

With a 25% bonus, you'd only need to transfer 56,000 Citi points to make it a reality. 

Read more: Our Complete Guide to Citi ThankYou Points and Partners

Bottom Line

Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it's important to stay up-to-date on the current promotions before moving your points to ensure you're not leaving any free points on the table.

But it's always best to keep your points flexible until you're ready to book. Due to constant loyalty-program devaluations, transferring points without an immediate plan to use them is rarely a good option.