Get Up to 80% More Points With the Current List of Transfer Bonuses!

Got a stash of transferable points from banks like American Express, Capital One, Chase, Citi, and more? Take advantage of these current transfer bonuses to get even more out of them.

November is shaping up to be another big month for transfer bonuses, with nearly a dozen new and expiring transfer bonuses to take advantage of. If you’ve been sitting on a stash of points, now is a great time to stretch them further! 

Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to select airline or hotel partners. With a 25% transfer bonus, for example, you’d only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.

Here are all the current transfer bonuses available as of publication, broken down bank by bank.

Wondering why you should transfer your points? Read up on how it can help you book flights for less!

But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline or hotel partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you’ll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.

Let’s take a closer look at some of the current best transfer bonuses and how you may (or may not) want to use them. 

30% Bonus from Amex to Virgin Atlantic

American Express kicked off November with a big 30% bonus when transferring Amex points to your Virgin Atlantic Flying Club. But as awesome as that is, it likely means we won’t see another 40% bonus at the end of the year like we had in both 2024 and 2025.

Having said that, a 30% boost is nothing to scoff at. So long as you’ve got a card that earns Membership Rewards like the *amex platinum* or the *amex gold*, you should see this bonus in your Amex account when you look through the list of transfer partners. Unfortunately, your co-branded Delta SkyMiles credit cards from American Express won’t do the trick here.

If you’ve got a good use for Virgin points – and odds are, you do – be sure to take advantage before this offer ends on Monday, Nov. 30. 

Don’t have Amex points? Capital One is offering an identical 30% bonus to Virgin Atlantic through Nov. 20. 

Using transfer partners like Virgin Atlantic is one of the best ways to get even more value from Amex Membership Rewards points. And these transfer bonuses make it even better – think of it as a way to get some free airline miles. 

Thanks to some excellent partnerships, you can use Virgin Atlantic miles to book Delta flights to Europe and save a ton of SkyMiles or even a lie-flat seat to Japan and back at an enormous discount, among other opportunities. Just know: Virgin Atlantic increased taxes and fees on its own flights to and from the U.K., so even with this big bonus and Virgin’s rock-bottom award rates, you’ll be out a hefty cash co-pay on some flights. 

Virgin’s transition to dynamic award pricing resulted in some outstanding deals, flying Virgin Atlantic itself … for a fraction of the miles. Unfortunately, this deal recently took a big hit, too: Virgin now tacks on $700 (or so) in taxes and fees on a one-way business class ticket to London-Heathrow (LHR).  

Still, flying business class to London from East Coast cities like Boston (BOS), New York City (JFK), Washington, D.C.-Dulles (IAD), or Atlanta (ATL) for as low as 29,000 points could be worth stomaching the higher fees.

Factor in this transfer bonus, and you could book a lie-flat ride to London for as few as 23,000 Amex points each way. 

There are deals to be had in the lower cabins now, too … but again, the taxes and fees aren’t nothing. 

• A roundtrip from the East Coast to London for as few as 12,000 miles – as few as 10,000 Amex points with this bonus.
• A roundtrip in premium economy isn’t bad either, at just 21,000 miles – as few as 17,000 Amex points with this bonus.

Thrifty Tip: It’s much easier to search for Virgin Atlantic flights one-way rather than roundtrip – and unlike with many other airlines, it’ll often save you money on taxes and fees booking one-ways separately, too.

Read our full guide to maximizing this massive transfer bonus!

20% Bonus on Capital One Transfers to Flying Blue

With low rates and fairly solid availability to book these flights, Flying Blue miles were among the best ways to book business class to Europe for years. 

Things have changed … but this new 20% transfer bonus from Capital One to Air France/KLM makes the picture a bit better. This new bonus runs all the way through Nov. 30 at 11:59 p.m. ET, so you’ve got plenty of time to put it to use. 

Whether you want to get to Paris-Charles de Gaulle (CDG), Amsterdam (AMS), or connect almost anywhere flying business class to Europe, Flying Blue charges as low as 60,000 each way. Availability has gotten much harder to find, but if you do, you’d need just 50,000 Capital One miles to book it with this transfer bonus.

But it gets more complicated. Flying Blue’s new, three-tier award chart – with dreadful new “Light” fares at that lowest, 60,000-mile price point – means you don’t get lounge access at this lowest price point. Worst of all, these fares can’t be changed or canceled, period. 

Want a “Standard” fare that gets those perks back? It’ll be at least 75,000 miles each way. 

With this 25% transfer bonus, you could book that old standard fare for 62,500 Capital One miles. 

You can also book economy awards to Europe using Air France and KLM miles – including one-way trips from several U.S. cities for 25,000 miles or even less if you time it with a monthly Promo Rewards discount. 

Finding flights at these low rates may require some flexibility, as you won’t find them on every single date. Luckily, Air France and KLM allow you to easily scroll through up to a month’s worth of flights to find the best deals. After an increase earlier this year, Flying Blue now typically tacks on about $350 for a one-way business class award to Europe – and about $400 or more for the way back.

As steep as it sounds, that’s a small price to pay for $6,000-plus flights … less so for economy, though.

Check out our full story on this transfer bonus for even more ideas on how to put it to use! 

30% Bonus from Chase to British Airways, Iberia & Aer Lingus

One of our favorite ways to redeem Chase points for extra value is back in action! Chase just rolled out a big 30% transfer bonus when sending Chase Ultimate Rewards® points to British Airways, Iberia, and Aer Lingus. That’s the biggest Chase-to-Avios transfer bonus we’ve seen in a year.

The three carriers are all owned by the same massive airline conglomerate, and all three use Avios as their mileage currency. And considering you can combine Avios across a growing number of airlines – including kicking them over to Qatar Airways or Finnair – there are even more ways to put this transfer bonus to use.

If you’re hoping to take advantage, you’ve got through the rest of the month to hatch a plan: This bonus ends Dec. 1 at 11:59 p.m. ET!

It can unlock one of the cheapest ways to fly to Hawaii using points and miles (still), as well as some other cheap domestic award tickets. And thanks to some changes with British Airways’ Avios, it’s the best and cheapest way you’ll find to score a ride in Qatar Airways Qsuites right now.

You can also use it to fly to Europe and back for just 25,000 points in economy – or do it in business class for 63,000 points. Why not fly like this rather than back in economy when you can do it using fewer points?

Read our full review of Iberia business class!

The key to booking these awards is focusing on off-peak travel dates, from cities including Boston (BOS), Washington, D.C.-Dulles (IAD), New York City (JFK), and Chicago-O’Hare (ORD) to Madrid. Since Iberia has a generous definition of what’s considered off-peak, you can find these ultra-low rates for a good majority of the year. Only late June through mid-September and the winter holidays (plus a few more random dates throughout the calendar) will trigger higher peak pricing.

 Read More: Get a 30% Transfer Bonus from Chase to British Airways, Iberia, & Aer Lingus

40% Bonus on Citi Transfers to Turkish Miles & Smiles

Through the end of the month, you can earn a big 40% bonus when transferring Citi ThankYou points to Turkish Miles & Smiles. But unlike most transfer bonuses, you won’t see this one in your Citi ThankYou account: It’s processed after the fact on Turkish’s end. 

A few key terms worth knowing: 

• You can earn a maximum of 50,000 bonus miles through this offer, meaning you can transfer up to 125,000 Citi ThankYou points to Turkish and get 175,000 Miles & Smiles in total
• Bonus points are awarded after the campaign ends, so don’t count on seeing the extra miles until sometime in September. Award availability can (and will) change between now and then – make sure you have flexible travel plans and a backup for using these miles in case your first choice is no longer available.

With that all out of the way, this bonus is worth your attention. Even after a string of devaluations, Turkish still offers some amazing sweet spots like 85,000-point business class awards to Europe and roundtrip domestic flights on United for 30,000 miles in economy. Of course, you can also use Turkish miles to fly to the carrier’s hub in Istanbul, too.

Turkish business class is among the best in the world, and no matter which North American gateway you’re flying from, you’ll pay just 65,000 miles for the trip to Turkey. 

With a big 40% transfer bonus, 47,000 Citi points are all you need for nearly 10 hours of lie-flat luxury. 

A word of caution: Turkish’s website is quirky … at best. It starts with a clunky sign-up process and continues when searching for awards. It’s not uncommon to have issues logging in to search for awards, but when it works, it’s great. In our experience, using the Turkish Airlines mobile app usually results in a better experience.

This huge 40% bonus should help make it worth the extra headaches – and once you’re booked, flying with Turkish really is a treat. 

Related reading: A Full Guide to Turkish Miles & Smiles

80% Bonus on Chase Transfers to IHG One Rewards

Chase is currently offering an 80% transfer bonus when moving Ultimate Rewards points to the IHG One Rewards program. It’s easy to see a 80% bonus and get excited, but be warned that not all points are created equal, and this is especially true with IHG.

Having said that, there are still plenty of situations where this can make good sense. Take the Kimpton Seafire Resort + Spa in Grand Cayman, for example. This hotel goes for a whopping $1,300-plus per night during peak season. 

If you instead booked this hotel with points, it would only cost 70,000 IHG points per night – just 39,000 Chase Ultimate Rewards with this bonus! If you’ve got an IHG co-branded credit card, it gets even better. By taking advantage of your card’s fourth-night-free benefit, you could book a four-night stay here for only 210,000 IHG points – just 117,000 Ultimate Rewards with this 80% bonus. 

You’d still be on the hook for an $85 per night “amenity fee”, but considering the cash cost of this stay would be north of $5,000 per night, it’s still an excellent use of Chase points. 

If you’re not flush with Chase points (or prefer to save them), there is another option to consider: IHG frequently sells points with a 100% bonus. Since you can cash out credit card points from banks like Wells Fargo, Bank of America, and even Chase for one cent each, you’d be able to buy 2 IHG points per credit card point with one of these sales … albeit with an extra step in the process. 

If you have a particular hotel in mind, transferring Ultimate Rewards to IHG with an 80% bonus could make sense. Just be sure to make your transfer before this bonus expires on Dec. 3!

Read more: When Does It Make Sense to Buy Hotel Points?

Bottom Line

Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it’s important to stay up-to-date on the current promotions before moving your points to ensure you’re not leaving any free points on the table.

But it’s always best to keep your points flexible until you’re ready to book. Due to constant loyalty-program devaluations, transferring points without an immediate plan to use them is rarely a good option.