Get Up to 50% More Points With the Current List of Transfer Bonuses!

Got a stash of transferable points from banks like American Express, Capital One, or Chase? Take advantage of these current transfer bonuses to get even more out of them.

Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to select airline or hotel partners. With a 25% transfer bonus, for example, you'd only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.

Here are all the current transfer bonuses available as of publication, broken down bank by bank.

Wondering why you should transfer your points? Read up on how it can help you book flights for less!

But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you'll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.

Let's take a closer look at each of the current transfer bonuses and how you may (or may not) want to use them. 

15% Bonus from Amex to Avianca LifeMiles

You can currently get a 15% bonus when moving American Express Membership Rewards to Avianca LifeMiles – giving cardholders a way to save even more on Star Alliance award flights. This transfer bonus runs through March 28. 

Importantly, you won't see this 15% bonus when you log into your Amex account: LifeMiles is handling it on the backend when you transfer points from cards like the *amex gold* or *amex platinum*, kicking in a 15% bonus afterward.

If you're unfamiliar, LifeMiles is the quirky yet underrated mileage program of South American carrier Avianca. While customer service can be spotty at best and even its website is hit or miss, you put up with it because few airline programs offer cheaper ways to book flights using miles around the globe – with low cash taxes and fees, too.

Sadly, LifeMiles don't go quite as far as they used to after a couple of nasty devaluations over the last year – the program raised many award rates to Europe, Asia, and beyond by as much as 70%! Thankfully, Avianca rolled back some of these devaluations and there are still deals to be had – including business class to Europe for as low as just 55,000 miles each way.

So long as you avoid United, you'll now generally pay 69,000 miles one-way for a business class award to Europe with Avianca LifeMiles. That's true whether you're hopping on a short overseas flight from the East Coast … or making a longer journey, like this TAP Air Portugal business class fight from Chicago-O'Hare (ORD) to Lisbon (LIS). 

With a 15% bonus, you'd only need to transfer 60,000 Amex points to make it a reality. 

But LifeMiles is full of oddities … in a good way: There are a handful of routes that price out even cheaper. For example, you can head to Switzerland on this SWISS business class route from New York City (JFK) to Zurich (ZRH) for just 55,000 miles. Factor in that transfer bonus, and you need just 48,000 Amex points to book!

Check out this story for full details on this transfer bonus!

20% Bonus from Chase to British Airways, Iberia & Aer Lingus

Through the end of the month –  Friday, March 31, at 11:59 p.m. ET – Chase is offering a big 20% transfer bonus when sending Chase Ultimate Rewards® points to British Airways, Iberia, and Aer Lingus.

The three carriers are all owned by the same massive airline conglomerate, and all three use Avios as their mileage currency. And considering you can combine Avios between a growing number of airlines – including kicking them over to Qatar Airways or Finnair – there are even more ways to put this transfer bonus to use.

It can unlock one of the cheapest ways to fly to Hawaii using points and miles (still), in addition to some other cheap domestic award tickets. And thanks to some changes with British Airways' Avios, it's the best and cheapest way you'll find to score a ride in Qatar Airways Qsuites right now.

You can also use it to fly to Europe and back for just 27,000 points in economy – or do it in business class for 68,000 points. Why not fly like this rather than back in economy when you can do it using fewer points?

Read our full review of Iberia business class!

The key to booking these awards is focusing on off-peak travel dates, from cities including Boston (BOS), Washington, D.C.-Dulles (IAD), New York City (JFK), and Chicago-O'Hare (ORD) to Madrid. Since Iberia has a generous definition of what's considered off-peak, you can find these ultra-low rates for a good majority of the year. Only late June through mid-September and the winter holidays (plus a few more random dates throughout the calendar) will trigger higher peak pricing.

 Read More: Get a 20% Transfer Bonus from Chase to British Airways, Iberia, & Aer Lingus

50% Bonus from Rove Miles to Japan Airlines

Rove Miles probably isn’t a household name – at least not yet. The startup pitches itself as the first “universal airline mile” – a somewhat dubious claim – letting travelers earn rewards without opening a travel credit card, then redeem those miles for flights, hotels, or transfer them to a growing list of airline and hotel partners.

That list of transfer partners keeps growing: Earlier this month, Japan Airlines (JAL) Mileage Bank joined its roster of transfer partners … at a 1:1 ratio, no less.

To celebrate, Rove is offering a massive 50% transfer bonus on all transfers to JAL through March 31, 2026. That's an eye-popping, exceptionally rare bonus for a program as valuable as JAL.

New to Rove? Get 500 miles instantly when you sign up for a free account! 

These days, everyone wants to go to Japan … and for good reason. It's clean, safe, modern (yet steeped in culture), and don't even get me started on the food.

Flying Japan Airlines from one of the carrier's nine North American gateways to Tokyo Haneda (HND) or Narita (NRT) – or even Osaka (KIX) – is a great way to cross the Pacific, no matter if you're flying in economy or business class. Thanks to JAL's reasonable award chart, a one-way ticket to Japan will cost as few as 27,000 miles in economy, 40,000 miles in premium economy, or 55,000 miles in business class. 

Take this flight from Chicago-O'Hare (ORD) to Tokyo-Haneda (HND) for example. You can book a Japan Airlines business class seat on the nearly 13-hour flight to Japan for just 55,000 miles – just 36,700 Rove miles with the current transfer bonus – and $142 in taxes and fees.

Or how about roundtrip business class flights to Europe for just 85,000 miles? With the current 50% transfer bonus, you'd only need to transfer 56,700 Rove miles to JAL to book these flights with American Airlines! That's a steal …

Like many airline mileage programs, JAL uses a distance-based award chart for partner award redemptions: The longer your flight, the more miles it may cost. But unlike virtually every other airline, it doesn't tally each segment separately: It adds the distances together for the final price. 

Because the Miami-to-Madrid flight clocks in at 4,424 miles (according to GCMap.com, an amazing resource for situations like this) JAL's award chart dictates that it costs 60,000 miles in each direction. But by doubling the distance with that return segment, it adds up to just under 8,900 miles total – falling into that 85,000-mile price bracket. 

The possibilities are practically endless with this roundtrip sweet spot – in part, because Japan Airlines has a wonky worldwide network of partner airlines. Of course, there are fellow Oneworld carriers such as American, Alaska, and British Airways. But you can also book Air France, Emirates, JetBlue, and others using JAL miles. 

Read more: JAL Mileage Bank is a Goldmine for Roundtrip Partner Awards

20% Bonus from Rove Miles to Scandinavian Airlines (SAS)

Scandinavian Airlines (SAS) officially exited the Star Alliance and joined SkyTeam 18 months (or so) ago – but until recently, SAS EuroBonus points have remained hard to earn. That is until Rove added SAS as a 1:1 transfer partner earlier this month. 

Just like its new partnership with JAL, Rove kicked things off with a bang, offering travelers a 20% bonus on transfers to SAS through April 8, 2026. 

New to Rove? Get 500 miles instantly when you sign up for a free account! 

If you've been earning miles with Rove for a while now, you can use this new transfer partner to book flights from any of the airline's 11 North American gateways to Scandinavian's hubs in Europe, like Copenhagen (CPH), Oslo (OSL), and Stockholm (ARN). Flights start at 30,000 points in economy or just 60,000 points in business class, each way. 

Take this business class flight from Chicago-O'Hare (ORD) to Copenhagen (CPH), for example. Just 60,000 SAS EuroBonus points – 50,000 Rove miles with this 20% transfer bonus – and $5.60 in taxes and fees is all you'd need for eight-plus hours of lie-flat luxury across the Atlantic. 

We flew SAS business class last year and found the experience to be perfectly … fine. While the airline missed the mark in a few spots, the good news is the lie-flat seats are modern (and spacious), and the service and meals were a pleasant surprise. 

For just 50,000 Rove miles, we wouldn't hesitate to do it all over again. 

30% Bonus from Chase to Wyndham Rewards

Chase quietly added Wyndham Rewards as its newest 1:1 hotel transfer partner last month. To celebrate the new partnership, the bank is offering a 30% bonus on Ultimate Rewards® transfers through March 31. 

Unfortunately, there isn't much to get excited about here: Wyndham isn't the worst hotel chain in the world … but it's far from the best. 

With brands like Days Inn, La Quinta, Super 8, and Travelodge all falling under the Wyndham umbrella, you're more likely to find run-of-the-mill motels than something aspirational here. Thankfully, Wyndham still uses an award chart to determine how much a free night costs. Given this, you can expect to pay 7,500, 15,000, or 30,000 points per night, depending on the property. 

In some cases, using points will be a good deal – especially with a 30% bonus – but given that the cash rates at many of these hotels are quite cheap, you'll need to do the math to make sure you're getting a good deal. 

Don't have Chase points? Citi is offering a smaller 25% transfer bonus to Wyndham Rewards through March 21! 

Bottom Line

Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it's important to stay up-to-date on the current promotions before moving your points to ensure you're not leaving any free points on the table.

But it's always best to keep your points flexible until you're ready to book. Due to constant loyalty-program devaluations, transferring points without an immediate plan to use them is rarely a good option.