Get Up to 40% More Points With the Current List of Transfer Bonuses!

Got a stash of transferable points from banks like American Express, Capital One, Chase, Citi, and more? Take advantage of these current transfer bonuses to get even more out of them.

Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to select airline or hotel partners. With a 25% transfer bonus, for example, you'd only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.

Here are all the current transfer bonuses available as of publication, broken down bank by bank.

Wondering why you should transfer your points? Read up on how it can help you book flights for less!

But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline or hotel partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you'll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.

Let's take a closer look at each of the current transfer bonuses and how you may (or may not) want to use them. 

30% Bonus on American Express Transfers to Avios

American Express is currently offering a 30% bonus when moving points to a trio of airlines: Aer Lingus, British Airways, and Iberia.

From booking short American Airlines flights within the U.S. to the world's best business class and one of the cheapest ways to book a lie-flat seat to Europe, there are tons of great ways to use Avios – and considering you can combine Avios between a growing number of airlines, that list is longer than ever.

And you've got plenty of time to put it to use: This excellent new Amex transfer bonus ends Sept. 27!

So long as you've got a card that earns Membership Rewards like *amex platinum* or the *amex gold* you should see the bonus listed in the list of transfer partners for all these airlines. Co-branded Delta SkyMiles credit cards from American Express won’t do the trick, sorry.

Most airlines charge about 60,000 to 70,000 miles to fly from the U.S. to Europe and back. One airline can get you there and back for (about) half that price.

It’s Iberia, the Spanish flag carrier. Depart from the right cities and at the right time, and you can score round-trip flights straight to Madrid (MAD) for just 32,000 miles plus about $200 in taxes and fees – or just 25,000 Amex points with this transfer bonus.

Iberia and British Airways both raised award rates for these Iberia nonstops between the U.S. and Madrid (MAD) in business class last year, and somehow … this economy redemption got (slightly) cheaper.

The trick? Iberia’s distance-based award pricing system means you have to start your journey from the East Coast hubs of Boston (BOS), Washington, D.C.-Dulles (IAD), or New York City (JFK). Luckily for Midwesterners, Chicago-O’Hare (ORD) still works at this price, too.

Departing from other Iberia outposts like Miami (MIA), Dallas-Fort Worth (DFW), San Francisco (SFO), or Los Angeles (LAX) will cost you more miles.

Or you could use this transfer bonus to take those same flights in style. Even after that unannounced increase, flying business class to Europe doesn't much cheaper than this. And with a 30% transfer bonus to British Airways or Iberia, it's even better.

After transferring to Iberia, it brings your final tally to just 32,000 points for a one-way Iberia business class flight to Madrid – or 63,000 points roundtrip! That’s a roundtrip flight in business class for less than what almost every other airline would charge you to fly in economy.

Why not fly like this rather than back in economy when you can do it using fewer points?

Read our full review of Iberia business class!

Booking Iberia business class flights follows the same script as the economy example above. Focus on flights from New York City, Boston, Washington DC, and Chicago to Madrid to get the lowest rates. Off-peak travel times are key. And you can book at these ultra-low rates through both British Airways and Iberia.

Oh, and a word of advice: If you're looking to take advantage of this deal? It pays to plan far, far ahead: Often, your best bet for snagging these business class seats is by booking 10-plus months in advance.

Need more info? Read our guide to booking Iberia business class! 

30% Bonus on Amex Transfers to Hilton

But that's not all: Amex is out with a 30% bonus when transferring to Hilton Honors, too!

Since Amex points transfer to Hilton at a 1:2 ratio, this new bonus means that every 1,000 Amex points you transfer will get you 2,600 Hilton points. If you've got a Hilton stay in mind, be sure to use this transfer bonus before it ends on Wednesday, Oct. 14! 

 On the surface, that 1:2.6 transfer ratio might seem like a steal. But keep in mind that it typically takes a whole lot of Hilton points to book a free night. Even with this transfer bonus, it may not be the slam dunk you think it is.

After a slew of recent devaluations that pushed nightly rates as high as 250,000 points for luxury properties, Hilton Honors points don't go nearly as far as they used to. This transfer bonus from American Express can take the sting out of it … or at least get you the additional points you'll now need.

If high-end boutique hotels are your jam, Hilton's partnership with SLH is just the thing. This has been a massive win for travelers with Hilton Honors points, as it opens the door to book some truly impressive properties around the globe, getting you some serious bang for your buck. 

Take the little slice of Caribbean heaven known as the Hermitage Bay Resort in Antigua, for example. After a series of devaluations, this property now goes for a whopping 230,000 Hilton Honors points per night. At first glance, that might not seem like a great deal. But considering that this all-inclusive, adults-only resort in the Caribbean ordinarily costs $3,000 (or more) per night, you can quickly see just how valuable Hilton points can be.  

With this transfer bonus, you'd need to transfer as few as 89,000 Amex points to book a free night.

If you've got any level of Hilton status – including the complimentary Hilton Honors™ Gold status that comes with the Amex Platinum Card – you get the fifth night free on award bookings. That means you could book a five-night stay at this island paradise … that might normally cost $15,000 or more … for as few as 354,000 Amex points.

Admittedly, that's a ton of points, but it's also a pretty solid bang for your buck … err, points. And if you've got a free night award from one of the Hilton Honors American Express credit cards, you could even tack that on for an additional night in paradise.

Read our full story on this transfer bonus for even more inspiration!

30% Bonus from Capital One to Japan Airlines

Travelers with cards like the *venture x* and the *capital one venture card* can get a 30% bonus when transferring miles to Japan Airlines (JAL) Mileage Bank.

That brings JAL's ordinarily subpar transfer ratio of 1,000:750 to nearly a 1:1 transfer. For every 1,000 Capital One miles you transfer, you'll get 975 miles. Yes, the math is messy – multiply the miles you need by 1.0256 to determine how much you need to transfer – but it's well worth the trouble for what's an incredibly lucrative mileage program … with tons of incredible sweet spots.

This bonus ends on Wednesday, Sept. 30, so you've got the rest of the month to take advantage! 

These days, everyone wants to go to Japan … and for good reason. It's clean, safe, modern (yet steeped in culture), and don't even get me started on the food.

Flying Japan Airlines from one of the carrier's nine North American gateways to Tokyo Haneda (HND) or Narita (NRT) – or even Osaka (KIX) – is a great way to cross the Pacific, no matter if you're flying in economy or business class. Thanks to JAL's reasonable award chart, a one-way ticket to Japan will set you back as few as 27,000 miles in economy, 40,000 miles in premium economy, or 55,000 miles in business class.

Take this flight from Chicago-O'Hare (ORD) to Tokyo-Haneda (HND) for example. You can book a Japan Airlines business class seat on the nearly 13-hour flight to Japan for just 55,000 miles – just 56,500 Capital One miles with the current transfer bonus – and $353 in taxes and fees.

A quick word of warning: These rock-bottom business class awards have gotten tough to come by. Your best bet at finding these cheap award rates is at the very end of the calendar – a full 12 months out. And then there are the taxes and fees, which have risen dramatically due to increased fuel costs since the start of the war in Iran. But the good news is Japan Airlines just lowered carrier-imposed fuel surcharges by ~$100 on Sept. 1, 2026 – dropping the out-of-pocket cost (slightly) to $353 one way. 

Or how about roundtrip business class flights to Europe for just 85,000 miles? With the current 30% transfer bonus, you'd only need to transfer 87,200 Capital One miles to JAL to book these flights with American Airlines! That's a steal …

Like many airline mileage programs, JAL uses a distance-based award chart for partner award redemptions: The longer your flight, the more miles it may cost. But unlike virtually every other airline, it doesn't tally each segment separately: It adds the distances together for the final price. 

Because the Miami-to-Madrid flight clocks in at 4,424 miles (according to GCMap.com, an amazing resource for situations like this) JAL's award chart dictates that it costs 60,000 miles in each direction. But by doubling the distance with that return segment, it adds up to just under 8,900 miles total – falling into that 85,000-mile price bracket. 

The possibilities are practically endless with this roundtrip sweet spot – in part, because Japan Airlines has a wonky worldwide network of partner airlines. Of course, there are fellow Oneworld carriers such as American, Alaska, and British Airways. But you can also book Air France, Emirates, JetBlue, and others using JAL miles. 

Read more: JAL Mileage Bank is a Goldmine for Roundtrip Partner Awards

20% Bonus on Chase Transfers to Aeroplan

Chase recently rolled out a brand-new 20% bonus when transferring points to Air Canada Aeroplan. Best of all, you've got more than a month to take advantage of this one: This bonus ends on Sept. 30.

Got an *aeroplan card* in your wallet, too? It gets even better: So long as you transfer at least 50,000 Chase points, Aeroplan will tack on an extra 10% bonus for Aeroplan cardholders (a maximum of 25,000 bonus points each year). That means a 50,000-point transfer would net you a total of 65,000 Aeroplan points. 

Read more: Save Points When Booking Flights: Transfer Them to an Airline Partner

Aeroplan is one of the best mileage programs on the planet – and not just to fly Air Canada. Thanks to Aeroplan's more than 50 airline partners, you can use their miles to get nearly anywhere on the globe – and this tiered bonus makes it more affordable than ever!

With reasonable rates and low fees, Aeroplan is one of the best ways to book lie-flat business class seats to Europe – in some cases, you'll pay just 60,000 Aeroplan points each way. Meanwhile, longer flights clock in at 70,000 miles each way, while starting from the West Coast can run you as much as 85,000 points each way. 

Factor in a 20% transfer bonus, and you can score a business class flight to Europe for just 50,000 Chase points. If you've got an Aeroplan card, the deal gets even sweeter: Transferring 50,000 Chase points would qualify you for the bigger 30% bonus, leaving you with Aeroplan points leftover – or an even cheaper roundtrip! =

Just know: If you're looking to fly United to Europe with your Aeroplan points, it'll cost a bit more. Air Canada recently raised rates on United awards to 80,000 miles in business class, matching what United charges using its own MileagePlus miles. 

But with all of Air Canada's partner airlines, you've got tons of options to fly Swiss business class, Lufthansa business class, United Polaris (at a steeper cost), or even Turkish Airlines business class. This 20% bonus makes Aeroplan one of the best ways to book them all.

Check out this story for full details on this transfer bonus!

25% Bonus on Citi Transfers to Leading Hotels of the World 

Travelers with Citi ThankYou points can currently get a 25% bonus when transferring points to Leading Hotels of the World's (LHW) Leaders Club. That bumps the usual 5:1 ratio up to 4:1 – so through Sept. 19, 1,000 Citi points now gets you 250 Leaders Club points instead of 200.

That might not seem like a good deal if you're used to 1:1 transfers, but hang with me: Leaders Club points are typically worth somewhere around 8 cents each, so with this bonus, you're pulling in roughly 2 cents for each Citi point you transfer. That's a noticeably better return than you'll get sending Citi points almost anywhere else … especially when it comes to hotels.

LHW might not be a household name like Marriott or Hilton, but its lineup of 400-some loosely affiliated luxury properties includes some real heavy hitters: Capella Bangkok, Royal Mansour Marrakech, and Hotel de Paris Monte-Carlo, all of which show up on The World's 50 Best Hotels list. And yes, they're still bookable with points (though don't expect bargain pricing at that tier).

For travelers with a more modest stash of points, there are still tons of great options:

• Royal Myconian Resort (Mykonos, Greece) goes for ~3,500 points per night – just 14,000 Amex or Citi points with a 4:1 transfer ratio
• Grand Park Hotel Rovinj (World's #48 Best hotel in Croatia) for just 4,500 points per night in the shoulder season – 18,000 Amex or Citi points
• Imperial Hotel, Tokyo can (often) be had for under 5,000 points a night – less than 20,000 Amex or Citi points
• Parker Palm Springs (California) for ~7,000 points – or 28,000 Amex or Citi points at a 4:1 ratio

These are all examples of what's possible, but keep in mind: LHW prices awards dynamically, so you may see higher rates when the cash price goes up. If you're looking for even more inspiration, Max Miles Points built a tool that shows what kind of value you can get from your points at LHW's full portfolio of hotels.

A couple of things to be aware of before you transfer points:

• You still have to pay taxes and fees on award stays – ranging from nothing to several hundred dollars a night, depending on the property. Price out a cash stay first so you know what you'll be on the hook for.
• Pre-arrival upgrades from Sterling Club status don't extend to award bookings.

Even if you don't have Citi points, LHW is still worth your attention. Amex quietly added Leaders Club as a transfer partner last month at 4:1 ratio, putting the two banks on equal footing here (even without a bonus from Amex). Whether you've got Citi ThankYou points or Amex Membership Rewards, there's tons of value to be had with LHW.

40% Bonus on Rove Transfers to Copa ConnectMiles

Rove just keeps adding to one of the most interesting transfer partner lists in the game … and its most recent addition might just be the unique yet.

Copa Airlines ConnectMiles is now a 1:1 transfer partner, and Rove is running a 40% transfer bonus on top of that through Sept. 30. That means every 1,000 Rove Miles you send over becomes 1,400 ConnectMiles while the bonus lasts.

For the uninitiated, Copa isn't just a nice regional carrier with a hub in Panama City (PTY) – it's a Star Alliance member that unlocks award space across United, Lufthansa, SWISS, ANA, Turkish, and more. And ConnectMiles has a few quirks that make it worth taking advantage of:

• No fuel surcharges on partner awards – including Emirates. A business class award from the U.S. to Dubai runs 80,000 ConnectMiles, or just 57,200 Rove Miles with the bonus.
• Enhanced access to United award space – way more than you'll find with other partners like Air Canada or Avianca. Think San Francisco (SFO) to Newark (EWR) in United Polaris business for 55,000 ConnectMiles (just 39,300 Rove Miles with the bonus). Meanwhile, United itself wants 108,000 miles for the same seat.
• Intra-Latin America pricing is pretty sweet. Lie-flat business class within South America starts at 40,000 ConnectMiles (just 28,600 Rove Miles) – compared to 90,000 United miles for the same Panama City to Santiago (SCL) route on Copa.
• Business class to Europe from 90,000 ConnectMiles ( just 65,000 Rove Miles with the bonus) on Lufthansa or Austrian, with no surcharges tacked on.

A word of warning: ConnectMiles award search can be clunky, and Copa's site takes some getting used to. But considering Marriott Bonvoy is the only other transfer option right now (at a sub-par 3:1 ratio), Rove's addition of Copa Airlines could make it worth the hassle.

If you're sitting on a stash of Rove Miles, this new partnership is worth a good, hard look – especially before the 40% bonus expires at the end of the month. You'll find the best sweet spots on Star Alliance long-haul business class and transcontinental United Polaris routes, where Copa's surcharge-free pricing and expanded United availability often beat booking direct.

Related reading: How & Where to Move Your Rove Miles

Bottom Line

Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it's important to stay up-to-date on the current promotions before moving your points to ensure you're not leaving any free points on the table.

But it's always best to keep your points flexible until you're ready to book. Due to constant loyalty-program devaluations, transferring points without an immediate plan to use them is rarely a good option.