Get Up to 40% More Points with These Current Transfer Bonuses!

Got a stash of transferable points from banks like American Express, Capital One, or Chase? Take advantage of these current transfer bonuses to get even more out of them.

Think of transfer bonuses as a way to get free miles. The big banks routinely roll out bonuses of 10% to as much as 40% – and sometimes even more! – when transferring points to select airline or hotel partners. With a 25% transfer bonus, for example, you'd only need to transfer 40,000 points to get the 50,000 miles you may need to book an award ticket.

Here are all the current transfer bonuses available as of publication, broken down bank by bank.

Wondering why you should transfer your points? Read up on how it can help you book flights for less!

But before you rush to send your points somewhere with a bonus, remember: These transfers are a one-way street. Once you send the points to an airline partner, you cannot get them back to your Capital One, Chase, or other credit card account. That means you'll generally want to have a redemption in mind (and make sure the flights or hotels you want are actually available to book) before transferring your points.

Let's take a closer look at each of the current transfer bonuses and how you may (or may not) want to use them.

30% Bonus from Capital One to Virgin Red

Got some Capital One miles and big travel goals? Here's your chance to get even more out of them with an excellent new transfer bonus.

Travelers with cards like the *venture x* and the *capital one venture card* can get a 30% bonus when transferring miles to Virgin Red – the overarching loyalty program for all things Virgin, think Virgin Atlantic Flying Club, Virgin Hotels, and Virgin Voyages. That means if you've got 50,000 Capital One miles, you can turn them into 65,000 points with Virgin to book some incredible travel deals.

While Capital One requires you to transfer at least 1,000 miles, you can then send points in additional increments of 100, allowing travelers to fine-tune their transfers for exactly how many points or miles they need.

Best of all, you've got all month to take advantage: This offer ends at 10:59 p.m. ET on Wednesday, Oct. 1. 
 

Virgin's transition to dynamic award pricing resulted in some outstanding deals, flying Virgin Atlantic itself … for a fraction of the miles. Unfortunately, those deals recently took a big hit: Virgin now tackstwice the taxes and fees, for up to nearly $600 on a one-way business class ticket to London-Heathrow (LHR).  

Still, flying business class to London from East Coast cities like Boston (BOS), New York City (JFK), Washington, D.C.-Dulles (IAD), or Atlanta (ATL) for as low as 29,000 points could be worth stomaching the higher fees. Factor in this transfer bonus, and you could book a lie-flat ride to London for as few as 23,000 Capital One miles each way. 

The savings spread to Virgin's bevy of excellent airline partners, too. A few other standouts include:

• Short Delta flights are still worthwhile for as low as 7,500 points each way – or 5,800 Capital One miles
• Even after raising award rates last year, booking ANA business class to Tokyo starts from 52,500 points each way, transferring just 40,400 Capital One miles
• Ditto for ANA first class, which will now run you at least 72,500 points each way … but just 55,800 Capital One miles

Read our full guide to maximizing this massive transfer bonus!

20% Bonus on Chase Transfers to Air France/KLM Flying Blue

Chase recently rolled out a new 20% bonus on transfers to Air France/KLM Flying Blue, a great mileage program to get from the U.S. to Europe using fewer points. But this one only runs through Sept. 30, so you've got through the end of the month to make use of this bonus.

Even after Flying Blue raised award rates earlier this year, you can still find business class flights to Europe for as low as 60,000 miles each way – a relatively mild increase from the previous, 50,000-mile price point. You'll find this price whether you want to get to Paris-Charles de Gaulle (CDG), Amsterdam (AMS), or connect almost anywhere in Europe.

Factor in this transfer bonus, you’d need just 50,000 Ultimate Rewards points to make it happen. 

The big kicker here is that it's gotten tough to find the availability to book at these ultra-low rates. With Flying Blue's dynamic award pricing, you're more likely to see rates of 200,000 miles or more – especially in business class. But if you're flexible, you can find a deal like this and it remains one of the best ways to book business class with miles. Luckily, Air France and KLM allow you to easily scroll through up to a month's worth of flights to find the best deals.

You can also book economy awards to Europe using Air France and KLM miles – including one-way trips from most U.S. cities for 25,000 miles … and often much less with Flying Blue's rotating list of monthly promo awards. 

Just beware: You'll have to act fast, as availability at these rates tends to dry up quick. With fares as low as 18,750 miles each way (16,000 with the transfer bonus!), it could easily be worth paying $150 or so in taxes and fees to pull off a trip to Europe this fall or winter.

For travel through February 2026, you can book:

• Economy from Boston (BOS) starting at 18,750 Flying Blue Miles
• Economy from Chicago (ORD) starting at 18,750 Flying Blue Miles
• Economy from Denver (DEN) starting at 18,750 Flying Blue Miles
• Economy from Houston (IAH) starting at 18,750 Flying Blue Miles
• Economy from Las Vegas (LAS) starting at 18,750 Flying Blue Miles
• Economy from Los Angeles (LAX) starting at 18,750 Flying Blue Miles
• Economy from New York (JFK) starting at 18,750 Flying Blue Miles
• Premium Economy from Washington, D.C.-Dulles (IAD) starting at 30,000 Flying Blue Miles

No matter which route or cabin you choose, this 20% bonus just makes these flights even cheaper. For instance, this 18,750-mile redemption flying Air France economy class between Chicago (ORD) and Europe could be yours by transferring just 16,000 Chase points with this 20% bonus. 

At 60,000 points one way, business class isn't a bad deal either – that's just 50,000 Chase points with this bonus.

Read more on the best ways to put this 20% transfer bonus to Air France/KLM to use!

25% Bonus on Amex Transfers to Hilton

If you've got a stash of Membership Rewards points from cards like *amex platinum* or *amex gold*, we've got good news: Amex just rolled out a new 25% bonus when transferring to Hilton Honors!

Since Amex points ordinarily transfer to Hilton at a 1:2 ratio, this new bonus means every 1,000 Amex points you transfer will get you 2,500 Hilton points. If you're thinking of taking advantage of this new bonus, you have all month to take advantage: It ends Sept. 30.

On the surface that, 1:2.5 transfer ratio might seem like a steal. But keep in mind that it typically takes a whole lot of Hilton points to book a free night. Even with this transfer bonus, it may not be the slam dunk you think it is. Hilton recently raised rates at several of its best properties … for the third time in less than a year! 

That said, this transfer bonus could be great if you need to top off your Hilton account to get enough points for a free night. Same goes if you have a particularly high-value redemption in mind. 

Take the little slice of Caribbean heaven known as the Hermitage Bay Resort in Antigua, for example. After the most recent devaluation, this property now goes for a whopping 250,000 Hilton Honors points per night. At first glance, that might not seem like a great deal – and it's certainly a boatload of points. But when you consider that this all-inclusive, adults-only resort in the Caribbean ordinarily costs $3,000 (or more) per night, you can quickly see just how valuable Hilton points can be.  

With this transfer bonus, you'd need to transfer 100,000 Amex points to book a free night. 

If you've got any level of Hilton status – including the complimentary Hilton Gold status that comes with the Amex Platinum Card – you get the fifth night free on award bookings. That means you could book a five-night stay at this island paradise … that might normally cost $15,000 or more … for 400,000 Amex points. Again, that's a ton of points … but it sure beats the cash cost. 

And if you've got a free night award from one of the Hilton Honors American Express credit cards, you could even tack that on for an additional night in paradise.

Read our full story on this transfer bonus for even more inspiration! 

Up to 40% More Avios on Citi Transfers to Qatar

Right now, you can transfer Citi points to Qatar Airways Privilege Club through Oct. 15 and receive up to a 40% bonus. Just know, you won't see this bonus when you log into your Citi account: It's processed after the fact on Qatar's end and depends on how many points you transfer. Here's how it breaks down:

• 20% bonus: Less than 10,000 points
• 30% bonus: 10,000 to 49,999 points
• 40% bonus: 50,000 points or more

For example, if you send over 25,000 ThankYou points from your Citi account, Qatar's Privilege Club will separately kick in 7,500 more Avios. But if you transfer 50,000 ThankYou points, you'll get an extra 20,000 Avios, thanks to the increased bonus.

No matter how many points you transfer, getting to 20% to 40% more is a suite sweet deal. Why is that?

Because Qatar Avios have quickly become the best way to book the airline's outstanding Qsuites business class seats. By utilizing this transfer bonus, you'd only need to transfer 50,000 Citi ThankYou points to Qatar to book a one-way ticket from the U.S. all the way to Doha. And trust us: It's worth every single point. 

Since you can combine Avios across all the different types of accounts that earn and use them, this bonus can also be useful for those looking to book awards with British Airways or even help you snag cheap Iberia business class seats to Europe. 

25% Bonus on Citi Transfers to Wyndham Rewards

We saved the worst for last. Through Sept. 20, you can get a 25% bonus when transferring Citi ThankYou Points to Wyndham Rewards.

Wyndham isn't the worst hotel chain in the world … but it's far from the best. Arguably, the best way to redeem Wyndham points isn't booking Wyndham properties at all: It's using them to book a vacation rental through Vacasa instead.

This unique partnership has taken a hit over the years, but there's still some solid value. You can book a one-bedroom property (that costs no more than $250 a night) for 15,000 points a night – or 12,000 Citi points after that 25% bonus. A two-bedroom property (costing up to $500 a night, on average) will run you 30,000 points a night – transferring 24,000 Citi points to make it happen. 

It's a serious hassle, as you can't book these rentals online – you'll have to call Wyndham at (800) 441-1034 to book over the phone. And it's hit or miss: Sometimes, properties that are clearly available via Vacasa itself can't be booked through Wyndham.

But if there's one (kinda) surefire way to make this Citi transfer bonus worth it, this is it.

Bottom Line

Transfer bonuses can be a great way to get more value from your points and help you realize your dream vacation even sooner. These bonuses are constantly coming and going, so it's important to stay up-to-date on the current promotions before moving your points to ensure you're not leaving any free points on the table.

But it's always best to keep your points flexible until you're ready to book. Due to constant loyalty program devaluations, transferring points without an immediate plan to use them will rarely be a good option.