6 Underrated Chase Sapphire Preferred® Card Benefits You Should Be Using

We've long considered the *chase sapphire preferred* to be one of the best cards for all travelers – beginners and experts alike. A slew of recent enhancements and a big welcome offer make the case even stronger. 

Here is what's at stake with the current bonus offer: bonus_miles_full

But look beyond that mountain of points, and you'll find some equally valuable card benefits that shouldn't be ignored. Some are permanent perks while others are temporary benefits (that could stick around for good). Either way, there are many reasons beyond the initial signup bonus to pick up and keep a Sapphire Preferred card … even if some of them aren't widely advertised.

Let's break down some of the lesser-known Chase Sapphire Preferred benefits that you should know about to get the most out of this card. 

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Chase Travel℠ ‘Points Boost' Offers

Points Boost is a dynamic redemption system that lets you use points to book travel. Instead of a fixed value, your points are worth more on specific hotels and flights Chase has tagged as “boosted” in the portal at any given time.

The eligible inventory rotates (you won't see these offers on every booking), and the value you can get depends on what kind of travel you're booking. Chase Sapphire Preferred cardholders can see up to 1.75 cents per point on boosted premium-cabin flights and up to 1.5 cents per point on boosted hotels, with 1 cent per point everywhere else. Critically, only two categories of travel are eligible: flights and hotels.

For example, if you're looking to book a business class seat from Newark (EWR) to London (LHR) later this fall, you could redeem 293,494 Chase Ultimate Rewards instead of paying the $5,137 cash price that the airline is charging. In this case, you're getting a much better return – 1.75 cents per point – over the standard 1 cent per point you'd get on other Chase Travel bookings.

With hotels, your points won't be worth quite as much with these Points Boost offers, but they can still make for a better deal. Looking at a couple of different hotels in New York City for a three-night stay later this fall, the value you're getting for each point ranges from 1.2 cents to the maximum of 1.5 cents per point with these two hotels. 

What's more, both of these IHG properties are eligible for IHG One Rewards benefits, which means you'll be earning hotel points and be eligible for any elite benefits for your stay. You won't see this on each and every booking made through Chase Travel – but it is becoming more common (with some chains), and it removes one of the biggest hang-ups we have with booking through an online travel agency (OTA) like this. 

Up to $100 Hotel Credit

Following Chase's recent shake-up, the Sapphire Preferred now offers up to $100 in statement credit each year (up from $50) that can be used toward booking a hotel through Chase Travel℠.

To take advantage, all you need to do is use your Sapphire Preferred Card to book and pay for a hotel stay through Chase Travel, and you'll receive an automatic statement credit for up to $100 each year. Note that this credit is available on your cardholder anniversary rather than at the beginning of each year.

Unlike other credit cards that offer benefits like this, there is no minimum spend or length-of-stay requirement. Best of all, no registration is required, and this statement credit kicks in automatically! 

Read our guide to using the $100 Sapphire Preferred Hotel Credit

Complimentary Apple TV Subscription

The Sapphire Preferred is already a great option for paying for digital streaming services like Apple TV, thanks to its 3x point-earning in this category. But Chase recently upped the ante with a free year of Apple TV. Just know, you must enroll in this benefit before Dec. 31, 2026, to take advantage. 

This new benefit builds on Chase and Apple's partnership that we first saw extend to the refreshed Sapphire Reserve last summer. The pricier Sapphire card comes with complimentary subscriptions to both Apple TV and Apple Music (through June 22, 2027). 

There's no telling if this new perk will be extended beyond the first year – but at a cost of $12.99 per month, it amounts to a nearly $156 savings for anyone who was already paying for this service outright. 

TSA PreCheck®, Global Entry, or NEXUS Credit

Add the Sapphire Preferred to the growing list of cards that offer up to $120 in credit for Global Entry or TSA PreCheck®. One nice thing about the Sapphire Preferred's credit (and all other Chase cards that include it) is that it can also be used for NEXUS, which provides expedited screening when entering the U.S. or Canada. 

While this perk is also available on a number of other travel cards these days, at $95 per year, the Sapphire Preferred is one of the cheapest options on the market for getting into the fast lane at airport security. The only other card that can really compete with it on price is the *capital one venture card*.

Simply apply for any of the three programs and charge the fee to your Preferred card, and the credit will automatically apply. 

Free DashPass Membership and $10 Monthly Credit

Through an enhanced partnership between Chase and DoorDash, Sapphire Preferred cardholders get a complimentary DashPass membership and a monthly coupon of up to $10 off on grocery, convenience, and other non-restaurant orders.

In addition to the 3x Ultimate Rewards points you'll earn on dining at restaurants and eligible delivery services like DoorDash, you'll also save on delivery fees and enjoy additional savings on each order with DashPass.

Simply activate this benefit through your Chase account, and you'll be good to go through Dec. 31, 2027. Considering DashPass typically costs $9.99 a month, you can save some decent money with this benefit.

If you'd otherwise be paying $120 per year for DashPass, this benefit alone is enough to cover the cost of carrying the Sapphire Preferred Card. Add in the up to $10 off monthly coupon for non-restaurant orders, and it's a clear win.

Primary Rental Car Insurance

The Chase Sapphire Preferred comes with primary rental car coverage – meaning if something happens to your rental, you can skip your own insurance and go straight to Chase for help.

In order to take advantage of this coverage, you need to charge your rental to your Sapphire Preferred card and decline the collision damage waiver that the car rental company tries to sell you. This policy will provide reimbursement for damage due to collision or theft on rental cars in both the U.S. and when traveling internationally. If you get into an accident, it will cover the costs of any damage up to the cash value of the vehicle.

Just note that this is not liability insurance. It will not cover medical bills, damage to another vehicle, or property damage. Still, it's some of the best car rental coverage you can get.

Additional reading: All About the Chase Sapphire Rental Car Insurance Benefit

Bottom Line

Most of these Chase Sapphire Preferred benefits alone can help justify the card's annual fee. Add them all together, and it's not hard to see why we think the card provides so much value for its modest $95 price tag.

Considering new cardholders will earn 75,000 Chase Ultimate Rewards points after spending $5,000 in the first three months of card membership … it's even more of a no-brainer. 

Learn more about the *chase sapphire preferred*