With growing lists of use-them-or-lose-them benefits that might reset quarterly, monthly, or twice a year and annual fees that keep going up, there's more to keep track of on your travel credit cards than ever.

We're here to help. After creating a tracking tool for the new (and improved?) Platinum Card® from American Express, we heard your pleas for more help and expanded this tool to track of almost 20 of the top cards from American Express, Chase, and Capital One. We're confident this is the best, easiest-to-use to keep track of your credit card benefits and help you come out ahead. And yes, it's free!

Just enter your email and watch your inbox: We'll send you an email to get started shortly. We'll also put you on the list for our free weekly points and miles newsletter, The Extra Mile – if you're already a subscriber, just enter your email below.

These spreadsheets make it easy to get organized in one place. Start by selecting each card you've got and they'll automatically appear as tabs below. From there, click through to each card and start marking each credit or benefit you've used. It's really that simple.

 

benefits tracker spreadsheet

 

There's no sensitive data, personal information, or account credentials necessary to use this tool – just download it and manually track whichever cards you want. Plus, there are a handful of neat features you won't find in other tools, including:

  • You'll get a clear warning as each credit is approaching its expiration date! Unused credits will turn orange when they're set to expire within the next 30 days – or red when you've got just two weeks to put them to use before they disappear.
  • The spreadsheet will automatically tally up the total value you've gotten as you mark each credit as used and turn green at the top once you've recouped your entire annual fee.
  • You can even adjust the value of each credit if they're not worth the sticker price to you. For example, I don't value a CLEAR® Plus subscription on my Platinum Card at anywhere near the full $209 – I'll probably mark that closer to $100, maybe even less.
  • Same goes for lounge access and free baggage benefits: You can customize these benefits based upon how much you value them (and how often you use them) to add to your card's running total.

Is it a bit ridiculous that it practically requires a spreadsheet like this to get the most out of a travel credit card? It sure is. But here we are.
 

Cards You Can Track with Our Tool

In this latest revision, we've expanded to include a handful of the most popular cards out today, including: 

And even more cards are in the works. Watch for this tool to expand to cards from United, Citi, Hilton, Marriott, and others.

Don't see a card you have here? Have questions or feedback? Leave us a comment below – we're already working on the next round of improvements! 

 

Bottom Line

We've heard you loud and clear: Keeping tabs on your travel credit cards is getting harder. We're here to help. 

Get started with our free tracking tool now and never miss out on a lucrative benefit again!