Amex Pay Over Time: Earn 20K Membership Rewards Points! (Targeted)
amex pay over time

Get an Easy 20K Amex Points Enrolling in Amex Pay Over Time! (Targeted)

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These might be some of the easiest points you’ll ever earn.

American Express has targeted some cardholders with the ability to earn 20,000 American Express Membership Rewards points by simply enrolling in the Pay Over Time feature, which allows you to carry a balance on certain expenses and, you guessed it, pay it off over time.

Just check this link to see if you’ve been targeted for a 20,000-point bonus on an American Express card like the Platinum Card from American Express, or the American Express Gold Card, or even the American Express Green Card. Unfortunately, co-branded Amex cards like Delta SkyMiles cards or from Hilton won’t qualify for this bonus.

Doctor of Credit first reported the news.

Amex Pay Over Time


What is Amex Pay Over Time?

The Pay Over Time feature from American Express allows its flagship cards like the Platinum, Gold, and Green cards to function more like traditional credit cards. Unlike traditional credit cards, many Amex cards do not have preset spending limits. That means you’re not able to carry a balance from month to month – your bill must be paid in full each and every month.

But Amex Pay Over Time flips that on its head. It allows cardholders the ability to finance eligible purchases over time by paying interest, much like with a traditional credit card.

Even if you have no plans to use the benefit or carry a balance – you should never carry a balance, anyways –  American Express will give you 20,000 Membership Rewards points just for enrolling in Pay Over Time, regardless of whether you actually use it. Just keep in mind this offer is targeted and not available for all cardholders. If you’ve previously enrolled in Pay Over Time, you definitely won’t be eligible.

I was targeted for this promotion on my American Express Gold Card. And just for clicking a few buttons to enroll, Amex awarded me with 20,000 Membership Rewards points!

Simply check this link to see if you are targeted.

amex pay over time


Bottom Line

If you hold an American Express card like the Amex Platinum, Gold, or Green Card, check to see if you are targeted for this promotion to earn 20,000 Membership Rewards points for enrolling in the Amex Pay Over Time feature.

If you’re targeted, these will be some of the easiest points you’ll ever earn. And remember, you don’t actually have to use the benefit to receive the points.


Check This Link to See if You Are Eligible for the Pay Over Time Bonus


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