American Express just can't help itself in offering eye-popping welcome bonuses to lure in new customers. Now, travelers who are eligible for a small business credit card (and trust us, that might include you) can get a mammoth bonus on the bank's flagship business card.

Amex recently rolled out a bigger bonus offer on The Business Platinum Card® from American Express: bonus_miles_full. While it requires even more spending to earn, that's up from the previous norm of 120,000 points.

Bonuses of 200,000 or 250,000 points have become more and more common – not by applying straight with Amex or through a site like ours, but via referrals, opening links in an incognito, and targeted emails or pop-ups online. And it seems another round of elevated offers are currently floating around.

Welcome bonuses this big are incredibly hit-or-miss: We haven't had any luck getting the 250,000-point offer for ourselves. Still, this bonus of 200,000 points, with the same spending requirement, isn't half bad!

 

Amex Business Platinum 200k offer

 

Whether it's 150,000, 250,000, or somewhere in between, these are all truly massive bonuses that are worth your attention. But keep in mind, spending $20,000 or more in three months is no small matter. Credit cards are serious business: You should never apply for a credit card if you’re already in debt, and never charge more to a credit card than you can afford to pay off immediately.

But if you have a small business and can manage this kind of spending responsibly, this is a fantastic way to earn a ton of points with one of our favorite small business cards. Much like *amex platinum* available to everyday travelers, the Business Platinum Card packs a huge punch with great travel benefits.

That includes Amex Centurion Lounge access and a free pass into Delta Sky Clubs® (though keep in mind Sky Club access is changing Feb. 1, 2025); an annual $200 airline incidental credit; a credit for TSA PreCheck or Global Entry; and more.

 

delta sky club entry

 

But the Business Platinum Card takes things a step further with added credits like up to $400 in annual credits at Dell.com (until June 30) and one of our favorite perks of all: A 35% rebate when using points through Amex Travel to book with the domestic airline of your choice – or any first or business class flight.

Keep reading for more details on this new, increased welcome bonus offer.

Not sure if you're eligible for business credit cards? You might be surprised to find out just what the banks consider a small business. 

 

Full Benefits of the Amex Business Platinum Card

  • bonus_miles_full
  • Earn 5x Membership Rewards points on flights and hotels booked through American Express Travel®.
  • Earn 2x Membership Rewards points on all eligible purchases of $5,000 or more. Business Platinum Cardholders will also earn 2x Membership Rewards Points per dollar spent on up to $2 million spent each calendar year on electronic goods retailers, software and cloud service providers, U.S. construction materials, hardware supplies, and shipping providers.
  • Earn 1x Membership Rewards points on all other qualifying purchases
  • Access to the Global Lounge Collection, including The Centurion® Lounges, Delta Sky Clubs® (10 visits per year, Feb. 1 – Jan. 31) when flying Delta, Priority Pass lounges, and more.
  • $600 Hotel Credit: Get up to $300 semi-annually on prepaid Fine Hotels + Resorts® and The Hotel Collection bookings (The Hotel Collection bookings require a two-night minimum stay)
  • $200 Airline Fee Credit: Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
  • $209 CLEAR® Plus Credit: Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus membership.
  • $200 Hilton Statement Credit: Make the Business Platinum Card work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe.
  • 35% Airline Bonus: Get 35% of your points back after using them to book a flight through Amex Travel with one of eight selected qualifying airlines, up to 1 million points back per calendar year.
  • Hilton Honors® Gold Status and Marriott Bonvoy® Gold Elite Status
  • Complimentary Leaders Club Sterling Status with The Leading Hotels of the World®
  • Up to a $120 fee credit for Global Entry or TSA PreCheck®
  • $1,200 Flight Credit: Get up to $1,200 in statement credits for flights booked through Amex Travel after spending $250,000 or more in the previous calendar year
  • Wireless Credit: Get up to $120 per year ($10 monthly) in statement credits for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card.
  • Dell Statement Credit Benefit: Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same card per calendar year.
  • Business Platinum Indeed Benefit: Get up to $360 per year ($90 quarterly) in statement credits for purchases with Indeed on the Business Platinum Card. 
  • Adobe Statement Credit Benefit: Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
  • One AP® Statement Credit: Get up to $2,400 in statement credits for use in the next calendar year on monthly fees for American Express One AP® when you spend $250,000 or more in a calendar year. 
  • Annual Fee: annual_fees (see rates & fees).

 

*biz platinum*

 

Learn more about *biz platinum*

 

It's worth noting that some of these benefits could be changing in the not-so-distant future.

One would rightly assume that a card with a nearly $700 annual fee would see some additions if multiple credits are subtracted. But that uncertainty actually makes now a really good time to pick the card up.

These kind of benefit changeovers typically present an opportunity for cardholders to double dip: using the old credits before they expire as well as and new additions … all while paying the same annual fee in year one. 

 

Who is This Offer Right For?

This is a fantastic offer that deserves the attention of any small business owner. A $20,000 spending requirement in three months might feel steep, but earning 150,000 points (or more!) is tough to beat. 

The card's $695 annual fee certainly won't be right for everyone but with so many different travel and business credits, it's possible to come out well ahead by the end of the year. If you can regularly take advantage of the added travel perks like hotel elite status, airport lounge access, and the complimentary CLEAR Plus membership, that can make the math work even more in your favor. 

Just to emphasize how good this offer is, the only other card we've seen in this territory is the Capital One Venture X Business. With the current offer, new cardmembers can earn bonus_miles_full. This is a really good offer on it's own, but it also requires spending $10,000 more than what Amex is requiring with the Business Platinum. 

As tempting as this offer might be, if your business doesn't typically spend an average of $7,000 per month or more, you might be better off looking at some other fantastic business card offers with a more tolerable spending requirement.

Related reading: The 5 Best Business Card Offers Right Now

 

Bottom Line

If you're a small business owner who can responsibly meet that kind of spending requirement, you'll be hard pressed to find a better offer than these ones. Just be sure to try all the tricks to get the biggest bonus possible before clicking apply!