Huge New 90K Bonuses on the Chase Ink Cash & Unlimited Business Cards!

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Chase Ink Unlimited Cash Cards

Huge New 90K Bonuses on the Chase Ink Cash & Unlimited Business Cards!

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Chase Ultimate Rewards are some of the most valuable points in the world of travel, and credit cards like the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are the easiest way to earn them. But if you own a small business, there are massive new offers on two of the Chase Ink business cards that shouldn’t be ignored.

On Friday, Chase rolled out the biggest welcome bonus offers we've ever seen on both the Chase Ink Business Cash® Credit Card and the Chase Ink Business Unlimited® Credit CardFor a limited time, you can now earn $900 bonus cash back after spending just $6,000 in the first three months of card membership … with an easy path to turning those into 90,000 Chase points.

That's up from the standard offer of $750 back after spending even more – $7,500 in the first three months of card membership. While these cards technically earn cash back, you can turn that cash back into valuable Chase Ultimate Rewards points as long as you hold a card that earns them. That includes the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, and even the Chase Ink Business Preferred® Credit Card.

Best of all, neither of these cards charges an annual fee, making them a great addition to your Chase card portfolio if you are eligible for a Chase business card. We don't yet know when these offers will end, but we'd recommend acting fast if you are thinking about applying.

Here's a rundown of all three cards and their current sign-up bonus offers. 

 

Chase Ink Business Cash® Credit Card

Think of the Chase Ink Business Cash® Credit Card as the small business equivalent of the Chase Freedom Flex℠.

You'll earn 5% back on select business spending categories on up to $25,000 each year – though the categories won't rotate quarterly like they do on the Freedom Flex card.

While this card is marketed as a cashback card rather than a points-earning card, it’s simple to accumulate Chase Ultimate Rewards points. As we mentioned, you just need a personal or business credit card that earns Ultimate Rewards points. That way, you can transfer the “points” over from your Ink Business Cash Card.

That means you can then use the limited-time offer of a $900 cashback bonus after spending $6,000 in the first three months as 90,000 Chase Ultimate Rewards points, sending the points over to Chase transfer partners or book directly through the Chase travel portal

 

Full Benefits of the Chase Ink Business Cash Credit Card

  • $900 cash back (or 90,000 points) after spending $6,000 in the first three months of card membership. This is a limited-time offer!
  • The card has no annual fee
  • 5x points (5% cash back) on internet, cable, and phone service; office supply purchases on your first $25,000 of spending each year. 
  • 2x points (2% cash back) on restaurants and gas stations on your first $25,000 of spending each year.
  • 1x points (1% cash back) on all other eligible spending
  • Primary rental car collision and damage waiver coverage
  • Lost luggage insurance of up to $3,000 per person per trip
  • Add employee cards at no additional cost

 

chase ink business cash

 

Click Here to learn more about the Chase Ink Business Cash Credit Card. 

 

Chase Ink Business Unlimited® Credit Card

Much like the Ink Cash card, the Chase Ink Business Unlimited doesn’t earn points outright. But so long as you’ve already got an Ultimate Rewards-earning card in your wallet, you can turn that cashback into Ultimate Rewards Points. And this card acts much like the Chase Freedom Unlimited® personal credit card from Chase. 

 

Full Benefits of the Chase Ink Business Unlimited Credit Card

  • $900 cash back (or 90,000 points) after spending $6,000 in the first three months of card membership. This is a limited-time offer!
  • The card has No Annual Fee
  • 1.5x points (1.5% cash back) on all purchases
  • Primary rental car collision and damage waiver coverage
  • Lost luggage insurance of up to $3,000 per person per trip
  • Add employee cards at no additional cost

 

chase ink unlimited

 

Click Here to learn more about the Chase Ink Business Unlimited Credit Card.

 

So Which Chase Ink Card is Best?

That’s a tough one. There's no one-size-fits-all answer: It really depends on the spending patterns of your small business.

If you’re paying serious business expenses on internet service or office supplies, the Chase Ink Business Cash card's 5x points (5% back) on internet, cable, and phone service and at office supply stores is second-to-none.

Meanwhile, the Chase Ink Business Unlimited is about as good of an all-around spending card as you’ll find – especially for having no annual fee. If none of the spending categories above stick out but you’ll still be racking up some expenses, earning 1.5x points on all purchases is stellar.

Critically, Chase doesn't restrict you from having both cards, so that is always an option as well. And considering both these cards are offering their biggest ever welcome offer bonus for a limited time, now is a great time to make your choice and apply.

Make sure to check out our Top Business Credit Cards page. 

 

Special Considerations with Chase Ink Business Cards

If you’ve applied for or read about Chase credit cards, you’ve likely come across the bank's dreaded 5/24 rule.

Basically, Chase won’t accept applications if you’ve opened five or more cards in the last 24 months from any bank – not just Chase. With business cards, that same rule applies … kind of. 

 

For starters, you will need to be under the 5/24 limit in order to get approved for a Chase Ink Business card … but that approval won't add to your 5/24 count. So if you've opened three or four credit cards in the last two years, it might be the perfect time to apply for one of these cards. That way, it won’t hinder any applications for other future Chase cards.

And there’s one other detail that makes these cards even more alluring. While Chase restricts earning bonuses on both the Chase Sapphire Preferred and Chase Sapphire Reserve, that’s not true of the Ink Business family. You can stack welcome bonuses from several of these cards, so long as you’re approved. 

But it's worth stressing that Chase can be very stingy with approvals for business credit cards. Be prepared to provide business paperwork and answer a lot of questions.

Related Reading: Master Guide to Credit Card Applications: All the Rules You Need to Know, Bank by Bank

 

Bottom Line

Chase has launched the biggest-ever welcome bonus offers we've seen on the Chase Ink Cash and Ink Unlimited Business Cards!

For a limited time, both cards are offering $900 cash back (or 90,000 Chase Ultimate Rewards points) after spending $6,000 in the first three months of card membership. That's up from the standard offer of $750 cash back for spending $7,500 in the first three months.

 

chase ink business cash

 

Click Here to learn more about the Chase Ink Business Cash® Credit Card. 

 

chase ink unlimited

 

Click Here to learn more about the Chase Ink Business Unlimited® Credit Card

 

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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