Hilton and American Express offer a suite of co-branded credit cards to fit the needs of every kind of Hilton guest. Whether you're checking into a Hilton every other week for work, or only stay with the hotel chain a couple of times each year, it's not a question of whether or not Hilton has a card for you … it's which one.
Here's what you can currently earn with the portfolio of Hilton Amex cards:
- With the entry-level *Hilton Honors*, you can earn 80,000 Hilton Honors points after you spend $2,000 on the card within the first six months of card membership.
- With the *Hilton Surpass*, you can earn 130,000 Hilton Honors points after you spend $3,000 on the card within the first six months.
- With the Hilton Honors American Express Aspire Card, you can earn 150,000 Hilton Honors points after you spend $6,000 on the card within the first six months.
- With the *hilton honors business card* you can earn 130,000 Hilton Honors points after you spend $3,000 on the card within the first three months.
With so many different cards to choose from, even infrequent Hilton guests can find a card to fit their needs. On top of the bonus points, these cards also come with other perks like automatic elite status, annual resort credits, and the ability to earn valuable free night rewards, potentially making them worth keeping for the long-haul.
Just remember: Credit cards are serious business. All the Hilton points in the world aren't worth digging yourself into debt if you can't afford to pay off every dime you charge to your new card.
Read on for full details on each of these cards and their exciting new welcome offers.
Related reading: The Hilton Aspire & Surpass Cards get Higher Fees, New Perks
The Suite of Hilton Honors Credit Cards
Hilton Honors American Express Card
- Welcome Offer: *Hilton Honors Bonus*
- Earn Hilton Honors Silver Status for as long as you have the card.
- Get Hilton Gold Status if you spend $20,000 or more in a calendar year.
- 7x Hilton Honors Points: At participating hotels in the Hilton portfolio.
- 5x Hilton Honors Points: At U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- 3x Hilton Honors Points: on all other eligible purchases.
- No foreign transaction fees.
- No Annual Fee (see rates & fees)
Learn more about the *Hilton Honors*.
Hilton Honors American Express Surpass® Card
- Welcome Offer: bonus_miles_full
- Earn a free night certificate after you spend $15,000 on the card in a calendar year, valid at almost any Hilton property.
- Get up to $200 back each year for purchases made directly with Hilton. You'll get $50 in statement credits to use at Hilton properties each quarter, up to $200 per calendar year.
- Get Hilton Honors Gold Status for as long as you have the card. This will get you free breakfast at almost any Hilton hotel abroad or a daily food and beverage credit at U.S. properties.
- Work up to Hilton Diamond Status if you spend $40,000 or more in a calendar year.
- Earn 12x Hilton Honors Points at participating hotels in the Hilton portfolio.
- Earn 6x Hilton Honors Points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 4x Hilton Honors Points on U.S. online retail purchases.
- Earn 3x Hilton Honors Points on all other eligible purchases.
- Get complimentary National Car Rental Emerald Club Executive Status – easily our favorite car rental elite status.
- No foreign transaction fees.
- $150 annual fee (see rates & fees), up from the previous $95 fee
Learn more about the *Hilton Surpass*.
Hilton Honors American Express Aspire Card
- Welcome Offer: Earn 150,000 Hilton Honors bonus points after spending $6,000 in the first six months of card membership.
- Get Hilton Honors Diamond Status: As long as your card account is open, you'll have Hilton's top-tier Diamond status
- Get up to $400 in Hilton Resorts statement credits: Each calendar year, you’ll receive up to $400 in statement credits for incidentals charged to your card at participating Hilton resorts – a category that includes many Hilton properties. Cardholders get one $200 credit from January through June and another credit July through December.
- Free night certificate: After opening your account and each year on your cardmember anniversary, you will receive a certificate for a free night at almost any property in Hilton's portfolio.
- Additional free night certificates: Earn an additional free night certificate after making $30,000 in purchases in a calendar year, plus another after spending $60,000 in the same year (for up to three free nights total).
- Get up to $200 in annual airline credit: Get up to $50 in statement credits each quarter on purchases made directly with an airline (including airfare) or through amextravel.com.
- Earn 14x Hilton Honors points per dollar for each eligible purchase on your Card made directly with a participating hotel or resort within the Hilton portfolio.
- Earn 7x Hilton Honors points per dollar for eligible purchases on flights booked directly with airlines or amextravel.com; on car rentals booked directly from select car rental companies; & at U.S. restaurants.
- Earn 3x Hilton Honors points bonus points on all other purchases.
- Get complimentary National Car Rental Emerald Club Executive Status – easily our favorite status with a rental car chain.
- $189 CLEAR® Plus Credit: Get up to $189 per calendar year in statement credits, when you pay for a CLEAR® Plus Membership with the Aspire Card.
- $550 annual fee (see rates & fees), up from the previous $450 fee
All information about the Hilton Aspire Card has been collected independently by Thrifty Traveler and has not been reviewed by the issuer.
Learn more about the Hilton Honors Aspire Card. (for full disclosure, this is our personal referral link)
Hilton Honors American Express Business Card
- Welcome Offer: *Hilton Business Bonus*
- Free night certificate: After you spend $15,000 on the card in a calendar year, valid at almost any Hilton property. You can earn a second weekend night certificate when you spend an additional $45,000 on the card in the same calendar year.
- Priority Pass Select Membership: 10 free airport lounge visits each year.
- Get Hilton Honors Gold Status: For as long as you have the card. This will get you free breakfast at almost any Hilton hotel abroad, or a daily food and beverage credit at U.S. properties.
- Get Hilton Diamond Status: If you spend $60,000 or more in a calendar year, you will earn Hilton's top-tier Diamond status.
- 12x Hilton Honors points: At participating hotels in the Hilton portfolio.
- 6x Hilton Honors points: At U.S. gas stations, on U.S. purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select rental car companies, and at U.S. restaurants.
- 3x Hilton Honors points: On all other eligible purchases.
- No foreign transaction fees.
- annual_fees Annual Fee (see rates & fees)
Not sure if you're eligible for a small business credit card? You might be surprised!
Learn more about the *Hilton Honors Business*.
Breaking Down the Hilton Credit Card Offers
Even though Hilton Honors points may not go as far toward a free night as other hotel chains like Hyatt, this could still be an easy way to add to your stash of points. Plus, you'd be picking up valuable benefits like automatic Hilton status, too.
So what can you really get with 150,000 Hilton Honors points? Hilton's dynamic pricing system means nightly award rates – how many points you'll need to book a room – are constantly changing from night to night, so it can be hard to pin down. It ranges from 20,000 points per night (or less) for a simple city hotel to 150,000 points per night (or much, much more) for a luxe resort in the Caribbean or the Maldives.
Pair all those points with a free night certificate, and you could book some great Hilton stays with these bonuses.
American Express welcome offer bonuses can only be earned once per lifetime. That means you generally can't earn another bonus on a card you've already held … but you can earn a new bonus on other versions you haven't yet opened – at least for now.
Plus, there's a quick way to check whether you'll be eligible for one of these welcome bonuses on the Hilton credit cards – read about Amex's handy Apply with Confidence tool. And make sure to check out our post breaking down all the bank application rules you need to know.
That said, these are offers you may only want to go after if you are above the Chase 5/24 rule, depending on your travel goals.
Check out our post on the best credit cards if you're under the Chase 5/24 rule!
Just for holding the Hilton Honors Surpass Card (or the Hilton Honors Business card), you will get automatic Hilton Gold Status. That was one of our favorite hotel credit card perks for years, as it offered free breakfast for two guests at every stay. Unfortunately, that's taken a hit as Hilton has replaced it with a less-valuable food and beverage credit at U.S. properties. Still, it can take some expense out of your next hotel stay – especially with free breakfast when traveling abroad.
From top to bottom, there are a lot of points to be had with Hilton's suite of co-branded credit cards. With recent card revamps to the Hilton Surpass and Aspire Card you get even more money-saving credits and benefits in exchange for slightly higher annual fees – the big welcome offers that come with the cards are just the cherry on top.
Adding any of these cards to your wallet before your next trip can be a no-brainer if Hilton fits in your travel plans.