Chase & Hyatt Launch New World of Hyatt Business Credit Card
World of Hyatt Business Card

Chase & Hyatt Launch New World of Hyatt Business Credit Card

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. For more information check out our Advertising Disclosure.

On Wednesday, Chase Bank and Hyatt Hotels announced the launch of the brand new World of Hyatt Business Credit Card. It’s the first co-branded business card from Hyatt – in fact, it’s currently the only co-branded business hotel credit card in Chase’s card lineup.

For a limited time, you’ll earn 75,000 World of Hyatt points after spending $7,500 in the first three months of card membership. Chase has indicated that this is a limited-time introductory offer but has not announced an offer ending date. Plus, the card has a slew of other perks and benefits that could appeal to small business owners racking up Hyatt hotel stays on their travels.

Read on for everything you need to know about the new World of Hyatt Business Credit Card.
 

World of Hyatt Business Credit Card
 

Click Here to learn more about the World of Hyatt Business Credit Card

 

Full Benefits of the World of Hyatt Business Credit Card

Welcome Offer Bonus

For a limited time, you will earn 75,000 World of Hyatt points after spending $7,500 in the first three months of card membership. This is a limited-time offer, though Chase has not yet announced a date of when the offer will end.

Additionally, cardmembers who apply by Dec. 31, 2021, can receive a complimentary one-year Headspace subscription (valued at $69.99 per year). But you must redeem your Headspace subscription by Dec. 31, 2022.

 

Earn More Points with Adaptive Points Accelerator

Hyatt and Chase have made earning bonus points for business expenditures on the World of Hyatt Business Credit Card incredibly easy with something they call the adaptive accelerator.

Essentially, cardmembers will earn 2x bonus points for every $1 spent in their top three spending categories each calendar quarter through Dec. 31, 2022. Starting in 2023, that will drop to 2x bonus points for every $1 spent in their top two spending categories.

But there’s no cap on the amount of bonus points cardholders can earn each quarter. Chase will automatically work out which categories are used most frequently and award bonus points accordingly in the following eight spending categories:

  • Dining
  • Airline tickets purchased directly with the airline
  • Car rental agencies
  • Local transit and commuting
  • Gas stations
  • Internet, cable, and phone services
  • Social media and search engine advertising
  • Shipping

For example, if I spent $10,000 combined on shipping, dining, and airline tickets through the remainder of the fourth quarter of 2021, I would earn a total of 20,000 World of Hyatt points. Although these categories typically earn just 1x point per dollar, I the accelerator would give me another point per dollar at the end of the quarter.

 

Other World of Hyatt Points Earning Categories

World of Hyatt Business Credit cardholders will also earn 9x total points on Hyatt stays.

You will earn 4x points per dollar spent on the card at Hyatt hotels and resorts – this includes participating restaurants and spas. You will also earn 5x base points from Hyatt for every $1 spent at Hyatt hotels and resorts just for being a World of Hyatt program member.

Next, you will also earn 2x points per dollar spent on fitness club and gym memberships. Finally, you’ll earn 1x point per dollar spent on all other purchases.

 

Automatic Discoverist Elite Status

Just for holding the World of Hyatt Business Credit Card, you’ll automatically earn Hyatt’s Discoverist Elite status. Earning Discoverist status typically requires 10 tier-qualifying night stays or earning 25,000 World of Hyatt Base Points – at least in normal times.

In 2021, Hyatt has cut those requirements in half. Discoverist can be earned in 2021 with 5 tier-qualifying night stays or 12,500 base points.
 
World of Hyatt status qualifications

 

Gift Discoverist Status

Not only will you get Discoverist status from the card, but you can also gift Discoverist status to up to five company employees. And there is no requirement that those employees be authorized users on the card.

With Discoverist status, you can get premium internet access, bottled water, a space-available upgrade to a preferred room (within the room type booked), and late checkout (where available)
 

world of hyatt status qualifications

 

Spend Your Way to Higher Elite Status

With the World of Hyatt Business Credit Card, you’ll earn five tier-qualifying night credits for every $10,000 you spend on the card in a calendar year.

Hyatt’s top-tier Globalist status can be earned by staying 60 nights at Hyatt hotels. That means spending $120,000 on the card each year would earn you enough tier-qualifying nights for Globalist elite status.

But again, Hyatt has cut these requirements in half for 2021. You can earn Globalist with just 30 tier-qualifying nights. So if you are able to spend $60,000 on the card before the end of the year, you would earn Globalist status into 2023.

 

10% of Redeemed Points Back after Spending $50k

Not only will spending on the card earn you tier-qualifying nights towards elite status, but you will also receive a 10% rebate for your redeemed points after spending $50,000 in a calendar year.

So, for example, if you had spent $50,000 on your card in 2022 and then redeemed 60,000 points for a two-night stay at the Park Hyatt New York, you would get a rebate of 6,000 World of Hyatt points.

These are capped at 20,000 in rebated points each year, which gives you plenty of room to earn points back from award stays.

 

Earn $100 in Hyatt Credit Each Anniversary Year

Unlike The World of Hyatt Credit Card, you will not earn a free anniversary night certificate each year upon card renewal with the World of Hyatt Business Credit Card. Instead, you’ll get $100 of Hyatt credit each year you renew your card.

This credit will be issued in the amounts of $50 for any stays at a Hyatt property up to two times each year. Simply pay for your stay with your Hyatt Business Card and you’ll automatically get $50 back.

 

Other Card Benefits

  • No fee for employee business cards
  • No foreign transaction fees
  • Complimentary roadside dispatch
  • Primary rental car collision damage waiver
  • Extended warranty protection
  • Purchase protection
  • Trip cancellation/travel interruption insurance
  • Travel and emergency assistance services
  • Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide

 

Annual Fee

The Chase World of Hyatt Business Credit Card has an annual fee of $199.
World of Hyatt Business Credit Card
Click Here to learn more about the World of Hyatt Business Credit Card

 

Our Analysis

Rumors were swirling about a World of Hyatt Premium consumer card launching this week. Unfortunately, that didn’t happen – though Chase and Hyatt didn’t rule that prospect out for the future.

Still, it’s great to see Chase and Hyatt continue their decade-long co-branded credit card partnership and bring a new business card to the market.

Outside of the huge 75,000-point welcome offer bonus, holding this card is all about earning Hyatt’s elite status. Sure, many of the benefits on the card are solid. But arguably, if earning Hyatt points is your ultimate goal, you can get a better return on some of your business spending with the Chase Ink Business Preferred℠ Credit Card.

This card technically earns Chase Ultimate Rewards points. But Hyatt is a Chase Transfer partner. And if you have the Chase Ink Business Preferred Card (or even one of the Sapphire personal cards), you could transfer those points directly into your world of Hyatt account on a 1:1 basis (1 Chase point equals 1 Hyatt point).

With an annual fee of only $95, the Chase Ink Preferred is also a more economical option. But as mentioned, what these cards won’t provide is a way to spend your way to Hyatt’s Globalist elite status.

Though the World of Hyatt Business Credit Card has a $199 annual fee, if you regularly stay at Hyatt hotels, you can recoup up to $100 of that pretty easily with the $100 of Hyatt credit benefit – at least starting in your second year with the card.

 

Who is Eligible to Open the World of Hyatt Business Credit Card?

Like all Chase credit cards, you’ll need to be under the Chase 5/24 rule to get approved for the World of Hyatt Business Credit Card. But because it is a business card, getting approved for the card will not add to your 5/24 total. If you are not familiar with the 5/24 rule, watch our YouTube video below.

 

Also, if you already hold the personal World of Hyatt Credit Card, there is no restriction that would bar you from also getting the World of Hyatt Business Credit Card.

 

Using World of Hyatt Points

The World of Hyatt program has some of the best rates to book nightly stays using points of any hotel program, period.

While Hyatt’s footprint is smaller than the likes of Hilton and Marriott, that is slowly changing. And thanks to partnerships with luxury and boutique brands, they have some amazing properties scattered all around the world that you can book using Hyatt points. Even top resorts on the Las Vegas Strip and private island escapes in Southeast Asia make the cut.
 

Use Chase Points to Book Hotels Park Hyatt
Park Hyatt Mendoza, bookable with just 12,000 Chase points per night

Hyatt award nights start at just 5,000 points per night for Hyatt Category 1 properties, and up to 30,000 points for Category 7 hotels like top-tier Park Hyatt locations in New York or Tokyo. A handful of small luxury resorts around the world are considered Category 8, which cost 40,000 points per night.

Here’s a look at Hyatt’s full award chart below. Keep in mind that Hyatt plans to implement peak- and off-peak pricing later this month for stays starting in March of 2022. So in the future, your next stay could cost you more (or fewer) points than these standard rates.
 

Hotel CategoryStandard Room Points Per NightStandard Suite Points Per NightPremium Suite Points Per Night
15,0008,00010,000
28,00013,00016,000
312,00020,00024,000
415,00024,00030,000
520,00032,00040,000
625,00040,00050,000
730,00048,00060,000
840,000--

Hyatt has a ton of amazing values in its portfolio of properties that you can use points to book. This includes some of our favorites, the Hyatt Ziva and Zilara all-inclusive resorts that are scattered throughout Mexico and the Caribbean. If all-inclusive properties are your thing, these are some of the only resorts in the world that can be booked with points.
 

hyatt zilara balcony
Hyatt Zilara Cancun

Additionally, thanks to Hyatt’s partnership with MGM hotels, you can use Hyatt points to book many of the properties located on the Las Vegas strip. Of course, the top-of-the-line Park Hyatt hotels scattered throughout the world are a favorite as well, starting as low as 12,000 points per night depending on the location.

Hyatt also recently rolled out the ability to book suites online using points, which opens up some massive value. For example, you can book this massive three-bedroom suite called the “Royal Residence” at the Park Hyatt Zanzibar for just 30,000 points per night. This massive suite typically costs nearly $3,000 a night!
 

hyatt suites online
Park Hyatt Zanzibar, photo courtesy of Hyatt

 

Bottom Line

Chase and Hyatt have launched the new World of Hyatt Business Credit Card. And for a limited time, you can earn 75,000 World of Hyatt points after spending $7,500 on the card in your first three months of card membership.
 

World of Hyatt Business Credit Card
 

Click Here to learn more about the World of Hyatt Business Credit Card
 

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *