Capital One is going big … again.
Starting today, new applicants for the *venture x* can earn 100,000 Capital One miles after spending $10,000 in the first six months of card membership. That’s a major boost from the standard welcome offer of 75,000 miles after spending $4,000 in three months … and the biggest bonus we’ve seen on the card since it first launched years ago.
While the spending requirement is higher, Capital One is giving you twice as long to meet it – six full months instead of three, which works out to $1,667 a month. For frequent travelers or anyone planning a big trip or purchase, that’s a much longer runway to earn a six-figure bonus … especially with the holiday shopping season and tax time upon us.
Because you'll earn at least 2x Capital One Miles on every dollar you spend, you’ll actually end up with at least 120,000 miles once you meet the $10,000 spending requirement. Those miles are worth a minimum of $1,200 towards travel – and potentially much more when transferring them to airline and hotel partners such as Air Canada Aeroplan, Turkish Airlines, British Airways, and many more.
Earning that many points on any single travel card is unbeatable, let alone a premium travel card with a $395 annual fee. While that may still seem steep to some, it's half the cost of similar cards from banks like Chase and American Express.
Just remember: Credit cards are serious business. You should never apply for a credit card if you're already in debt, and never charge more to a credit card than you can afford to pay off immediately. However many points and miles you can earn, they're not worth it.
Learn more about the *venture x*.
What Makes the Venture X So Valuable
The *venture x* has become one of our favorite travel cards because it blends premium travel perks with unbeatable long-term value, and an easier-to-stomach $395 annual fee. When compared to its primary competitors, the Capital One Venture X looks like a bargain. It’s quite easy to come out ahead each year thanks to its ongoing credits, bonus miles, and flexible rewards system.
Here’s a look at what you get:
- Welcome Offer Bonus: bonus_miles_full
- Annual $300 Travel Credit: Each year, you’ll get up to $300 back for travel booked through Capital One Travel – whether that’s flights, hotels, vacation rentals, or rental cars.
- Lounge Access: Enjoy unlimited access to Capital One Lounges and Capital One Landings, plus a full Priority Pass™ Select membership.
- Access to Capital One's Premier & Lifestyle Hotel Collections: Get perks like complimentary breakfast, $100 property credits, room upgrades, and 10x miles per dollar spent when booking stays through Capital One’s luxury hotel portfolios.
- Global Entry or TSA PreCheck® Credit: Get up to $120 in credits every four years to cover the cost of enrollment.
- 10,000 Bonus Miles Each Year: Every year on your card anniversary, you’ll get 10,000 miles – worth at least $100 toward travel.
- Earn at least 2x Miles per dollar spent on Every Purchase: Earn at least 2x miles on all spending, plus up to 10x miles on hotels and rental cars, and 5x on flights booked through Capital One Travel.
- Hertz President’s Circle Status: Get free upgrades and skip-the-line perks at Hertz locations worldwide with complimentary elite status.
- Top-Tier Travel Coverage: Includes primary rental car insurance, trip delay and cancellation protection, and lost luggage reimbursement.
- Free Authorized Users: Add up to four authorized users at no additional cost. Authorized user benefits (like lounge access) will cost
- No Foreign Transaction Fees: Perfect for international travel.
If you’re spending at least $400 a year on travel, the card’s $395 annual fee is effectively offset – and then some – by the $300 annual credit and 10,000-mile anniversary bonus alone.
Read More: A Full Review of the Capital One Venture X Rewards Credit Card
Learn more about the *venture x*
The premium travel card arms race is heating up again.
Both Chase and American Express refreshed their top-tier travel cards earlier this year, rolling out numerous new benefits – and even higher annual fees to match. Those updates have helped the Chase Sapphire Reserve® and American Express Platinum Card® stay competitive in a crowded market of high-end rewards cards.
Capital One, on the other hand, has been relatively quiet with the Venture X since its splashy debut in 2021. However, this new, limited-time 100,000-mile offer is a clear signal that the bank isn’t sitting this fight out.
And in many ways, Capital One’s approach still stands out. While competitors keep layering on complex credits and lifestyle perks, the Venture X remains refreshingly straightforward – focused on simplicity, flexibility, and everyday earning power.
Back when the Venture X first launched, Lauren Liss, Capital One’s managing vice president of U.S. cards, explained that philosophy clearly: “Right now, there is a gap in the market as travelers are looking for the right travel card.”
“They don't want to pay $600 for a card that has travel benefits. And they don't want to have to take the time to continue to track a laundry list of benefits that they have to remember to register for. Did they use them? Did they not use them? We’ve heard from them that they don’t have time for that. We built [Venture X] on top of Venture because we know it’s a card that our customers love, with 2x earn everywhere. We’ve taken that and added really straightforward, streamlined benefits to that card.”
Nearly four years later, that statement rings even truer. With Amex and Chase pushing deeper into premium, credit-heavy models, Capital One remains a clear outlier of simplicity – and this new Venture X offer proves it’s doubling down on that formula.
Redeeming Capital One Miles
One of the biggest reasons the Venture X continues to stand out among premium travel cards is the simplicity and flexibility of Capital One miles. Whether you’re brand new to travel rewards or a points and miles pro, Capital One makes it easy to put your miles to use.
Every Venture X purchase earns at least 2x miles per dollar spent that can be used in several different ways, giving travelers total control over how they redeem. You can:
- Cover travel purchases directly: Book any flight, hotel, or other travel expense and remove it later using your miles at a rate of 1 cent per mile. If it codes as “travel,” you can use miles to cover it.
- Book through Capital One Travel: Use miles to pay for flights, hotels, rental cars, and more directly through the Capital One Travel portal. You’ll also gain access to features such as price drop protection and the ability to freeze fares before booking.
- Transfer to partners: Move miles to more than 15 airline and hotel programs for outsized value. That includes options like Air Canada Aeroplan, Turkish Airlines Miles & Smiles, Avianca LifeMiles, British Airways Executive Club, and more
That mix of ease and upside makes Capital One’s rewards ecosystem unique. You can keep things simple by redeeming your miles directly toward travel, or dive deeper into transfer partners when you want to maximize the value of your miles. Either way, Venture X cardholders get flexibility that few other premium travel cards can match.
Read More: The Best Ways to Redeem Capital One Miles
Who Can Get the Venture X Card?
Capital One can be a bit unpredictable when it comes to approving new credit card applications, so it’s worth understanding the latest rules before hitting apply on this new 100,000-mile bonus.
Last month, Capital One quietly updated its eligibility terms for the Venture lineup – making it harder to earn multiple big bonuses across its three different Venture cards: the Venture X, the Venture, and the VentureOne. The bank has long had a 48-month rule, limiting travelers to one new-card bonus every four years. But the latest changes added new “family language” to the mix, tying those three Venture cards together.
Here’s how it works now:
- You won’t be eligible if you’ve earned a bonus on the Venture X within the past 48 months (four years). Since the card launched nearly four years ago, this likely eliminates nearly every current or former Venture X cardholder.
- However, travelers who’ve earned a bonus on the Venture or VentureOne can still get the Venture X bonus – meaning you can still move up the Venture family.
Beyond those new rules, Capital One also enforces a few longstanding restrictions:
- The bank typically limits you to two personal Capital One credit cards at a time.
- You generally won't be approved for a new Capital One card if you’ve opened or been approved for another one in the past six months.
- While Capital One doesn’t publish firm credit score requirements, most successful applicants have a strong credit score (700-plus) and relatively few recent new accounts.
Bottom Line
This is the biggest Capital One Venture X welcome bonus offer in years, matching the record-high bonus that launched the card back in 2021, and a clear sign that Capital One wants to re-enter the battle for premium travel card supremacy.
With both Chase and American Express raising annual fees and piling on ever-more complicated credits, Capital One is sticking with what made the Venture X successful in the first place: a simple, rewarding card packed with real value.
Between the limited-time 100,000-mile bonus, a manageable $395 annual fee, and straightforward perks like a $300 travel credit, lounge access, and more, the Venture X continues to stand out as one of the best all-around travel cards on the market.
If you’ve been waiting for the right time to pick it up – or to level up from the regular Venture – this is it.
Learn more about the *venture x*.
