5 Ways to Use Chase Ultimate Rewards Points to Book Hotels

We love Chase Ultimate Rewards points not just because they're so valuable, but for their flexibility, too. Sure, you can use Chase points to book flights for pennies on the dollar. But that's not all: You can save big when using Chase points to book hotels, too.

There's no shortage of ways to use Ultimate Rewards to cover lodging – and with the current limited-time offer on the *chase sapphire preferred*, now is a great time to stock up on points for a future vacation: bonus_miles_full

You can transfer those points to four different hotel chains or book directly with Chase Travel℠ using your points. Add it all up, and we'd consider Chase points some of the best for booking hotels.

So let's dive into all of the different ways you can use Chase points to stay for free on your next trip.

Read our master guide to earning and redeeming Chase Ultimate Rewards points!

World of Hyatt

For years, World of Hyatt was hands down our favorite hotel loyalty program … but a series of recent changes means it's no longer the sure thing it once was.

First, Hyatt introduced a new five-tiered award chart in May, with rates shooting up as much as 67% at the most high-end properties. Just weeks later, Chase announced a devaluation of its own – scrapping the old 1:1 transfer ratio in favor of a confusing (and less valuable) 4:3 return for those with the more affordable *chase sapphire preferred* and *chase ink preferred*. 

You can still get 1:1 transfers from Chase to Hyatt, but it comes at a cost: You'll need the priciest *chase sapphire reserve* or *Sapphire Reserve for Business* to do it. 

Having said all that, there's still real value here – especially at lower and mid-tier properties. In fact, I'd argue that transferring points to Hyatt is still one of the absolute best ways to redeem Chase points, period. 

A big reason why we consider Hyatt to be the best option for hotel transfers is its insanely reasonable redemption rates (at least on the low end), starting at just 3,000 points per night at Category 1 properties. Here's a look at Hyatt's full, five-tier award chart – the amount they charge for a night when redeeming points.

As you can see, it doesn't take a lot of points – even with the new 4:3 transfer ratio for some cardholders – to earn a free night and Hyatt has a ton of amazing values within its portfolio of properties. 

Take the Hyatt Regency in downtown Minneapolis, for example. As a Category 3 property, an award night here costs anywhere between 8,000 and 20,000 points per night. After taking a quick spin through the award calendar, most of the year prices out at 12,000 points or less.

Meanwhile, the going cash rate for that same night is north of $300 (all-in) for a flexible booking with the ability to cancel for a refund before your stay. That means you're getting 2.5 cents per Hyatt point with a Sapphire Reserve Card – or 1.88 cents per point with a Sapphire Preferred or Ink Preferred. 

Unfortunately, Hyatt's recent devaluation wasn't so kind to top-end properties. We analyzed nearly all of Hyatt's 1,300 properties worldwide – before and after these changes – and found that not a single date at a top-tier Park Hyatt, Alila, or other Category 8 property got cheaper … and more than two-thirds of those nightly stays now cost more than they did before.

If luxury hotels are your jam, Hyatt isn't the no-brainer it once was. But for everyone else, Hyatt is still a great option … even after all the changes. 

Before making a transfer, you'll just need a World of Hyatt loyalty program account. If you don't already have one, be sure to sign up ahead of time. Just be warned: Like all transfer partners, once you send Chase points to Hyatt, you can't get them back. So be sure you've got your Hyatt redemption lined up before transferring points.

Read our complete guide to World of Hyatt! 

Marriott Bonvoy

Chase's next best hotel transfer partner (in my opinion) is Marriott Bonvoy. Ultimate Rewards points transfer to Marriott on a 1:1 basis, so 1 Chase point equals 1 Marriott Bonvoy point. You'll just need a Marriott Bonvoy loyalty program account before you make the transfer. 

But just because it's next on our list, doesn't mean you should race out to transfer your Chase points to Marriott. With the hotel chain's dynamic award pricing, you just never know what a given night will cost when using points – sometimes it's worth it and other times it's not. That's not to say that transferring Chase points to Marriott will always be a bad deal – far from it.  

For example, a random night at a Courtyard by Marriott in Fargo, North Dakota, is going for an all-in price of $257.

Meanwhile, if you wanted to use points for that exact same room, you'd need 26,000 Bonvoy points for an award night. At 1 cent per point, that's about as good as you can hope for when using Marriott points. 

But it's actually even better than it looks because (most) award nights come with free cancellation up to a day or two before arrival. To get that same kind of flexibility with cash, you'd be looking at a rate of just over $300 per night. If you often book flexible rates, you're now looking at about 1.15 cents per point. 

To be perfectly clear: You won't always get this kind of value from your points. In many cases, you'll likely be getting less than one cent per point, which means you'd be better off cashing out your Chase points for a penny a piece and using those to pay for the hotel outright, or booking through the Chase Travel℠ instead (more on that in a bit).

Compared to Hyatt, your Chase points typically won't go as far when used to book Marriott properties. That said, there are some fringe cases where transferring to Marriott makes sense, especially if you're just a few thousand points short of booking a free night or if you can take advantage of a limited-time transfer bonus.  

IHG One Rewards

Another hotel transfer partner for your Chase Ultimate Rewards is IHG One Rewards – the company behind Holiday Inn, InterContinental, Kimpton, Crowne Plaza, and many others.

Like Marriott, Chase points transfer instantly to IHG on a 1:1 basis. This means that one Chase point will equal 1 IHG point. You'll just need a free IHG One Rewards loyalty program account before you make the transfer. 

But again: Just because you can transfer points to IHG Rewards Club doesn't mean you should. Just like Marriott, there is no set cost for an award night with IHG: rates can swing wildly based on factors like the time of year and events near the property. 

Often, that's a bad thing when it comes time to use your points – but not always. Sometimes, that means properties you want to book will be much cheaper than normal. Case in point: The InterContinental Resort Tahiti can cost as many as 80,000 to 90,000 points each night. But IHG's dynamic pricing means you can find nights for as low as 62,000 points per night as well.

It is certainly worth checking the IHG program when you are looking to make an award booking, but that doesn't mean that transferring Chase points will always make sense. In fact, the only situation I would recommend transferring points from to IHG is if you are just a few thousand points short or there's a big transfer bonus.

Wyndham Rewards 

Chase's newest transfer partner – Wyndham Rewards – is best suited for budget travelers. With brands like Days Inn, La Quinta, Super 8, and Travelodge all falling under the Wyndham umbrella, you're more likely to find run-of-the-mill motels than something aspirational here.

Thankfully, Wyndham still uses an award chart to determine how much a free night costs. With the current chart, you can expect to pay 7,500, 15,000, or 30,000 points per night.

Using the Wyndham Grand Rio Mar Resort in Puerto Rico as an example, you can see that a stay here would cost 30,000 points per night. With an all-in cash price of $550 per night (with taxes and fees), that's actually a pretty solid redemption and a good use of Chase points.

But that's changing on Sept. 15, 2026, when Wyndham moves to a new four-tier chart with award nights costing 5,000, 15,000, 30,000, and 45,000 points per night, depending on the property. On the low end, some properties will get cheaper when these changes go into effect – but if we're being honest, those probably aren't the type of hotels you'd want to redeem points for anyway. It's far more likely that you'll soon have to pay more for the few high-end hotels in Wyndham's portfolio, and that may or may not be worth considering a transfer from Chase. 

In some cases, transferring Chase points to Wyndham will be a good deal, but it's probably the least attractive of all the bank's hotel partners. Given that the cash rates at many of these hotels are quite cheap, you'll need to do the math to make sure you're getting a good deal. 

Chase Travel℠

Finally, you can book practically any hotel (and even some vacation rentals) through Chase Travel℠ and get a flat 1 cent per point. Find a $100 airport hotel? Redeem 10,000 Chase points and pay nothing out of pocket.

But thanks to Chase's Points Boost offers, the deals sometimes get even better than that. Points Boost is a dynamic redemption system where your points are worth more on specific hotels and flights that Chase has tagged as boosted in the portal at any given time, rather than a fixed value.

The eligible inventory rotates, and the value you can get depends on which card you hold. Chase Sapphire Reserve cardholders can see up to 2.5 cents per point on a small rotating selection of featured properties; up to 2 cents per point on other boosted “The Edit” hotels; and 1.65 cents per point on most other Points Boost hotels. Meanwhile, Chase Sapphire Preferred cardholders can see up to 1.5 cents per point on boosted hotels, instead of the usual 1 cent per point everywhere else.

If you find a Points Boost property that fits your budget and travel plans, these offers can definitely be worth taking advantage of. Looking at a one-night stay in New York City next fall, I see the Hotel Indigo Lower East Side going for a whopping $567 per night. But thanks to Points Boost, I'd “only” need to redeem 43,640 points as a Sapphire Preferred cardholder. 

With this offer, I'm getting approximately 1.3 cents per point instead of the usual 1 cent per point redemption. And it sure beats the 90,000 points per night IHG is charging for an award stay. Absent a big transfer bonus, I'd be paying more than double the cost of transferring my Chase points to IHG to book direct. 

Best of all, this particular hotel is eligible for IHG One Rewards, which means I wouldn't be sacrificing any elite benefits (if that's important to you) and will even earn IHG points because it's treated like a cash stay.

Bottom Line

Chase Ultimate Rewards points are some of the best points you can use to book your next hotel stay, period. They offer a ton of flexibility, no matter where you're heading, which is a big reason why we think they are so valuable.

Whether you want to book a night with a chain hotel like Hyatt or use the Chase Travel portal for a smaller boutique property, there's no shortage of great ways to redeem Chase points for a free night.