The 5 Best Ways to Use Chase Points to Book Hotels (2021)
Chase Travel Credit Cards

5 Ways to Use Chase Points to Book Hotels for Your 2021 Travels

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. For more information check out our Advertising Disclosure.

We love Chase Ultimate Rewards points not just because they’re so valuable, but for their flexibility, too. Sure, you can use Chase points to book flights for pennies on the dollar. But that’s not all: You can use Chase points to book hotels, too.

There is no shortage of ways to use Chase Ultimate Rewards points to cover lodging for your next trip, whether that’s next month or next year. You can transfer points to popular hotel chains, book directly with Chase using your points, and there’s even a sneaky way to redeem Chase points for Airbnb stays. Add it all up, and we’d consider Chase points the best for booking hotels.

So let’s dive into all of the different ways you can use Chase Ultimate Rewards points to cover the cost of lodging.

See our Master Guide to Earning & Burning Chase Ultimate Rewards points

 

 

Use Chase Points to Stay at Hyatt Hotels

We saved the best for first.

One of the absolute best ways to redeem Chase points, period, is using them to book Hyatt hotel stays. The World of Hyatt program has some of the best rates to book nightly stays using points of any hotel program.

And thanks to partnerships with luxury and boutique brands, they have some amazing properties scattered all around the world that you can book using Hyatt points. Even top resorts on the Las Vegas Strip, all-inclusive resorts in Mexico and the Caribbean, and private island escapes in Southeast Asia make the cut.

You can easily transfer your Chase points to Hyatt: Every Chase point gets you 1 Hyatt point, and these transfers are instantaneous. But be warned: These transfers are a one-way street. Like all transfer partners, once you send Chase points to Hyatt, you can’t get them back to your Chase account. So be sure you’ve got your Hyatt redemption lined up before transferring points.

Read our guide on how to transfer Chase points to partner programs here

 

Use Chase Points to Book Hotels Park Hyatt
Park Hyatt Mendoza, bookable with just 12,000 Chase points per night

 

You’ll just need a World of Hyatt loyalty program account before you make the transfer. If you don’t have one, you can sign up for one here.

We think Hyatt is the best option for hotel transfers when it comes to Chase Ultimate Rewards points because of its insanely reasonable redemption rates. It starts at just 5,000 points per night for Hyatt Category 1 properties, as much as 30,000 for Category 7 hotels like top-tier Park Hyatt locations in New York or Tokyo. A handful of small luxury resorts around the world are considered Category 8, which cost 40,000 points per night.

Here’s a look at Hyatt’s full award chart below. Hyatt has implemented peak- and off-peak pricing for stays starting in March 2022, so in the future, your stay could cost you more (or fewer) points than these standard rates.

 

Hotel CategoryStandard Room Points Per NightStandard Suite Points Per NightPremium Suite Points Per Night
15,0008,00010,000
28,00013,00016,000
312,00020,00024,000
415,00024,00030,000
520,00032,00040,000
625,00040,00050,000
730,00048,00060,000
840,000--

 

Hyatt has a ton of amazing values in its portfolio of properties that you can use points to book. This includes some of our favorites, the Hyatt Ziva and Zilara all-inclusive resorts that are scattered throughout Mexico and the Caribbean. If all-inclusive properties are your thing, these are some of the only resorts in the world that can be booked with points. And starting at just 20,000 points per night, it’s a steal.

 

zilara balcony
Hyatt Zilara Cancun

 

Hyatt Ziva and Zilara Cap Cana
Hyatt Zilara Cap Cana

 

Additionally, thanks to Hyatt’s partnership with MGM hotels, you can use Hyatt points to book many of the properties located on the Las Vegas strip. Of course, the top-of-the-line Park Hyatt hotels scattered throughout the world are a favorite as well, starting as low as 12,000 points per night depending on the location. See our review of the Park Hyatt New York City here.

Hyatt has also rolled out the ability to book hotel suites online using Chase points, which opens up some massive value. For example, you can book this massive three-bedroom suite called the “Royal Residence” at the Park Hyatt Zanzibar for just 30,000 points per night. This massive suite typically costs nearly $3,000 a night!

 

hyatt suites online
Park Hyatt Zanzibar, photo courtesy of Hyatt

 

Use Chase Points to Book IHG Rewards Club Stays

Another hotel transfer partner option for Chase Ultimate Rewards is IHG Rewards Club – the brand behind Holiday Inn,  InterContinental, and many others.

Like Hyatt, Chase Ultimate Rewards points will transfer to IHG Rewards Club points on a 1:1 basis. This means that one Chase point will equal 1 IHG point. Once again, these transfers are one-way only. You’ll just need an IHG Rewards Club loyalty program account before you make the transfer.

If you don’t have one, you can sign up for the hotel rewards program here.

 

IHG extending free night certificates
InterContinental at Minneapolis-St. Paul (MSP) airport

 

But just because you can transfer points to IHG Rewards Club doesn’t mean you should. Their award pricing rates are often inflated, and that means it will simply cost more points to book than it may to book a similar room with Hyatt.

Earlier this year, IHG rolled out a dynamic hotel award pricing model. So unlike with Hyatt, there is no set cost for an award night stay: rates can swing wildly based on a number of factors like time of year, events happening close to the property, etc.

Often, that’s a bad thing when it comes time to use your points – but not always. Sometimes, that means properties you want to book will be much cheaper than normal. Case in point: The InterContinental Resort Tahiti can cost as much as 70,000 to 80,000 points each night. But you can find nights for 50,000 points a night as well.

 

IHG Tahiti Booking

 

It is certainly worth checking the IHG program when you are looking to make an award booking. Personally, the only situation I would recommend transferring points from Chase Ultimate Rewards to IHG Rewards Club is if you are just a few thousand points short of booking an award stay and you need to top off your IHG account.

 

Use Chase Points to Book Marriott Bonvoy Stays

The third and final hotel transfer partner offered through Chase Ultimate Rewards is Marriott Bonvoy.

Like all the others, Chase Ultimate Rewards points will transfer to Marriott Bonvoy on a 1:1 basis, so 1 Chase point equals 1 Marriott Bonvoy point. You’ll just need a Marriott Bonvoy loyalty program account before you make the transfer. And if you don’t have one, you can sign up for the hotel loyalty program here.

In our minds, this is much like IHG: While it’s possible to transfer points and book with Marriot, there are simply better ways to use your Chase points. Because of Marriott’s peak and off-Peak award pricing structure, award nights can get spendy very quickly.

Here’s Marriott’s official award chart:

 

Hotel CategoryOff Peak Points RateStandard Points RatePeak Points Rate
15,0007,50010,000
210,00012,50015,000
315,00017,50020,000
420,00025,00030,000
530,00035,00040,000
640,00050,00060,000
750,00060,00070,000
870,00085,000100,000

 

Compared to Hyatt, which allows you to book a night in their top-tier properties for 40,000 points a night, Marriott will charge 85,000. Your Chase points just simply will not go as far when using them to book Marriott properties.

In my opinion, the best way to utilize Chase points transfers to Marriott is to top off your account with a few thousand points if you are just short of making an award booking.

 

Use Chase Points to Book Hotels Through the Chase Travel Portal

The Chase Ultimat Rewards Travel Portal is one of our favorite ways to book flights. But what about hotels?

When you book flights through the portal, your Chase points will be worth more. If you hold the Chase Sapphire Preferred® Card or the Chase Ink Business Preferred® Credit Card, your points will redeem at 1.25 cents each. That means 50,000 points will be worth $625 towards travel. If you hold the Chase Sapphire Reserve®, your points will be worth 1.5 cents each, so 50,000 points will be worth $750 towards travel.

And the same rings true if you’re booking a hotel through Chase. Depending on which Chase card you have, you can book a $200 hotel stay for as few as 13,333 Chase points. While not outstanding, it’s worth looking into and comparing it against some of the transfer partner options – especially when cash hotel rates are relatively cheap.

But there’s a big caveat to keep in mind. Since the Chase Ultimate Rewards Travel Portal is powered by Expedia, your bookings will be made via a third party. And that means you won’t earn hotel points or hotel elite night credits on the vast majority of bookingsIn most cases, any benefits you have from hotel status won’t be honored, either.

 

Use Chase points to book hotels travel portal

 

In my opinion, booking through the Chase travel portal is a great option if you want to use Chase points to book hotels that are not affiliated with a major hotel brand like Marriott, Hyatt, IHG, or Hilton. It allows you the ability to use points when you otherwise wouldn’t be able to.

Take, for example, one of my favorite hotels in the world: the Kempinski Hotel in Berchtesgaden, Germany. Because it is not a part of a major U.S. chain, you can’t use traditional hotel points to book it.

 

Use Chase Points to Book Hotels

 

But with Chase Ultimate Rewards points, you can book it through the Chase travel portal for as low as roughly 20,000 points per night, depending on the nightly cash rate and which Chase card you have.

Also, thanks to a benefits refresh on the Chase Sapphire Cards in August 2021, the Chase Sapphire Preferred Card now offers a $50 statement credit to use on hotel bookings through the Chase Ultimate Rewards Travel Portal each year on your account anniversary.

Read More: How to Use the New $50 Chase Sapphire Preferred Hotel Credit

 

Use Chase Points to Book Airbnb

Airbnb doesn’t yet have its own loyalty program. And that means there are no points you can earn when you book a stay with Airbnb – and no way to redeem Airbnb points for a free night. But that doesn’t mean you can’t use Chase points to book an Airbnb stay.

Thanks to a new partnership with Chase and the Chase Pay Yourself Back benefit available to Chase Sapphire cardholders, you can now use Chase Ultimate Rewards points to book an Airbnb stay until at least April 1, 2022. When you do, your points have the same value as they do through the Chase Travel Portal – 1.25 cents each with the Preferred Card and 1.5 cents each with the Reserve.

In order to use your Chase points to book an Airbnb, all you need to do is make a purchase directly with Airbnb and pay with your Chase Sapphire Preferred or Reserve card.

 

Chase Pay Yourself Back Airbnb

 

Once that charge officially posts to your Sapphire card statement, it will then be eligible for the Pay Yourself Back benefit. This typically takes two to four days to post. You will not be able to redeem points via Pay Yourself back while the purchase is still pending.

Read More: How to Use Chase Ultimate Rewards Points to Book an Airbnb

 

How to Earn Chase Points

Before you can use Chase points to book hotels, you need to earn some Chase Ultimate Rewards points.

The easiest way to quickly earn a stash of Chase Ultimate Rewards points is from a handful of different Chase credit cards. Whether you’re looking for a personal or business credit card, there are plenty of options.

First and foremost, there is the Chase Sapphire Preferred Card. In our opinion, it’s the best card out there for beginners and one of the best all-around travel credit cards, period. You’ll earn 2x points per dollar spent on dining and travel, 5x points spent on Lyft rides through March of 2022, and 1x point per dollar spent on everything else.

Make sure to read our full review of the Chase Sapphire Preferred Card

Welcome Bonus: 60,000 Chase Points after spending $4,000 in the first three months of card membership.

Annual Fee: $95

 

chase sapphire preferred offer ending

 

Next, there’s the bigger sibling of the Chase Sapphire Preferred Card called the Chase Sapphire Reserve. The card launched back in 2016 and provides tons of travel-focused benefits like lounge access, an annual $300 credit for travel expenses, travel insurance, and much more. But those benefits come at a cost: The annual fee on the card clocks in at $550.

Make sure to read our full review of the Chase Sapphire Reserve Card

Welcome Bonus: 50,000 Chase Points after spending $4,000 in the first three months of card membership.

Annual Fee: $550

 

Chase Sapphire Reserve Card

 

Then there are the no-annual-fee Chase Freedom Unlimited® and Chase Freedom Flex cards. While Chase markets these as no annual fee cashback cards, they get infinitely more valuable if you hold pair them with a Chase Sapphire card. That’s because you can turn your cashback into Chase Ultimate Rewards – each cent gets you 1 point. And since both cards earn bonuses in a number of categories not covered by the Sapphire cards, a Sapphire and Freedom card together form a powerful tandem.

Just what you get with each Freedom Card varies, so make sure to read our post comparing them to help make the decision on which is right for you.

Welcome Bonus: Both cards offer $200 cashback (or 20,000 Chase points) after spending $500 in the first three months of card membership.

Annual Fee: $0

 

Chase Freedom Cards

 

Chase also offers a suite of small business credit cards that earn Chase Ultimate Rewards points. If you’re a small business owner, they’re an easy way to bolster your Chase balance.

To start, there’s the Chase Ink Business Preferred Credit Card. You’ll earn 3x points per dollar spent on the first $150,000 spent on travel and select business categories like social media advertising each year.

Welcome Bonus: 100,000 Chase points after spending $15,000 in the first three months of card membership.

Annual Fee: $95

 

Chase Ink Cards

 

Finally, there is the Chase Ink Business Cash® Credit Card and the Chase Ink Business Unlimited® Credit Card. And these cards function similarly to the Freedom Cards – they technically earn cashback, but if you hold them with a card that earns Chase Ultimate Rewards points, you can convert the cashback into points.

Both cards have no annual fee and can be another great boost to your Chase balance.

Welcome Bonus: Both cards offer $750 cashback (or 75,000 Chase points) after spending $7,500 in the first three months of card membership.

Annual Fee: $0

 

Bottom Line About Using Chase Points to Book Hotel Stays

Chase Ultimate Rewards points are some of the best points you can use to book your next hotel stay, period. They offer a ton of flexibility and options which is a big reason why we think they are so valuable.

Whether you want to use Chase points to book hotels with a chain like Hyatt or use the Chase travel portal to book a smaller boutique hotel, your options are limitless.

 

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *