Uber American Express Benefits: Maximize Your Uber (& Uber Eats) Perks
uber american express benefits

Uber American Express Benefits: Maximize Your Uber (& Uber Eats) Perks

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Some of the best American Express travel credit cards like the American Express® Gold Card and the Platinum Card® from American Express come with easy-to-use perks with Uber. Those savings can help you justify annual fees – and stop fearing them altogether.

These Uber benefits on Amex cards come in two forms: Monthly Uber credits that you can put towards an Uber rides or Uber Eats orders and a free yearlong membership with Uber Eats Pass. Just how much you get a month in Uber credits depends on which card you have, while Uber Eats Pass gets you discounts and waives delivery fees.

Use them right and these perks can save you a few hundred dollars a year. Here’s how.

 

coronavirus news travel

 

American Express’s Uber and Uber Eats Cash Benefits

The easiest way to reap value from your American Express Gold or Platinum Card starts by simply adding that card with your Uber account wallet.

That addition will automatically trigger these credits to your account as Uber Cash. Once it’s in your account, these credits automatically repopulate at the first of the month.

Exactly how much you get depends on which card you have.

  • American Express Gold cardholders get up to $10 a month to put towards any Uber ride or Uber Eats order. That’s a total value of up to $120 a year.
  • American Express Platinum cardholders get $15 a month (and up to $35 in December to finish the year) for a total of up to $200 if you use up all these credits.

 

Amex Gold card

 

But there’s one critical point about these credits: Unused Uber cash doesn’t roll over to the next month. This is a use it or lose it benefit. That makes it important to make sure you use up these credits in full each month.

If you can maximize these credits with the Amex Gold Card, you’re making nearly half the card’s $250 annual fee (see rates & fees) back through Uber alone. The Gold Card offers tons of other benefits, too, like earning 4x points at restaurants and 4x points at U.S. supermarkets on up to $25,000 of spending a year. That’s why we think it’s one of the best credit cards – and the best card to earn Delta SkyMiles – yes, even better than Delta’s co-branded credit cards.

 

Amex Rose Gold

 

Click Here to learn more about the American Express Gold Card.

 

With up to $200 a year towards Uber rides or Uber Eats, the Amex Platinum’s Uber credits go even farther. Use them all, and it can take a serious dent out of the card’s $695 annual fee (see rates & fees).

 

Amex Uber credits
A screenshot of my $15 Uber credit in my account on the first day of October.

 

Platinum cardholders also get Uber VIP status where available, which means they’ll be matched with top-rated drivers in select major cities.

 

amex platinum card

 

Click Here to learn more about the Platinum Card® from American Express.

 

These benefits can add up quick over the months, but there’s more on the table.

 

American Express and the Uber Eats Pass

The monthly credits are a well-advertised benefit for American Express cardholders. But there’s another valuable and underrated benefit if you ask me.

Platinum and Gold cardholders also get a free year with Uber Eats Pass. This membership typically costs $119 a year. This benefit is also available with the American Express® Green Card, too.

So what do you get with Uber Eats Pass?

  • $0 delivery fees on all orders
  • 5% off all orders over $15 at eligible restaurants
  • 10% off your first three Uber rides each month – and 15% off Uber Black rides
  • You must register by 12/31/2021.

 

uber eats app

 

To enroll in the Eats Pass for free, just download the Uber Eats app and add your American Express card to the wallet. From there, the app should ask if you’d like to activate your complimentary Uber Eats Pass and confirm enrollment.

 

Amex Uber Eats credit

 

A month before your free year of Uber Eats Pass membership is set to expire, Uber will notify you that it is expiring before charging you $9.99 per month for Uber Eats Pass.

 

Doing the Math on Amex Uber Benefits

If you can maximize all these credits and benefits, it can make it much easier to stomach

We’ve explained all of the ways annual fees credit cards are made worth it by the benefits they offer, but even if you’re just looking at the value the cards give you on Uber, you can make out pretty well. Here’s an example.

At $695 a year, the Amex Platinum Card certainly isn’t cheap. But let’s say you use up your Uber credits each month and also make good use of your free year of Uber Eats Pass membership with free delivery fees, discounted takeout orders, and Uber ride discounts.

Add that up, and it’s $320 in savings – $200 in Uber credits and roughly $120 for Uber Eats Pass – for your first year with the card. That effectively brings down your first-year annual fee to $375. And that’s before you start tallying up all the other Amex Platinum benefits like annual airline credits, a free CLEAR membership, and much more.

You have to do the math for yourself to see if it makes sense. But in many cases, it can – especially on cheaper cards like the Amex Gold card.

 

Bottom Line

American Express credit cards come with some hefty annual fees, but savvy users who reap the most rewards from their monthly Uber credits and benefits can make those fees seem less daunting.

By utilizing the Uber Eats Pass and maximizing your monthly credits on Uber rides and Uber Eats, you can save hundreds with one of these Amex cards in your wallet.

 

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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