Two of the most popular premium travel credit cards couldn’t be more different – even though they often get lumped together.

On one side, there’s the American Express Platinum Card®: a flashy, perk-packed card that’s evolved into as much of a lifestyle status symbol as it is a travel tool. Between airport lounge access, hotel perks, Uber Cash, dining credits, shopping credits, and more, Amex says the card can deliver thousands in annual value – if you’re willing to put in the work.

On the other side sits the Capital One Venture X Rewards Credit Card, a card that quietly does exactly what most travelers want. It earns 2x points on everything, offers easy-to-use travel credits, strong protections, and an annual fee that’s less than half the cost of the Platinum – while still delivering premium travel perks like lounge access and rental car elite status.

So which card actually makes sense for your travel style? Is the Amex Platinum really worth $895 per year (see rates & fees)? Or is Venture X, with its more palatable $395 annual fee, the smarter, simpler choice for most travelers?

In our latest YouTube video, we put both cards head-to-head and break down which one deserves a spot in your wallet – and whether having both might actually make sense.

 

 

  • 00:04 – Venture X vs. Amex Platinum: The Big Question
  • 00:28 – Quick Overview: Luxury vs. Simplicity
  • 01:11 – Annual Fees Explained
  • 01:27 – Credits & Benefits Breakdown
  • 02:26 – Earning Points: Everyday vs. Travel
  • 02:55 – Redeeming Points & Award Travel
  • 07:25 – Final Verdict: Which Card Is Best for You?

 

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