Earn Ultimate Rewards Points with the Shop Through Chase Portal
When it comes to earning points and miles, one of the most important things you can do is maximize every dollar you are already spending. Chase makes this easier than other banks by way of their Shop Through Chase Portal for Chase Sapphire cardholders.
If you hold either the Chase Sapphire Preferred or the Chase Sapphire Reserve card, you will have access to the Shop Through Chase portal. This means you can earn bonus Ultimate Rewards points for shopping at hundreds of online retailers. All you need to do is click through the Shop Through Chase portal on your way to the retailer of your choosing.
How to Use the Shop Through Chase Portal
Over the weekend, I made a purchase for my daughter at backcountry.com using the Shop Through Chase Portal. I figured it is a topic worth writing about as I am sure many are not aware this opportunity exists to earn additional Ultimate Rewards points for shopping you are going to do anyway.
My first stop before making any purchase online is cashbackmonitor.com. Cashback Monitor allows you to search for any online retailer and will show you the cashback or points portals that you can earn a bonus at for shopping there. As you can see below, BackCountry is currently offering 5 Ultimate Rewards points per dollar spent when you use the shop through Chase Portal.
There are a few other websites that will give you this same information, but I find that Cashback Monitor is the easiest to use and their information always seems to be in real time.
As you can see above, many different airlines have similar shopping portals. However, I will always elect to earn a flexible points currency like Chase Ultimate Rewards. Once I decided that I was going to use the Shop Through Chase Portal for my purchase at BackCountry, it was time to head to my online Chase account.
Once on the Ultimate Rewards homepage, click the “Earn Bonus Points” button. This will take you to the Shop Through Chase Portal.
Once on the Shop Through Chase page, you will see hundreds of retailers that offer bonus Ultimate Rewards points for using the portal. If you don’t see the retailer you are looking for on the first page, you can simply do a search for your desired retailer. As you can see below, BackCountry is offering 5 bonus Ultimate Rewards points for every dollar spent.
This is the same number we saw at CashBack Monitor, but keep in mind that the bonus points offered are constantly changing. It is always a good idea to check CashBack Monitor first as mentioned in step one. This will ensure you are using the portal that will best maximize your purchase.
Once I click on the BackCountry square, you will be given a disclaimer that lets you know you will be leaving the Shop Through Chase Portal and that you will earn bonus Ultimate Rewards points as long as you complete the purchase at the merchant’s website. Towards the bottom of the box, you will see the terms and conditions for the specific retailer. Typically this will inform you if there are any products that are not eligible to earn bonus Ultimate Rewards points. I didn’t see what I was looking to purchase listed, so I was all set.
Once you are ready, you can click on the green button that will bring you directly to your selected retailer’s website.
Once on the retailer’s website, you can do your shopping and checkout as you normally would. Although you have to have either the Chase Sapphire Preferred or Chase Sapphire Reserve card to have access to the Shop Through Chase Portal, it is not a requirement that you actually use that card to complete the purchase. You are free to use any credit card of your choosing.
I elected to use my Blue Business Plus Card from American Express as it earns 2x American Express Membership Rewards points for every dollar spent up to $50,000 annually.
A few days after completing your purchase, you will receive an email from Chase thanking you for using the Shop through Chase Portal. In total, I spent $126 at BackCountry. Because I earned 5 Ultimate Rewards points per dollar, you will see below that I earned 630 Chase Ultimate Rewards points. On top of that, I also earned 252 American Express Membership Rewards points by paying with my Amex Blue Business Plus card since it earns 2x points on all purchases.
Just for clicking through the Shop Through Chase Portal, which took an extra 30 seconds, I earned a total of 882 (630 Ultimate Rewards and 252 Membership Rewards) points for shopping I was going to do anyhow. There are literally hundreds of retailers that are available through the portal, and I think you would have to try fairly hard to find one that you are not already shopping at.
There is no limit to how many Ultimate Rewards points you can earn each year through the Chase shopping portal. By making a few extra clicks through the Chase website before heading to the retailer’s website, you can easily earn thousands of additional Ultimate Rewards points each year. As mentioned above, you must carry one of the Chase Sapphire cards to utilize the portal.
My approach to using Shop Through Chase is simple. If I can buy something online through the portal and avoid a retail brick and mortar store while earning bonus Ultimate Rewards points in the process, it’s a no-brainer. I will always choose the extra Ultimate Rewards points, and you should too.
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