Can Someone Else Use My Credit Card’s Global Entry Credit?
The Thrifty Traveler team has gotten this question recently: “If I have a credit card that reimburses the cost of Global Entry or TSA PreCheck can I use the benefit for someone else if I already have it?”
Perhaps you have a friend, family member, or spouse who would love to have TSA PreCheck or Global Entry. Or maybe you’re just tired of waiting for your travel buddy on the other side of security.
Can they use your credit card perk to cover the application cost for themselves? The answer is yes. When using your travel rewards credit card to cover the cost of Global Entry, there is no requirement that the credit is used for the primary cardholder on the account.
I recently used Thrifty Traveler’s Editor-in-Chief and (resident credit card guru) Nick’s American Express Platinum card to get free Global Entry. He had already used his Chase Sapphire Reserve card to get the benefit for himself, so the credit on his Platinum card was going unused. Here’s what you need to know, and how to do it.
Should I get TSA PreCheck or Global Entry?
The answer is simple: if your credit card covers it, get Global Entry. Global Entry is a two-for-one: a fast-pass through immigration when you re-enter the United States from an international trip, and membership in the TSA PreCheck program.
Yes: when you have Global Entry, TSA PreCheck is included as a part of the program. Applying is straightforward just like with TSA PreCheck, and the interview is a breeze as long as you don’t have a criminal record.
Thrifty Tip: Read more about whether to get TSA PreCheck or Global Entry here.
Credit Cards Offering Free a TSA PreCheck or Global Entry Credit:
Why pay for Global Entry when you can get it for free by carrying a travel rewards credit card? Here are our favorite travel rewards cards that reimburse you for your TSA PreCheck or Global Entry application.
The Capital One Venture Card
The Capital One Venture Rewards Card just recently added free Global Entry or TSA PreCheck as a benefit of holding the credit card. It is one of the most cost-effective options on this list as the annual fee on the card is only $95 and is even waived in the first year of card membership.
The card is offering a sign-up bonus of 50,000 Capital One Venture Miles ($500 value) after spending $3,000 in the first 3 months of card membership.
Click Here to learn more about the Capital One Venture card.
The American Express Platinum Card
The American Express Platinum Card offers free Global Entry or TSA PreCheck every 4 years. It also offers the best airport lounge access available from any credit card product, and we’ve named it the best card for Delta flyers.
The card is offering a welcome offer of 60,000 American Express Membership Rewards points after spending $5,000 in the first 3 months of card membership. However, make sure to check and see if you are eligible for the 100,000 point welcome bonus offer.
Click Here to learn more about the American Express Platinum card.
The Chase Sapphire Reserve Card
We’ve named the Chase Sapphire Reserve Card our favorite travel rewards credit card. Outside of the free Global Entry/TSA PreCheck credit it offers, it also comes with Priority Pass Lounge access, an annual $300 travel credit and a host of other premium benefits.
The card is offering a sign-up bonus of 50,000 Chase Ultimate Rewards points after spending $4,000 in the first 3 months of card membership which can be redeemed for up to $750 towards travel. See our post on 5 Great Ways to use this bonus.
Click Here to learn more about the Chase Sapphire Reserve card.
The PenFed PathFinder Rewards Card
The PenFed PathFinder Rewards Card is the only card on this list that doesn’t have an annual fee. However, holding the card does require PenFed membership. If you are a member of the military, then you will automatically qualify for membership. If not, the easiest way to do this is is to simply donate $17 to the National Military Family Organization or Voices for America’s Troops.
Once eligible to join, PenFed requires opening a savings account with a minimum $5 deposit for membership. There are no fees associated with having this account.
On top of the free Global Entry/TSA PreCheck credit, the card offers an annual $100 airline incidental fee credit and has no foreign transaction fees. We’ve named it one of the best no annual fee credit cards.
Further, the card is offering a welcome offer bonus of 25,000 points after spending $2,500 in the first 3 months of card membership. When these points are redeemed for travel, they can be worth up to 1.25 cents each.
Click Here to learn more about the PenFed PathFinder Rewards Card.
Cover Yourself First
Before lending your credit card that offers free Global Entry, make sure you’ve got this service covered for yourself. This benefit can only be reaped once every four years, and Global Entry must be renewed every 5 years.
In this case, we recommend planning to cover your own cost of Global Entry using your credit card first. If you have more than one of the credit cards above or receive Global Entry from an employer or another source already, it is a great opportunity to share the wealth.
How to Use the Global Entry Credit on Someone Else’s Card
I recently decided I wanted Global Entry, but don’t currently carry a travel rewards credit card that offers the benefit. However, my coworker Nick holds both the American Express Platinum card and the Chase Sapphire Reserve cards and only needs to use one to use and renew his Global Entry. Nick offered to let me use the Global Entry credit benefit on his American Express Platinum card so I could get Global Entry for free.
The application process for Global Entry is simple but can take a bit of time to fill out. You’ll need to fill out personal information, such as where you have lived and worked in the past five years. Once you’ve completed the application and been conditionally approved, you’ll need to schedule an interview at one of the designated locations. Read the in-depth process of how to apply for Global Entry here.
There is only one difference in your application if you use someone else’s credit card that holds the Global Entry benefit: you will pay the $100 cost of Global Entry with their credit card.
Their credit card will then be credited for the amount of $100. The name on the credit card and the name on the Global Entry application don’t need to match for this reimbursement to go through. Just keep in mind that most of the credit cards above only allow for the Global Entry credit to be redeemed once every 4 years, so keep timing in mind when utilizing this perk.
Feeling generous and want to get your friend, family member, or spouse Global Entry with your credit card perk? Simply have them go through the application process as usual and pay with your credit card to be reimbursed in full. Remember to keep one card’s Global Entry reimbursement every 4 years for yourself, to reapply every 5 years as required.
However, if you have more than one of the cards above and want to gift Global Entry to a fellow travel buddy, use that awesome travel perk and make their day.
Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer.
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.