American Express is drastically expanding the network of restaurants tied to its credit card dining perks – a move that could make it much easier for cardholders to use those benefits.
Resy – the restaurant reservation platform Amex acquired in 2019 – will soon absorb rival booking service Tock, bringing thousands more restaurants and even wineries into the Resy ecosystem. That's expected to go live sometime this summer.
And when it does, more than 25,000 venues will be bookable through Resy, according to a recent announcement. For travelers carrying cards like the *amex gold*, the *amex platinum*, or even select Delta co-branded Amex cards, that expansion means many more places to use the dining credits built into those cards – including in smaller cities outside of New York, Los Angeles, or Chicago where these credits have traditionally been far easier to use.
Read More: How to Use the Resy Dining Credits on Your American Express Card
A Quick Refresher on Amex's Resy Dining Credits
American Express has leaned heavily into dining perks in recent years, baking Resy statement credits into several of its premium cards.
Depending on which card you carry, those credits can add up quickly. Here are the Amex cards currently offering Resy dining credits:
- The *amex platinum*: Up to $400 of Resy restaurant credits annually, split into a $100 credit every quarter.
- The *amex gold*: Up to $100 of Resy restaurant credits annually, split into $50 credits each half year. $50 from January through June, and another $50 from July through December.
- The *delta reserve card*: Up to $240 of Resy restaurant credits annually, doled out in $20 increments each month.
- The *delta skymiles platinum card*: Up to $120 of Resy restaurant credits annually, doled out in $10 increments each month.
Before you use these credits, make sure to head to the benefits tab in your Amex account (or the mobile app) and activate them. You won't receive the credits unless you are first enrolled in the benefit.
Once you do, you can use your eligible card at a Resy-participating restaurant, and the credit is automatically applied to your statement. You're not required to make a reservation for the credit to apply; simply put the charge on your card, and the statement credit should post automatically. Importantly, it's a use-it-or-lose-it credit. Any unused amount at the end of the period will be forfeited.
Struggling to keep track of all your credits and benefits? Use our free, one-of-a-kind tool!
These credits are valid only at restaurants in the Resy network, which can make them harder to use outside major cities. That’s where this new integration with Tock could really help.
Thousands of New Restaurants Coming to Resy
Tock specializes in fine-dining restaurants, tasting-menu experiences, and winery bookings – almost all of which aren’t currently available on Resy.
Once the two platforms combine later this year, many of those venues will become searchable and bookable directly within the Resy app. That includes acclaimed restaurants like Alinea in Chicago, Atomix in New York City, Lazy Bear in San Francisco, Canlis in Seattle, and thousands more.
American Express also confirmed that Tock venues will begin accepting the Resy dining credit in 2026, giving cardholders even more options for using the benefit. As with existing Resy credits, the perk will likely apply only at participating restaurants rather than every venue or ticketed dining experience on the platform.
The move also means the Tock app and website will eventually shut down, with restaurants migrating into the Resy platform instead.
Related Reading: A Handy Tool for Putting Your Premium Card Dining Credits to Use
Amex Is Way Ahead on Dining Credits
American Express isn’t the only credit card issuer trying to integrate dining perks on its top travel cards to restaurant reservation platforms. They're just doing it bigger – and arguably better – than any of their competitors.
The newly refreshed Chase Sapphire Reserve® now offers dining credits that can be used at OpenTable partner restaurants, too.
*chase sapphire reserve* and J.P. Morgan Reserve cardholders can now get up to $300 in statement credits each year for dining purchases. But the credit comes with two important twists:
- It’s split in half: up to $150 back from January through June, and another $150 from July through December. You can’t spend it all at once.
- It only works at restaurants that offer Sapphire Reserve exclusive tables through OpenTable’s Sapphire Reserve Dining Collection.
The idea is similar to Amex’s Resy credits, but the difference is scale: Chase’s OpenTable dining credit currently works at fewer than 400 participating restaurants across the U.S.
Even before adding Tock restaurants, Resy already worked with thousands of restaurants. Once the two platforms combine later this year, the network will expand to more than 25,000 venues.
That massive footprint gives Amex a clear advantage: Cardholders simply have far more places to use their dining credits. And as more Tock venues begin accepting the Resy credit over time, that gap will grow even larger.
Bottom Line
American Express plans to combine Resy and Tock into a single dining platform this summer, bringing more than 25,000 restaurants, wineries, and culinary experiences into the Resy ecosystem.
For Amex cardholders with Resy dining credits, that expansion should make the perk significantly easier to use – especially outside of major cities where Tock simply has a larger footprint. In the increasingly competitive world of premium credit card perks, it’s another way Amex is widening its lead in the race to win over travelers.
