Believe it or not, it’s always been possible to use the Chase points to buy Apple products – at least with the points you earn from cards like Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® to purchase Apple products. But it hasn’t been a great deal: Those points are typically worth 1.2 cents each when buying Apple gear through the Chase portal, regardless of which credit card you hold.
Just in time for the holiday shopping season, that’s getting better – at least for now. Through Nov. 30, your Chase Ultimate Rewards points will be worth up to 50% more when redeeming towards Apple products through the Chase Ultimate Rewards portal.
With the Chase Sapphire Preferred Card, or the Ink Business Preferred Card, you can redeem points for 1.25 cents each to buy Airpods, iPhones, Apple Watches, a Macbook, or other Apple accessories. With the Chase Sapphire Reserve Card, you get 1.5 cents per point toward those Apple purchases.
Even the Freedom cards get a bonus – though it’s a small one. If you hold one of the Chase Freedom Cards or even the Ink Business Cash or Unlimited Cards, your points will be worth 10% more towards Apple products: They will be worth 1.1 cents each through the end of November.
We see this limited-time offer every year or so, allowing you to get the same value you get using those Chase points to book travel – or using the new Chase Pay Yourself Back feature. And it’s just another way to get some extra value out of your Chase points.
How to Use Chase Points to Buy Apple Products
If you have a card that earns Chase Ultimate Rewards points like the Chase Sapphire Preferred Card, the Chase Sapphire Reserve, the Ink Business Preferred Credit Card, or the Chase Ink Business Unlimited or Cash cards, you can simply log in to your account on the Ultimate Rewards home page.
From here, on the top navigation bar, you will see Apple listed as one of the options.
That will bring you to a marketplace where you can use your Chase points to pay for Apple products at an increased rate. And since I hold the Chase Sapphire Reserve, my points are worth 50% more through Nov. 30.
Take, for example, the new Apple AirTags, one of the best new travel accessories on the market. These normally retail for $99 for a four-pack. Since I hold the Chase Sapphire Reserve, my points are worth 1.5 cents each buying Apple Products. That means I could buy these AirTags for just 6,600 points.
With the Chase Sapphire Preferred, they would cost 7,920 points – since the points would redeem at 1.25 cents each.
As mentioned, you will be able to find Mac computers, iPads, the Apple Watch, Apple TV, and tons of Apple product accessories available for this promotion through Nov. 30.
This is a great deal – especially if you are in the market for any Apple products. Since Chase points now redeem at 25% to 50% more depending on what card you hold, you aren’t losing much value by using them to buy a pair of Airpods – or any value at all.
You’re getting the same bang for your buck as if you used Chase points to book travel through the Chase Ultimate Rewards portal or using the new Pay Yourself Back feature. And while it’s certainly possible to squeeze more out of these points by transferring them to an airline or hotel partner, this is still a strong option – especially if you don’t have plans to travel anytime soon.
This new offer to use Chase points to purchase Apple products for up to 50% more is valid through Nov. 30. That’s worth taking advantage of if you’ve got some Chase points and have some Apple gear on your wishlist.