Chase Announces Q4 2019 Chase Freedom Bonus Categories
A new quarter means a new set of Chase Freedom bonus categories. Get 5% cashback (or 5x points) at department stores and all purchases using PayPal or Chase Pay in the fourth quarter of 2019!
These offers will begin on October 1 and run through December 30, 2019, as first reported by The Points Guy. Registration for these new bonus categories will open, tomorrow, on Saturday, Sept. 14. Just head to the Chase bonus activation page.
If you aren’t familiar with the Chase Freedom credit card, it is a phenomenal cashback card with no annual fee that offers an increased cashback rate on rotating categories on a quarterly basis. But if you’re after more Chase Ultimate Rewards points, you’re in luck.
As an added bonus, if you hold a Chase Sapphire Reserve or a Chase Sapphire Preferred credit card, the cashback can be moved into your Ultimate Rewards points balance. Because of this, you would effectively be earning 5x Ultimate Rewards on the bonus categories from the Freedom card. This is a great deal and the reason I often recommend the Chase Freedom card as a complement to the Sapphire credit cards.
Benefits of the Chase Freedom Card
Sign up Bonus: Earn $150 Bonus after you spend $500 in the first three months of card membership.
Earn 5% Cash Back: Earn 5% cashback on up to $1,500 in spending in rotating quarterly bonus categories. Q4 of 2019 will earn 5% cashback at department stores & via PayPal and Chase Pay.
Unlimited 1% Cash Back: Earn an unlimited 1% cashback on all other purchases.
No Annual Fee
Affected By The Chase 5/24 Rule: This card is subjected to Chase’s 5/24 rule, so this is something to be aware of before applying.
Click Here to learn more about the Chase Freedom Card
Previous 5x Chase Freedom Bonus Categories
Here is a quick look at what the Chase Freedom card’s 5x bonus categories have been in previous quarters.
|Quarter||5x Bonus Categories|
|Q3 2019||Gas stations, streaming services|
|Q2 2019||Grocery stores, home improvement stores|
|Q1 2019||Gas stations, drug stores, tolls|
|Q4 2018||Wholesale clubs, department stores, Chase Pay
|Q3 2018||Walgreens, gas stations, and Lyft
|Q2 2018||Groceries, PayPal, Chase Pay|
|Q1 2018||Mobile wallets, gas stations, internet, cable and phone service payments
The Chase Freedom card is an excellent no annual fee cashback credit card that gets even better if you hold one of the Chase Sapphire cards. Additionally, the Chase Freedom bonus categories for the fourth quarter of 2019 should be easy to maximize.
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