A new quarter means a new quarterly set of Chase Freedom bonus categories. Starting July 1, it should be easy to maximize the newest set of categories.
Chase has announced you’ll get 5% cashback (or 5x points) on Amazon orders as well as Whole Foods! These categories are in effect from July 1 through Sept. 30.
You can register for these new Chase Freedom bonus categories today. Just head to the Chase bonus activation page. Make sure to register before Sept. 14.
If you aren’t familiar with the Chase Freedom credit card, it is a phenomenal cashback card with no annual fee that offers an increased cashback rate on rotating categories on a quarterly basis. But if you’re after more Chase Ultimate Rewards points, you’re in luck.
As an added bonus, if you hold a Chase Sapphire Reserve or a Chase Sapphire Preferred credit card, the cashback can be moved into your Ultimate Rewards points balance. That means you can effectively earn 5x Ultimate Rewards on the bonus categories from the Freedom card. That’s a great deal, and the reason the Chase Freedom card is the perfect complement to the Sapphire credit cards.
Benefits of the Chase Freedom Card
Sign up Bonus: Earn $200 Bonus after you spend $500 in the first three months of card membership.
Earn 5% Cash Back: Earn 5% cash back on up to $1,500 in spending in rotating quarterly bonus categories. Q2 of 2020 will earn 5% cash back at grocery stores (not including Walmart and Target), fitness clubs & gym memberships.
Unlimited 1% Cash Back: Earn an unlimited 1% cashback on all other purchases.
No Annual Fee
Affected By The Chase 5/24 Rule: This card is subjected to Chase’s 5/24 rule, so you may not be eligible for the card depending on how many credit cards you’ve opened in the last 24 months.
Click Here to learn more about the Chase Freedom Card
Previous 5x Chase Freedom Bonus Categories
Here is a quick look at what the Chase Freedom card’s 5x bonus categories have been in previous quarters.
|Quarter||5x Bonus Categories|
|Q2 2020||Grocery stores, gym memberships, streaming services|
|Q1 2020||Gas stations, internet, cable, & streaming services|
|Q4 2019||Department stores, PayPal & Chase Pay Purchases|
|Q3 2019||Gas stations, streaming services|
|Q2 2019||Grocery stores, home improvement stores|
|Q1 2019||Gas stations, drug stores, tolls|
|Q4 2018||Wholesale clubs, department stores, Chase Pay
|Q3 2018||Walgreens, gas stations, and Lyft
|Q2 2018||Groceries, PayPal, Chase Pay|
|Q1 2018||Mobile wallets, gas stations, internet, cable and phone service payments
The Chase Freedom card is an excellent no annual fee cash back credit card that gets even better if you hold one of the Chase Sapphire cards. This latest set of Chase Freedom bonus categories for the third quarter of 2020 should be easy to maximize.