chase points to buy apple

Get up to a 50% Bonus Using Chase Points to Buy Apple Products

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Believe it or not, it’s always been possible to use the Chase points to buy Apple products – at least with the points you earn from cards like Chase Sapphire Preferred Card and the Chase Sapphire Reserve to purchase Apple products. But it was never a great deal: Those points were worth 1.2 cents each when buying Apple gear through the Chase portal, regardless of which credit card you hold.

That’s changing. As of Oct. 15, your Chase points will be worth up to 50% more when redeeming towards Apple products through the Chase Ultimate Rewards portal. If you hold the Chase Sapphire Preferred Card, you can redeem points for 1.25 cents each to buy Airpods, Apple Watches, an iPad, or other Apple accessories. With the Chase Sapphire Reserve Card, you get 1.5 cents per point toward Apple purchases.

This new bonus runs through Nov. 15, and it’s a great deal. It’s the same value you get using those Chase points to book travel – or using the new Chase Pay Yourself Back feature. And it’s just another way to get some extra value out of your Chase points when travel is still on hold for many.


How to Use Chase Points to Buy Apple Products

If you have a card that earns Chase Ultimate Rewards points like the Chase Sapphire Preferred Card, the Chase Sapphire Reserve, the Ink Business Preferred Credit Card, or the Chase Ink Business Plus, you can simply log in to your account on the Ultimate Rewards home page.

From here, on the tap navigation bar, you will see Apple listed as one of the options.

chase points to buy apple 

That will bring you to a marketplace where you can use your Chase points to pay for Apple products at an increased rate. And since I hold the Chase Sapphire Reserve, my points are worth 50% more through Nov. 15.

chase points to buy apple 

Take, for example, the Apple Airpods. These normally retail for $159. Since I hold the Chase Sapphire Reserve, my points are worth 1.5 cents each buying Apple Products. That means I could buy these Airpods for just 10,600 points.

With the Chase Sapphire Preferred, they would cost 12,720 points – since my points would redeem at 1.25 cents each.

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You will be able to find Mac computers, iPads, the Apple Watch, Apple TV, and tons of Apple product accessories available for this promotion through Nov. 15.

iPhones are not currently available through the Chase portal at the time of publication, but that could change as Apple gears up to release its newest iPhone model.


Our Analysis

This is a great deal – especially if you are in the market for any Apple products. Since these Chase points now redeem at 25% to 50% more depending on what card you hold, you aren’t losing much value by using them to buy a pair of Airpods – or any value at all.

You’re getting the same bang for your buck as if you used Chase points to book travel through the Chase Ultimate Rewards portal or using the new Pay Yourself Back feature. And while it’s certainly possible to squeeze more out of these points by transferring them to an airline or hotel partner, this is still a strong option – especially if you don’t have plans to travel anytime soon.

Chase (and every bank) keeps finding creative new ways to give travelers more options to use their points while they’re stuck at home. This is a welcome addition.


Bottom Line

This new offer to use Chase points to purchase Apple products for up to 50% more is valid through Nov. 15. That’s worth taking advantage of if you’ve got some Chase points and have some Apple gear on your wishlist.


Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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