Talking Points with Thrifty Traveler: March 9th

Talking Points With Thrifty Traveler

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Our new series, Talking Points with Thrifty Traveler, is designed to help readers answer any questions they might have for the Thrifty Traveler team. The questions can be anything from credit card points & miles, travel recommendations, flight questions, or anything you want us to answer. Have a question? Email me at [email protected] to be featured in our Talking Points segment.


I Just Opened the Chase Sapphire Reserve Card. Does the $300 Travel Credit Count Towards My Minimum Spending Requirement? – Felicia K. 

One of my favorite benefits of the Chase Sapphire Reserve credit card is the annual $300 travel credit it offers. Any spending you do on travel that is reimbursed from the annual credit will count towards your $4,000 minimum spending requirement for the sign up bonus. However, since the $450 annual fee is not waived, this will be charged after your first statement closes. The $450 annual fee will not count towards your minimum spending requirement.


Is There a Certain Day of the Week That is Better for Purchasing Airfare? – Will W.

Generally no. What is more important is the day of your actual travels. The cheapest flights typically depart and return on Tuesday, Wednesday or Saturday. Being flexible with your travel dates is the key to being a Thrifty Traveler and saving money. For more information and tips on booking cheaper travel, see our article on the cheapest times to travel.


If I Close My American Express Delta Credit Card Will I Lose the SkyMiles I Earned on the Card? – Dan S. 

Any points you earn from a co-branded credit card will not be clawed back after you close the account. Co-branded cards are credit cards offered by a bank that are jointly sponsored by both the bank and a retail merchant like an airline or hotel.

Points earned from credit cards that earn bank points like Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou points or US Bank FlexPerks will be clawed back if you have a remaining balance upon closing your account.


Bottom Line

Have a question you want answered? Send them to [email protected] to be featured in our weekly segment, Talking Points with Thrifty Traveler.


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