Talking Points with Thrifty Traveler: April 6th

Talking Points With Thrifty Traveler

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Our weekly series, Talking Points with Thrifty Traveler, is designed to help readers answer any questions they might have for the Thrifty Traveler team. The questions can be anything from credit card points & miles, travel recommendations, flight questions, or anything you want us to answer. Have a question? Email me at [email protected] to be featured in our Friday Talking Points segment.


What is the biggest differences between the Delta SkyMiles Gold & Platinum co-branded credit cards? – Steve T. 

Delta offers four different American Express co-branded credit cards. The Blue, Gold, Platinum & Reserve Delta SkyMiles cards. Right now both the Gold and the Platinum versions of the cards are offering an increased welcome bonus offer of up to 70,000 SkyMiles.

The Gold Delta SkyMiles credit card is a great card for the majority of people who fly Delta and are not concerned with earning Medallion status with the airline. It offers Zone 1 priority boarding and a free checked bag on all flights. The card has an annual fee of $95 but it is waived for the first year of card membership.

Think of the Platinum Delta SkyMiles card as the Gold card on steroids. In addition to the welcome bonus offer, you will also get 10,000 MQMs, the main ingredient for building status on Delta. Like the Gold card, the Platinum card offers the same Zone 1 priority boarding and a free checked bag. The Platinum version comes with an annual fee of $195 but it isn’t waived for the first year.

The biggest differentiator between the Gold and Platinum versions of the card is the companion certificate you get every year in which you renew the Platinum card. This is good for one domestic round-trip fare in economy. As long as you book the fare with your Platinum card, you can add a companion for just the price of taxes & fees. That’s a great perk for a relatively inexpensive rewards card.

For more information on the benefits of all the Delta co-branded credit cards, see our post on which Delta credit card is right for you. 


Where is the best place to exchange currency? – Erica J.

The best place to exchange currency is at the ATM machine upon landing at your destination. The currency exchange counters you see at airports all over the world exist because they are making lots of money on the unfavorable exchange rates.

Our absolute favorite checking product for international travel is the Charles Schwab checking account. The card offers unlimited fee rebates from any ATM worldwide, and no minimum balance or monthly fees.

I have had this product for almost 3 years and it comes with me on every international trip. The ATM is the best exchange rate you are going to find on your next trip.


How does Thrifty Traveler Make Money? – Robert P. 

We are all about transparency at Thrifty Traveler, and it is important for our readers to know how the site generates revenue. There are three main revenue generators for Thrifty Traveler which I will outline below.


  • Thrifty Traveler Premium – This is our flight deal notification subscription service and our favorite way to get the best deals out to everyone. Every day, subscribers will get 1-3 emails with the best international flight deals originating from all over the United States. You are able to set a region filter if you only want deals for your area. We are working on functionality to make this departure filter airport specific, and we hope to roll that out soon. The service costs $30 a year, and subscribers typically save $250 to $500 off of any flight deal they book. For more information on the service, visit our premium page.


  • Credit Card Affiliate Revenue – As you have noticed, we have a lot of content on the site focusing on credit cards and travel rewards. Thrifty Traveler was launched with a focus on maximizing travel rewards. When people apply for these cards through our affiliate links embedded in our posts and under the “Top Credit Cards” dropdown, we receive a commission. One of the benefits of our Thrifty Traveler Premium membership mentioned above is our subscribers get access to our credit card consulting service. We know you have a lot of options when it comes to applying for credit cards, and we are grateful and truly appreciate your support.


  • Priceline Affiliate Revenue – Every day on the website, we feature several flight deals departing from all over the United States. These deals will be a mix of domestic and international travel. Within each of these posts, we have Priceline affiliate links to book the airfare. If any of our readers book a flight deal through our Priceline affiliate links, we will receive a commission. We greatly appreciate your support!


Bottom Line

Have a question you want answered? Send them to [email protected] to be featured in our weekly segment, Talking Points with Thrifty Traveler.


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