Earn 140K Points on the IHG Rewards Club Premier Card
IHG Rewards Club Premier

Earn 140K Points on the IHG Rewards Club Premier Card

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One of the biggest bonuses on a hotel credit card is back. The Chase IHG Rewards Club Premier Credit Card is offering a welcome bonus of 140,000 IHG Rewards Points after spending $3,000 in the first three months of card membership.  That’s up from the norm of 80,000 points, and it ties the highest offer we’ve ever seen on this card.

With this card, you’ll also earn a total of 25x IHG Rewards points per dollar spent at IHG properties. , making it even easier to pile up more points to at IHG hotels like Intercontinental, Kimpton, Crowne Plaza, Holiday Inn, and more. You also get an annual free night certificate plus the ability to get a fourth night free when booking award stays with points. It all adds up to a solid credit card that drastically outweighs its $89 annual fee.
IHG Rewards Club
Click Here to learn more about the IHG Rewards Club Premier Card.


IHG Rewards Club Premier Card Benefits

Welcome Bonus of 140,000 IHG Points after spending $3,000 in your first three months of card membership. Considering free nights start at 10,000 points and go as high as 70,000 nights for top-of-the-line Intercontinental properties, you have some great options to get a lot of value out of this card.

Annual Free Night at IHG properties once each year – but there’s a small catch. Your free night is only eligible for properties that cost 40,000 points or less. See our post on the best ways to use the IHG free night certificate in 2020

A $100 Credit for Global Entry or TSA PreCheck when you pay your application fee with the card. You’ll receive this benefit every four years and program membership is good for five years. Considering a Global Entry membership costs $100, this easily offsets the card’s annual fee. Global Entry and PreCheck are must-haves for frequent travelers. 

Fourth Night Free with Points if you book three or more consecutive award stay nights at an IHG property. Free nights on continuous award stays are a familiar perk for hotel credit cards. But IHG’s kicks in sooner than any other, as most require a fifth night. And it’s automatic: When you book three or more nights with points at the same hotel, that fourth night will be free. This gives you an extra way to squeeze even more out of that 140,000-points bonus.

Cell Phone Protection Coverage if you pay your monthly cell phone bill with your IHG credit card, you will receive up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage as long as the phone is listed on your account. You will have to pay a $50 deductible per claim, allowing you to make a maximum of two claims in a 12-month period. You can read more here.

Automatic IHG Platinum Elite Status as soon as you get the card. Platinum Elite status with IHG gets you complimentary room upgrades when available and a 50 percents point bonus on paid reservations. It also gets you guaranteed room availability, priority check-in, and free late checkout. As a bonus, your points will never expire with Platinum Elite status.

25x Points Per Dollar Spent at IHG Properties: Earn an additional 25x points per dollar spent at IHG hotels.

2x points Per Dollar Spent: Earn 2x points at gas stations, grocery stores, and restaurants. And earn 1x point per dollar spent on all other purchases.
IHG Rewards Club Premier
Click Here to learn more about the IHG Rewards Club Premier Card.


Our Analysis

The IHG Rewards Club Premier Card is among our favorite hotel credit cards. With 140,000 bonus points, an annual free night, a $100 credit for Global Entry or TSA PreCheck, and a fourth night free on award stays, this card holds tremendous value.

It’s important to note that Chase’s 5/24 rule does apply to this card. If you have opened more than five credit cards from any bank (not just Chase) in the last 24 months, you will not be eligible for card approval.

The IHG chain has more than 5,200 hotels worldwide, including brands all the way from Holiday Inn Express to Kimpton and Intercontinental. So finding a location to use the points shouldn’t be an issue. 

Add up the bonus points and the free night certificate, and you should be able to easily squeeze at least three hotel nights out of this card – if not much, much more. At an $89 annual fee, that’s some tremendous value that shouldn’t be overlooked.


Bottom Line

Give the IHG Rewards Club Premier Card a hard look. IHG is a massive hotel chain that makes it relatively easy to book award stays. And this current offer to earn 140,000 points after spending $3,000 in the first three months of card membership is a great offer.


Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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