The IHG Rewards Club Premier Card: A Full Review

IHG Rewards Club Premier

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Back in August, Chase & IHG increased the welcome bonus offer on one of the best co-branded hotel credit cards, making it even better. The IHG Rewards Club Premier Card is offering an 80,000-point welcome bonus. Click Here to learn more about the IHG Rewards Club Premier Card. 

Add in some other lucrative perks for award stays and travel, and it adds up to a solid credit card that drastically outweighs its $89 annual fee.

The IHG chain has more than 5,200 hotels worldwide, including brands all the way from Holiday Inn Express to Kimpton and Intercontinental.

 

IHG Rewards Club Premier Card Benefits

Welcome Bonus of 80,000 IHG Points after spending $3,000 in your first 3 months of card membership. Considering free nights start at 10,000 points and go as high as 70,000 nights for top-of-the-line Intercontinental properties, you have some great options to get a lot of value out of this card. 

PointsBreaks – IHG also does a quarterly promotion called PointBreaks, where they discount certain properties to rates from 5,000 to 15,000 points per night. Catch one of these deals to squeeze even more value out of your welcome bonus.

Annual Free Night Gets you one IHG hotel room for free once each year, but there’s a catch. Your free night is only eligible for properties that cost 40,000 points or less. That’s a downgrade from the previous iteration of this card. That cap rules out some incredible properties like the  InterContinental Bora Bora and the InterContinental Moorea (Tahiti), but there are some great hotels that still qualify, like the Intercontinental Bangkok.

Fourth Night is Free with Points If you book three or more consecutive nights at an IHG property. Free nights on continuous award stays are a familiar perk for hotel credit cards. But IHG’s kicks in sooner than any other, as most require a fifth night. And it’s automatic: When you book three or more nights with points at the same hotel, that fourth night will be free. This gives you an extra way to squeeze even more out of that 80,000-points bonus.

Free Global Entry or TSA PreCheck When you pay your application fee with the card. Considering a Global Entry membership costs $100, this easily offsets the card’s annual fee. Global Entry and PreCheck are must-haves for the Thrifty Traveler. If you’re already enrolled, you can use the card to pay for a friend’s application as a gift.

Automatic IHG Platinum Elite Status As soon as you get the card. Platinum Elite status with IHG gets you complimentary room upgrades when available and a 50 percents point bonus on paid reservations. It also gets you guaranteed room availability, priority check-in, and free late checkout. As a bonus, your points will never expire with Platinum Elite status.

10X Points Per Dollar Spent at IHG Properties plus 2x points at restaurants, gas stations, and grocery stores and 1 point per $1 spent everywhere else.

Click Here to learn more about the IHG Rewards Club Premier Card. 

 

Our Analysis

The IHG Rewards Club Premier Card was already among our favorite co-branded hotel cards. This enhanced bonus just gives it another edge over competing cards with other hotel chains.

There’s no denying that the 40,000-point cap on the annual free night benefit was a blow, as it rules out some of the best IHG properties out there. But that’s not unusual in the world of hotel credit cards. And with 100,000 bonus points, free Global Entry or TSA PreCheck and a fourth night free on award stays, this card still holds tremendous value.

It’s important to note that unlike many hotel cards through Chase, Chase’s 5/24 rule does not apply to this card. So while you may hold off on applying for other Chase cards to stay under the five-card limit, there’s no need to do so here. Further, if you had the old version of the IHG Card you are still eligible for this card, as you can have both of them.

 

Bottom Line

Give the IHG Rewards Club Premier Card a hard look. IHG is a massive hotel chain that makes it relatively easy to book award stays. Click Here to learn more about the IHG Rewards Club Premier Card. 

 

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Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

4 Responses

  1. Solo says:

    Question. I got the old IHG card last year. If I apply for the premier would I get the bonus? Or I will be restricted for the 24 months restriction for receiving the previous bonus?

    • Nick Serati says:

      Our understanding is that this is possible as this is what we have heard through other reports. Chase doesn’t publish this detail so the only way to know is data points.

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