New Chase Ink Business Unlimited Card Launches with 50k Point Bonus

Chase Ink Business Unlimited

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On Tuesday, Chase rolled out the new Ink Business Unlimited credit card that will join their Ink Business Preferred and Ink Business Cash suite of business card products. Get more information about this card and other travel rewards cards here

 

Benefits of the New Chase Ink Business Unlimited Card

Welcome Bonus: The Chase Business Unlimited card is offering a welcome bonus of $500 cash back after spending $3,000 in the first three months of card membership. If you hold a Chase credit card product that earns Ultimate Rewards like the Chase Sapphire Reserve, the Chase Sapphire Preferred, or the Ink Business Preferred the $500 cash back can be converted into 50,000 Ultimate Rewards points.

1.5X Ultimate Rewards Points: The Chase Ink Business Unlimited card earns 1.5% cash back on every dollar spent. Assuming you have an Ultimate Rewards earning card alongside it, you are effectively earning 1.5 Ultimate Rewards points on all purchases. This makes the card a great option for any business spending you are not earning a category multiplier bonus on.

No Annual Fee: The Chase Ink Business Unlimited Card does not have an annual fee.

0% Intro APR: The Chase Ink Business Unlimited has a 0% Intro APR for 12 months from account opening on purchases and balance transfers.

Subjected to the Chase 5/24 Rule: The card is subjected to Chase’s 5/24 Rule. This must be considered before applying for this new credit card product.

Get more information about this card and other travel rewards cards here

 

Our Analysis

As mentioned above, the real value of the Chase Ink Business Unlimited card comes when it is held in conjunction to one of the three Ultimate Rewards earning credit cards. If you do hold one of the aforementioned cards, the welcome offer bonus alone is worth over $800. That is unheard of for a no annual fee credit card product.

In order to turn the cash back the card earns into Ultimate Rewards points, you will need to log in and do the transfer manually within your Chase account. This should only take a few minutes.

As a reminder, Chase Ultimate Rewards points are some of the most valuable out there in the world of miles and points. You can transfer them to 13 partners or use the points to book travel through the Chase portal. A full list of the Chase Ultimate Rewards transfer partners can be found below.

 

ProgramTypeTransfer RatioTransfer Time
Aer LingusAirline1:1Instant
Air France/KLMAirline1:1Instant
British AirwaysAirline1:1Instant
Iberia PlusAirline1:1Instant
Korean Air (Ends 8/25/18)Airline1:12-7 days
Singapore AirAirline1:112-24 hours
Southwest AirlinesAirline1:1Instant
United AirlinesAirline1:1Instant
Virgin AtlanticAirline1:1Instant
World of HyattHotel1:1Instant
IHGHotel1:11 day
Marriott RewardsHotel1:12 days
Ritz-Carlton RewardsHotel1:12 days

 

Bottom Line

The Chase Ink Business Unlimited card is a great addition to their suite of business card products. The welcome offer on this card is one of the largest I have seen for a no annual fee credit card. Finally, it is a great option for everyday business spending that is not earning a category multiplier from other cards in your wallet. Get more information about this card and other travel rewards cards here

 

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Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer.


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