Chase Offers 3x Bonus on All Spending with Freedom Unlimited
Chase is running a promotion on the Chase Freedom Unlimited that makes one of the best everyday spending credit cards even more alluring. Doctor of Credit reports that new cardholders will get 3% cash back for the first year they have the card. That can convert to 3X Chase Ultimate Rewards points on every dollar you spend on the card.
You won’t get the typical $150 cash back welcome bonus (or 15,000 Ultimate Rewards points) if you apply through this promotion. But there’s still a ton of value here, especially for a no annual fee card. Let’s dive in. Find the link to this offer here.
Chase Freedom Unlimted Basics
There’s a pattern while collecting miles and points: Open a card, hit the minimum spend, get the big points bonus, and forget it. But the Chase Freedom Unlimited card is worth keeping around for two reasons. First, it has no annual fee so there’s no reason to ever close it. And second, few cards are better to keep in your wallet for your everyday expenses.
A 1.5% cash back return is pretty solid, but the true value of the Chase Freedom Unlimited is in its partnership with other Chase travel rewards cards. Paired with cards like the Chase Sapphire Preferred, Chase Sapphire Reserve or Ink Business Preferred, you can convert that return into 1.5 Ultimate Rewards points per dollar. This new promotion goes even farther: 3% cash back or 3 points per $1 for the first year you have the card.
While you forego the usual 15,000 sign-up bonus, the extra value here is potentially limitless. That makes this promo a no-brainer, especially if you can see yourself spending $10,000-$15,000 or more in a year.
We love to use Chase points to book the flight deals you find here or through your Thrifty Traveler Premium subscription. You can also transfer Chase Ultimate Rewards points to airline partners like United, Southwest, Singapore, British Airways, Korean Air and more.
It’s worth noting that the Freedom Unlimited card is subject to Chase’s 5/24 rule, meaning you won’t get approved if you’ve opened 5 or more new cards in the last 24 months.
Whether this promo is right for you depends on how much you’ll spend. If you only want to spend $500 and add 15,000 points to your stash of Chase points, you shouldn’t take advantage of this. And good news, as the usual sign-up bonus is still available. But the value for ongoing spend here is undeniable and potentially limitless. Getting 3x points on every single $1 you spend for a year is unheard of.
This 3X bonus makes one of the best everyday spending cards even stronger. It’s unusual that we’d recommend a card with no sign-up bonus, but this promotion can unlock some serious points earning. If you already have other Chase travel rewards cards, and your spending fits the bill, you should consider this promotion for the Chase Freedom Unlimited card.
H/T: Doctor of Credit